Toyota Etios Liva Insurance

The leading Japanese automaker, Toyota, launched the saloon version of Etios in December 2010. Similarly, to attract the demand of the small car segment, the hatchback version made its debut in June 2011. With its competitive price, it rivalled the top models of the leading car manufacturers 11 years back. Though the manufacturer discontinued its production, you can still find this car in the used vehicle market. 

However, like any other vehicle, this car is also prone to accidental damage. Hence, considering Toyota Etios Liva car insurance is a wise choice. Moreover, Motor Vehicles Act 1988 mandates that every car owner buy a third party car insurance policy. This secures you from any financial risks arising from damages caused to third party vehicles, property, or persons.

You can also consider a comprehensive car insurance policy to enjoy overall benefits besides third party risks. 

Several insurance providers like Digit offer affordable Toyota Etios Liva insurance. In this following segment, read the features of Toyota Etios Liva, reasons for buying car insurance. Also, find out why you should choose Digit as your car insurance provider.

Digit is one of the reliable insurance providers in India. It simplifies your car insurance for the following reasons:

1. Quick Online Settlement of Claims - With Digit's online facility to claim insurance, you don't need to wait for reimbursements for months. Further, save your time with its smartphone-enabled self-inspection. Send the images of the damaged vehicle to support your claim. Or else, contact 1800-258-5956 to initiate the process of availing car insurance. 

1. Customise IDV - Insured Declared Value is the maximum sum offered to minimise the financial loss in case of insured car theft or irreparable damage. You can customise the Insured Declared Value with Digit according to your convenience. 

1. Benefits of Add-Ons - By paying a nominal premium, you can customise your Toyota Etios Liva car insurance with practical add-ons. This includes:

• Consumable cover

• Gearbox and engine protection

• Zero depreciation cover

• Roadsides repairs and assistance etc.

1. 24x7 Customer Support - Contact Digit's customer care personnel anytime as per your convenience as it provides 24x7 customer assistance.

1. Cashless Repair at Network Garages - Digit has 5,800+ network garages all over India. Hence, as a policyholder, you can enjoy cashless at any of them. Additionally, get a 6 months repair warranty at the network garages.

1. Doorstep Pickup and Drop Facility - Opt for a convenient doorstep pickup and drop facility if you cannot drive your vehicle to the network garage. 

Toyota Etios Liva is a smart choice for people looking for a car between the price range of ₹6.32 to ₹9.06 lakhs. However, opting for Toyota Etios Liva car insurance from a reputed insurance provider like Digit is essential before purchasing it. This helps you avoid financial brunt arising due to a third party or damages caused to your vehicle.

It is wise to bear the Toyota Etios Liva insurance price initially to avoid paying fines and face legal risks. Note the other reasons to buy or renew your car insurance for Toyota Etios Liva:

1. Secures from Third-Party Risks - A third party car insurance policy secures you from financial liabilities arising due to damages caused to the third-party vehicle or person. 

1. Own Damage Financial Security - Third-party insurance is legally mandatory. However, if you want to enjoy financial protection for your vehicle damage and third party risks, consider comprehensive insurance for Toyota Etios Liva. You can also claim this insurance if your car is damaged due to natural and man-made calamities. You can also opt for add-ons to extend the benefits.

1. Personal Accident Financial Coverage - According to IRDAI, personal accident cover is mandatory for every car insurance holder. Under this, you can claim a significant sum in case of accidental death or disablement or of the insured car's owner. 

1. Financial Security Against Car Irreparable Damage and Theft - Toyota Etios Liva car insurance will minimise the financial loss in case of theft or irreparable accidental damage. However, the monetary assistance depends on your Etios Liva's Insured declared Value.

1. Enjoy No-Claim Bonus Facility - With each no-claim year, enjoy a significant discount on the premiums payables from your insurance towards your Toyota Etios Liva's insurance. At Digit, you can earn up to a 50% discount on premiums for consecutive 5-year no-claim years. This lowers the overall Toyota Etios Liva insurance cost.

A 5-seater car, the Toyota Etios Liva boasts some excellent features. Have a look -

1. It features an optimum boot space. Further, the ribbed roof offers stability, reducing the overall car's weight.

2. The 4 cylinders SOHC D-4D 1364cc diesel engine powers this car. It produces 68PS at 3800 rpm and a torque of 170 Nm at 1800 to 2400 rpm. It offers an excellent mileage of 23 kmpl.

3. The effective turn radius of 4.8m makes it an ideal car option for city dwellers. 

4. You can easily change the gears, making transmission smooth. The optimum suspension system absorbs sudden jolts, offering you a smooth and comfortable drive. 

5. It has front discs and rear drums to provide progressive braking. 

6. The vertical position of the round-shaped AC vents provides more airflow toward the rear passenger.

7. The top-end variant of this car provides comprehensive safety features, including airbags for both driver and passengers. Other includes – 

• Remote central locking

• Engine immobiliser

• Rear defogger

• Child safety lock

• Front fog lamps

• ABS and EBD

• Seat belt warning etc. 

Despite bearing safety features, this car is also vulnerable to damages. Hence, opt for Toyota Etios Liva insurance.