Skoda Kushaq Car Insurance

Skoda, the Czech automobile manufacturer, has launched a 5-seater SUV Kushaq on June 28, 2021. Nearly 2,700 Kushaq models were sold in August, making a 70% contribution to the total profit. 

Further, Kushaq has an average wait time of 2 months. In August, it has already garnered 6,000 bookings.

Individuals planning to book this Skoda model should look for affordable Skoda Kushaq car insurance options to ensure financial security. According to the Motor Vehicles Act 1988, every vehicle plying on Indian streets must have third-party car insurance. The Act is implemented to provide financial coverage for any expense involved in third-party damages.

However, individuals can also go for a comprehensive car insurance policy that covers both third-party liabilities as well as own damages.

Several reputed insurance providers in India extend cost-effective Skoda Kushaq insurance policies. Digit is one among such insurers.

1. Offers High Claim Settlement Ratio - Digit offers a high claim settlement ratio against any car insurance policy. Besides, it takes care to settle a maximum number of claims raised. To ensure its customers a hassle-free experience, Digit provides quick settlements as well.
2. Provides Digitalised Processing System - You can raise a claim and receive the settlement amount against your car insurance in no time. Digit offers a 100% digitalised system for your convenience. You can raise a claim using a smartphone-enabled self-inspection process and save your time. Nonetheless, send images of the damage in support of your claim to streamline the procedure.
3. Customise Your IDV Amount - After your purchase car insurance from Digit, it deducts the depreciation rate from the policy and proposes its Insured Declared Value. Now, if you agree to increase your Skoda Kushaq insurance price nominally, you can personalise your IDV amount. Also, in the event of theft or damage beyond repairing, you can obtain higher compensations from the insurer.
4. Select from a Wide Range of Add-ons - Digit offers out-and-out coverage to its customers to cater to their 100% satisfaction. It extends 7 additional benefits against a slight increment in Skoda Kushaq insurance renewal price. Some of these benefits are:
   • Return to invoice cover
   • Consumable cover
   • Engine and gearbox security
   • Zero depreciation cover
   • Roadside assistance and more
5. Wide Grid of Network Garages - Whether you are in Assam or Punjab, you will find Digit network car garages nearby. The insurer has collaboration with more than 5800 garages nationwide. You can opt for cashless repairs from any of these network garages.
6. Opt for Doorstep Pickup and Drop Facilities - If you ever come across a situation where your Kushaq is in no condition to be driven, opt for doorstep pickup assistance against your Skoda Kushaq car insurance policy. Representatives from Digit’s network garage will arrive at your location and do the needful. 
7. Expect 24X7 Customer Care Support - Digit’s customer care executives are ready to help you with your Skoda Kushaq insurance renewal or buying queries. So, be it a Sunday or any national holiday, you can expect 24X7 support from Digit.

Hence, if you consider Digit for your Skoda Kushaq car insurance, you get to enjoy all these benefits mentioned above, that too at affordable rates.

Nevertheless, it is advisable to select few insurance providers and compare what features and benefits they are offering. Then, go for the one that fits both your budget and requirements.

Insuring your Skoda Kushaq is of utmost importance. It covers your expenses regarding car parts and body damages, theft, natural disaster and other similar mishaps. Also, bearing premiums of car insurance is more reasonable than paying for such accident repairs.

So, let us discuss why it is crucial to opt for car insurance.

1. Protection from Financial Liabilities - Now, as Kushaq is new in the Indian automotive market, its damage repair and spare part expenses are likely to be expensive. Therefore, if you go for a comprehensive car insurance policy, you get to select between free damage repairing or reimbursement options. 
2. Financial Security from Third-Party Liabilities - It is mandatory for every Indian car owner to opt for a third-party insurance policy. This policy acts as a shield and financially covers all costs involved to repair damages caused to third-party vehicles, people or properties.
3. Additional Benefits with Comprehensive Cover - Those who go for comprehensive Skoda Kushaq car insurance can enjoy both third-party liabilities coverage as well as own car damage coverage. Apart from these, a comprehensive policy also covers expenses related to theft, fire, natural disasters, man-made calamities and others.
4. Protection against Legal Penalties - According to the Motor Vehicles Act 2019, if an Indian car owner drives his automobile without vehicle insurance, he can either bear hefty penalties or get his driving license confiscated. For first time offenders, the fine is ₹2000 or up to 3 months imprisonment. If the offence is repeated for the second time, he has to pay a penalty of ₹4000 or go to jail for up to 3 months.
5. No Claim Bonus Benefit - If you do not make any claim against your insurance for Skoda Kushaq, you can earn discounts on your premiums on renewal. Digit offers up to 50% discounts with sufficient claim-free terms.

Popular insurance providers such as Digit extend simplified and hassle-free procedures offering a seamless experience. Besides, if you buy or renew Kushaq insurance from Digit, rest assured of financial coverage in the event of theft, damages caused due to man-made disasters or natural calamities, fire and any unforeseen circumstance.

Skoda Kushaq is a perfect combination of luxury, functional features and sleek contours. The SUV resonates with global standards and defines a design that exudes royalty. Currently, Kushaq is available in 3 trim levels - Active, Ambition and Style.

1. Kushaq comes with 2 engine variants - 1.0-litre TSI and 1.5-litre TSI. The base model Active offers 1.0-litre TSI manual configuration. On the other hand, the highly specced Style model offers a 1.5-litre TSI engine in both manual and automatic versions.

2. Skoda promises unparalleled convenience. It is equipped with wireless front charging, a 10-inch infotainment system with Skoda Play App and lots more.

3. Kushaq also features a spatial cabin loaded with luxurious facilities and plush upholstery made of the finest materials. Also, it possesses one of the most extended wheelbase segments to provide enough space.

4. Skoda Kushaq is an epitome of safety due to high-tech features such as Electronic Stability Control (ESC), Electronic Brakeforce Distribution (EBD), Anti-Lock Braking System (ABS), Multi Collision Braking, VDS and XDS+ (over 30 kph), Brake Disc Wiping (BSW) and several others.

   However, despite such solid and robust build quality, Kushaq is exposed to the threats of accidents. Thus, for financial coverage against any damage, be it damages to own car or third-party liability, Skoda Kushaq car insurance is a smart choice.