Opel Astra Insurance

In 1996, Opel offered the average Indians their first choice of affordable German engineering with Astra. Opel continued a single generation of Astra throughout its production run in India. However, in India, the production of this model was discontinued in 2002.

However, the repairing or replacement cost of this 25-year old sedan will be high. Therefore, obtain Opel Astra car insurance to ensure maximum financial protection.

You should go for a reliable insurance provider like Digit that offers third-party and comprehensive policy plans against affordable premiums.

In the next section, you will walk through a brief overview of this Opel sedan, followed by the significance of Astra insurance and reasons to pick Digit.

Go through the below pointers to learn about the benefits Digit offers.

1. Buy or Renew Policies Online - You can buy or renew your car insurance policies instantly with Digit. Visit the official website to select a plan at your convenience. For Opel Astra insurance renewal, log in to your respective accounts. 

1. Instant Claim Settlement - Digit tries to resolve a maximum number of claims raised. Also, you can just submit the images of your damaged car on Digit’s smartphone-enabled self-inspection system to file a claim instantly.

1. Benefits of Add-on Covers - You can improve your base policy by including any of the following add-on covers-

• Zero depreciation cost
• Return to Invoice
• Consumable cover
• Tyre protection cover and more

For continuing the benefits, you need to increase your Opel Astra insurance renewal price nominally.

1. IDV Customisation - To obtain higher compensation in case of theft or irreparable damages, you need to improve your Insured Declared Value by increasing your premiums payable.

1. Nationwide Network Garages - You will find over 5800 Digit network car garages across India offering cashless repairs.

1. Convenient Pickup and Drop Facility - If your Astra is not in proper condition to be driven down to a nearby Digit network garage, opt for doorstep pickup, repair and drop service to avoid the hassles.

1. Quality Customer Care Service - Digit customer care executives are available 24x7 to answer your queries and offer speedy assistance regardless of time.

However, to further reduce your premiums, opt for higher deductibles and avoid irrelevant claims against your Opel Astra car insurance.

Motor insurance policies are necessary to provide financial security against-

1. Legal Penalties and Punishments - Driving your Opel Astra without a valid insurance policy will attract hefty fines of ₹ 2,000 and ₹ 4,000. Also, in a worse situation, you may end up in prison for up to 3 months.

1. Third-Party Damage Expenses - The third-party insurance policy covers the financial liabilities that may incur due to damages to a third-party vehicle, property or person. The scheme also covers litigation issues, if any.

1. Own Car Damage - Opel Astra insurance compensates for the losses in the event of theft, fire, natural disasters etc. Depending on the present IDV of your vehicle, the insurer will initiate the claim settlement process.

1. Personal Accident - If the driver-owner dies or undergoes permanent or partial disability in an accident, the nominee can claim compensation for the loss.

1. Offers No Claim Bonus - You can save on the premiums if you complete a claim-free year. Reputed insurance companies like Digit extend a 50% discount for 5 consecutive non-claim years.

However, besides Opel Astra insurance price, there are several other pointers to factor in a while selecting your insurer. In this regard, Digit Insurance is an ideal option offering additional benefits to ensure optimum financial assistance.

Astra was a compact vehicle launched in sedan, hatchback and station wagon variants across the world. However, only the sedan version was launched in India.

• The German carmaker installed a 53-litre petrol tank powering 1598 cc and 1686 cc engines. 

• Among 14 variants, only 2 models were available with Automatic transmission and the rest with Manual.

If you still drive or ride this model out of nostalgia, make sure to secure your finances with car insurance for Opel Astra.