Volkswagen GTI Insurance

Volkswagen GTI is a small hatchback introduced in the Indian market in 2016. It was available till 2019, after which the sale of this model was discontinued in India. This car was a limited edition from the German manufacturer's end, who planned to sell around 99 models in this country.

Some of the key specifications of this car include a 1.8L 4-cylinder TSI engine, 7-speed automatic DSG transmission, GTI Honeycombed Grill, Dual chrome exhaust pipes and more.

Nevertheless, if you still own this car, it's time you renew your Volkswagen GTI insurance and secure your finances while repairing damages caused by accident. Car insurance policies are vital for every vehicle owner as it reduces financial and legal liabilities.

Several insurance providers offer attractive deals on GTI insurance tailoring your needs. One such insurer is Digit. To know more about the perks of obtaining insurance from Digit, you can refer to the following section.

Before obtaining insurance for your Volkswagen GTI, you should consider certain factors like the claim process, add-on facility, insurance options, etc. In this regard, you can choose Digit insurance owing to the following benefits -

1. 3-step Claim Filing Process

Digit's smartphone-enabled claim process allows you to file claims against your Volkswagen GTI insurance policy online via your mobile within a few minutes. You can complete the entire process in the following three steps -

• Call 1800-258-5956 requesting a self-inspection link. 
• Open the link and follow a step-by-step procedure to select your car's damages. 
• Choose an appropriate repair mode before availing of services from a network garage. 

2. Cashless Claims

You can choose a cashless mode of repair while filing claims against a car insurance policy for Volkswagen GTI. Under this mode, you need not pay anything out of your pocket for the repair services availed of at a network garage. Your insurer will settle the payment on your behalf.

3. Vast Network of Cashless Garages

Locating a Digit network garage is easy as it is available across India in huge numbers. These garages offer professional services along with other perks like a cashless facility. Thus, if your Volkswagen car breaks down, you can turn to this repair centre irrespective of your location.

4. Insurance Types

If you opt for Volkswagen GTI insurance renewal from Digit, you can choose from the following insurance options -

• Third-party Insurance: This basic insurance plan extends coverage for damage repair costs arising from third-party accidents. Such accidents can occur when your Volkswagen car inflicts substantial damages to a third-party person, vehicle or property during a collision. It also takes care of litigation issues and other liabilities. Further, you should mandatorily third-party Volkswagen GTI insurance as per the Motor Vehicles Act, 1988, to avoid legal fines.

• Comprehensive Insurance: A well-rounded insurance policy such as a comprehensive insurance plan provides coverage against both third-party and own car damages. Your Volkswagen car can incur damages in the instances of accidents like fire, earthquake, natural or artificial disasters etc. Repairing these damages can cost you a fortune. Thus, you can cover these charges by obtaining comprehensive insurance from Digit.

5. IDV Customisation

Your Volkswagen GTI insurance price depends on your car's Insured Declared Value (IDV). Insurance providers calculate this value by subtracting the car's depreciation from its manufacturer's selling price. If you choose Digit as your insurer, you can choose an IDV for your car as per your choice and maximise your benefits.

6. Several Add-on Policies

Policyholders of comprehensive insurance from Digit can include add-on covers over and above their base plan against additional expenses. By nominally increasing the Volkswagen GTI insurance cost, they can benefit from the following add-on policies -

• Consumable cover
• Zero depreciation cover
• Return to invoice cover
• Roadside assistance
• Engine and gearbox protection cover

7. Bonuses and Discounts

Insurance companies like Digit offer a discount on Volkswagen GTI insurance renewal price for not claiming against an insurance plan within a policy term. This discount, also known as a No Claim Bonus, can range up to 50% depending on the non-claim years.

8. Responsive Customer Support

Digit's flexible customer service resolves your queries regarding an insurance plan at any hour of the day. They are available 24x7, even on national holidays.

