Toyota Etios Insurance

Toyota Etios is a subcompact car introduced to the Indian commuter market by the Japanese automaker Toyota in 2010. Initially, in December 2010, the saloon version was launched, followed by the hatchback version in June 2011.

As of May 2012, the company sold around 100,000 units of Etios in India, resulting in increased demand. Although this car equips smart driving features that guarantee performance without compromising safety, it can incur damages during an accident.

To that end, if you own this car, you should purchase a valid Toyota Etios insurance policy and cover the repair expenses that may arise from damages caused. An insurance policy’s extensive coverage helps you curtail financial and legal liabilities.

While choosing an appropriate insurance plan for your Toyota car, you can consider reputed insurers like Digit for its range of benefits. Read on to know more about Digit’s offerings.

Besides Toyota Etios insurance price, you should factor in the claim process, insurance options and several other service benefits from an insurer and its respective plan. This will help you select the best insurance plan for your Toyota car. In this regard, you can go through the benefits of obtaining insurance for your Toyota Etios from Digit.

1. Several Network Garages

If you opt for Etios insurance from Digit, you can avail of professional repair services from a Digit-authorised network garage. There are a number of such garages across India, making it easier for you to locate one during an emergency. Further, you can go cashless on the services availed at these centres.

2. Cashless Claims

Digit allows you to select a cashless repair mode while claiming against your car insurance for Toyota Etios. By availing of this mode, you can avoid paying for your repair costs at a network garage. Your insurer will pay on your behalf, making it possible for you to save for the future.

3. High Claim Settlement Ratio

Owing to Digit’s technology-driven processes, you can expect to receive your claim amount in a hassle-free manner. This insurer has a record of settling 96% of claims for private cars.

4. Multiple Insurance Options

By choosing Digit for Toyota Etios insurance renewal, you can select any one of the following plans:

• Third-party Insurance: This is a basic insurance plan covering third-party damages caused to a person, property or vehicle by your Toyota car during a collision. By obtaining this Toyota Etios insurance, you can reduce your liabilities arising from such situations. 
• Comprehensive Insurance: A well-rounded insurance policy, such as a comprehensive one covers both third-party and own car damages. It provides coverage for costs of repair arising from a fire, theft, natural or man-made disasters. However, the Toyota Etios insurance price for this plan is slightly more compared to the third-party insurance plan.

5. Pick-up and Drop Facility

If you bear Toyota Etios insurance cost for a comprehensive plan from Digit, you can choose a doorstep pick-up and drop facility. Under this facility, you can avail of repair services for your Toyota car from your home’s convenience.

6. Plenty of Add-on Policies

Your comprehensive insurance plan might not provide complete coverage against damages caused to Toyota Etios. In that case, you can avail of add-on policies from Digit against additional charges. Some of the policies are:

• Zero depreciation cover
• Consumable cover
• Engine and gearbox protection cover
• Return to invoice cover
• Roadside assistance

7. Simple Online Process

Now you can obtain Toyota Etios insurance online from Digit due to its seamless mobile-friendly processes. The online process enables you to make a purchase through your smartphone without the need for document hardcopy submission.

8. IDV Customisation

The Toyota Etios insurance renewal price varies with your car’s Insured Declared Value (IDV). Insurers find this value by subtracting the car’s depreciation from its manufacturer’s selling price. However, Digit allows you to customise this value and opt for maximum benefits.

If you have further questions regarding Digit’s Toyota Etios insurance, you can get in touch with its responsive customer service. They are available 24x7, even on national holidays.

Having car insurance is very important because it covers your expenses in the event of vehicle damage or injuries to the drivers, passengers or pedestrians.,

For example, you are traveling in your Toyota Etios and suddenly another vehicle bumped into your car and your headlight got broken. In this case, if your car is insured then all the expenses will be borne by the insurance company that can save your pocket from the huge unnecessary expenses. 

Extra Protection with Comprehensive Cover - This is the highest level of Toyota Etios insurance Cover. It protects against damage and dent to your own car by the accidents and from natural disasters as well as accidents involving other people. 

Know more about Own Damage Car Insurance.

Cover Third-party Liability - Legally this is the basic form of  Toyota Etios insurance. It covers injuries to other people and damage to others' property and the third party. If you are held responsible in an accident and the victim(3rd party) claims for any settlement, then your insurance company will take care of that. 

Legally Complaint - It is mandatory to have basic insurance for every car on the road. if you drive your car without valid car insurance, the fine for driving can go up to Rs. 2000 and may also lead to license cancellation. 

Protect from Financial Liabilities - Damager due to natural calamities, a theft or an accident, you may lose on the original value of the car or its parts. The financial burden for repairs and replacement can sometimes put a heavy expense to your pocket but having car insurance in place could be your savior. 

Toyota has made another attempt to show its royalty among other brands by releasing Toyota Etios. The spacious, comfortable and luxurious vehicle is capable to attract millions of car lovers’ attention. After a lot of research and feedback from customers, they have added many new safety features to make it compatible with the upcoming safety norms.

Toyota Etios comes with many variants with both petrol and diesel engine transmission. Toyota Etios shows its mileage ranges from 16.78 to 23.59 kmpl.  The Manual Diesel variant has a mileage of 23.59 kmpl. The Manual Petrol variant has a mileage of 16.78 kmpl. The price of this car ranges from 6.89- 9.13 lakh.

Why should you buy Toyota Etios?

The first impression of the vehicle comes with the looks of the vehicle. Toyota has never failed to lure attention by its dashing appearance. the  upfront of the car has the bumper with black and chrome accents, and a revised V-shaped grille with black honeycomb inserts. the cabin is ergonomic and there are plenty of storage places in the front and second row.  The safety features of Toyota has ABS and EBD are standard across all variants and the body structure has been strengthened in key places. For the safety of the passengers, Toyota Etios has dual safety airbags for the front passengers.

The engine part of Toyota Etios, you get is a 1.5-litre petrol mill and a 1.4-litre diesel mill. The diesel engine variant of Toyota Etios produces a modest 67bhp of power and 170Nm of torque in a very linear manner with a turbo lag below 1,700rpm. The motor is responsive and revs cleanly till 4,000rpm. On the highway, you can cruise at speeds of 100kmph at around 2,500rpm in the fifth gear. The 67bhp of power doesn't feel insufficient if you work through the gears efficiently. So it is a good choice for them who want their first car or use the vehicle for commercial purposes. 

Check: Know more about Toyota Car Insurance