Opel Vectra Insurance

Opel Vectra is a mid-size car introduced by the German automaker Opel in 1988. The manufacturer continued its production till 2008. 

The Indian subsidiary of US carmaker General Motors launched this car in 2002. After 21 days of launch, it sold over 100 units of Vectra. 

If you are an Opel Vectra owner, you must know the importance of obtaining a car insurance policy. 

As per the Motor Vehicles Act, 1988, every car owner must possess a third-party car insurance plan to avoid traffic fines. Moreover, Opel Vectra car insurance covers damage repair costs that can otherwise create financial pressure. 

Additionally, reputed insurers like Digit offers a range of benefits to individuals obtaining car insurance from them. 

Therefore, a quick scan through the following section will help you know more about Opel Vectra insurance, its advantages and the benefits offered by Digit.

Digit is one such insurance company that offers car insurance at affordable premiums starting from ₹2072. Other than reasonable Opel Vectra insurance cost, you can expect the following benefits from them -

• Cashless Repairs - Digit offers cashless repairs to policyholders getting their car repaired from one of the network garages. Under this facility, you need not pay any repair costs to the garage centre as your insurer will directly settle the payment with them. 

• Large Network of Cashless Garages - There are over 5800 Digit network car garages across India that offer cashless repairs. Therefore, availing of repair services is convenient if you choose Opel Vectra car insurance from Digit. 

• Smartphone-enabled Self-inspection - With Digit’s smartphone-enabled self-inspection processes, you need not wait for a surveyor to check your car for damages. By using your smartphone, you can check the damages yourself within a few minutes. 

• Quick Claim Settlement - This insurance company has a record of settling 96% claims for private cars owing to its paperless smartphone-enabled processes. Therefore, they settle claims in a short span as there is no requirement for providing hard copies of documents. 

• Add-on Policies - If you opt for comprehensive Opel Vectra car insurance from Digit, you can get 7 add-on benefits on your existing plan by paying a nominal amount. Some of the add-on policies include tyre protect cover, engine and gearbox protection cover, breakdown assistance, consumable cover and more. 

• IDV Customisation - Digit allows you to customise your Opel car’s IDV. Thus, you can choose a value as per your requirement and obtain the respective returns in case you decide to resell your car. 

Therefore, obtaining Opel Vectra car insurance from Digit is seamless and hassle-free.

If you are wondering why it is important to avail of Vectra insurance, referring to the following pointers will give you a clear idea -

1. Third-party Damages Cover - A third-party car insurance plan is mandatory to possess as per the Motor Vehicles Act. Under this plan, you can insure your Opel car against damages caused to third-party persons, vehicles or properties. 

1. Own Car Damages Cover - If you want to cover damages caused to your Vectra, comprehensive Opel Vectra car insurance might be the right choice for you. This plan covers own car damages caused due to accidents, theft, disasters and more. 

1. No Claim Bonus - While paying the Opel Vectra insurance renewal price, your insurer can offer you a discount, known as No Claim Bonus, for a claim-free year in your policy term. This discount can range up to 50% and can be carried forward. 

1. Avoid Legal Liability - If you are caught driving without a valid car insurance policy, you will be charged with a hefty fine of up to ₹2000 for a first time offence and ₹4000 for the second time. However, by paying Vectra insurance price, you can avoid penalties. 

1. Personal Accident Cover - Whether you opt for third-party or comprehensive insurance for Opel Vectra, you can obtain a personal accident cover. Under this cover, you and your family are liable to receive coverage benefits in case of car accidents that lead to permanent total disability or death. 

Furthermore, you can get a competitive Opel Vectra insurance price depending on the insurer you choose.

Opel Vectra is available in petrol variants and is loaded with a number of attractive features.

Some of the key specifications of this model are as follows -

• Engine - The car features an in-line engine with 4 cylinders that generates 148 PS @ 5600 RPM power and 203 Nm @ 4000 RPM torque. It offers an engine displacement of 2198 cc and a mileage of 11 kmpl. 

• Transmission - It comes with a manual transmission and a 5-speed gearbox. 

• Suspension - This car’s front suspension equips a MacPherson strut and an anti-roll bar, whereas the rear suspension features multi-link coil springs along with an anti-roll bar. 

• Dimensions - Opel Vectra’s dimensions are 4596 mm in length, 1798 mm in width, and 1460 mm in height. Also, it comes with a ground clearance of 132 mm. 

• Interior - This model’s interior packs a tachometer, electronic multi-tripmeter, leather seats, digital clock, outside temperature display, cigarette lighter and digital odometer. 

• Exterior - In Vectra’s exterior, you will find features like adjustable headlights, front and rear fog lights, rear window washer and defogger, wheel covers, alloy wheels, power and integrated antenna, and tinted glass. 

Despite incorporating all the above features, this car is still susceptible to risks and damages. Therefore, it is vital to opt for Opel Vectra insurance renewal.