Apart from the aforementioned benefits, you can get other attractive deals on your Volkswagen GTI insurance from Digit, such as a lower premium. You need to purchase a higher deductible plan to reduce your policy premium. However, you should ensure to not miss out on the essential benefits of an insurance policy while choosing such a plan.

The owners of Volkswagen GTI need to buy a car insurance policy as it:

• Makes you legally compliant: Owning a car insurance policy is made mandatory by law. As per the Motor Vehicle Act, every four-wheeler on the road must have a car insurance policy. Those who will fail to do so will be liable to pay a fine of Rs.2000/- for the first offence and Rs.4000/- for the second offence. You may also have to serve prison time of 3 months.
• Saves you from Third-Party Legal Liability: If you happen to hurt any third party leading to bodily injury or property damage, then you are liable to pay for their losses. Your third party car insurance policy will save you from such financial expenses. It is mandatory to have a Third-Party Legal Liability policy as per the MV Act
• Saves you from Own Damage Expenses: Car may get damaged due to accident, natural calamities, theft or fire. Your comprehensive car insurance policy will pay for all expenses that may arise due to such unforeseen events like an accident, theft, natural calamity, fire, etc. The comprehensive policy takes care of your third-party liability as well.
• Helps to widen the basic cover with Add-Ons: Your Comprehensive Car Insurance Policy for Volkswagen GTI will pay for your car damages in the above-mentioned situations and third party losses. Anything beyond this will not be payable. You can extend the coverage by buying Engine and Gear-box Protection, Consumable Cover, Passenger Cover, Zero Depreciation Cover, Breakdown Assistance Cover, Tyre Protect Cover, and Return-to-Invoice Cover.

There are many types of vehicle types in the Indian market that includes SUVs, sedans, CUV, and coupes. But what India lacks is a hot-hatch back that is sporty to drive and compact at the same time. Such cars fall under the taste of Indian youngsters.

Volkswagen-GTI is one hot-hatch that will appeal to your senses completely. Though the model of the car has been discontinued. Still, the owners enjoy driving it thoroughly. Redefining how small hatchback used to look, Volkswagen added GTI (Grand Tour Injection- a fuel injection car model variant) to the hatchback. The car is priced at Rs.20.69 lakhs. 

Volkswagen GTI has a turbocharged petrol engine that is mated to 7-speed automatic gearbox. It is a five-seater car with up-scaled interiors. This hatchback is quite fuel-efficient that runs 16.34 km in one litre.

This hatchback model is available in four different colours like Flash Red, Reflex Silver, Black, and Pure White.

Know more about Volkswagen Car Insurance.

Why should you buy Volkswagen GTI?

• Driver’s Car: Just put your foot on the accelerator pedal and you will know why did you pay that extra amount of money for a car that looks like a Polo. The GTI is aggressively responsive, and this is how a hot-hatch should be! The free-revving engine, chunky torque delivery on the corners, quick rise in RPM, this car has everything for driving pleasures.
• Storage: The storage capacity in Volkswagen GTI is better than SUVs and sedans. Folding the rear seat can make the total capacity to 53.7 cubic feet.
• Technology Enabled: This humble Volkswagen is technology-enabled to assist the driver. The adaptive cruise control is flawless. The car had Apple CarPlay and Android Auto which gives the driver access to the best voice command and navigation in the market.
• Exteriors: The boxy styled Volkswagen GTI looked aggressive. It has 18-inch alloy wheels and attractive rear spoiler. Basically, it looks like a Volkswagen Polo on steroids. 
• Interiors: The makers used high-quality material on the inside for the dashboard and doors. This car also has a touch-screen display and an 8 speaker sound system. The higher models of the car have leather upholstery. The buyers also got a touch-screen infotainment system.
• Safety: Volkswagen GTI is popular for its powerful braking system. It has a standard rear camera which made parking a lot more convenient. Overall, the car is packed with high-tech driving aids such as blind-spot monitoring. The car is equipped with advanced airbags.