Maruti Suzuki 800 Insurance

Launched in 1983 by Maruti Suzuki, the 800 is a small city car and the second-longest production car in India. This 4-seater was in production till 2014. It became widely popular during its course, and the company sold around 2.66 million units in India.

Owing to its affordable price, modern front-wheel drive and high speed, this Maruti car revolutionised the Indian automotive industry. Besides, this car was known to incorporate some top-notch features such as F8B MPFI 4-speed, manual transmission, rack and pinion steering type, etc.

However, similar to other vehicles this car is susceptible to damages from accidents and other unfortunate events. In such a case, one might find it difficult to bear the repair costs.

If you are still driving this car, you must consider renewing your Maruti Suzuki 800 car insurance policy to avoid financial liabilities. In this regard, you can choose from several insurance companies in India that offer both third-party and comprehensive insurance plans. One such reputed insurer is Digit.

The following segment explains the advantage of obtaining car insurance from Digit. Read on to know more.

Apart from offering insurance at affordable premiums, Digit insurance company comes with several other benefits. You might want to consider these points while comparing insurance plans from different insurers online.

1. Variety of Insurance Options

You can choose from the insurance policies while purchasing one from Digit:

• Third-party Insurance Policy

A third-party insurance plan for your Maruti car covers damages caused to a third-party person, property or vehicle during collisions or accidents. It also takes care of litigation issues that may arise from third-party accidents.

• Comprehensive Insurance Policy

Accidents can also inflict damages to your Maruti Suzuki 800, and repairing them can cost you a fortune. In such a case, comprehensive insurance for Maruti Suzuki 800 can cover such damages and help you save funds for future needs. This well-rounded insurance policy also covers third-party damages.

2. Several Add-on Policies

Digit gives you the option to avail of an add-on facility if you obtain their comprehensive insurance plan. Under this facility, you can add a few covers over and above your base plan by paying a nominal amount. Some of the add-on covers include consumables, engine and gearbox protection, return to invoice, roadside assistance and more.

3. Vast Network of Cashless Garages

This insurer has a number of authorised network car garages across India from where you can get your Maruti car repaired. Other than availing of professional repair services, you can opt for a cashless facility from these garages. This facility allows you to avail of services without the need of paying cash as the insurer pays for those charges on your behalf.

4. Easy Claim Process

Digit’s smartphone-enabled claim process is convenient and simple as it does not require you to fill out a claim form or submit documents. You can complete the entire process in a short span thanks to its self-inspection procedure. This process makes it possible for you to choose the Maruti car damages from your smartphone and raise a claim accordingly.

5. IDV Customisation

The Maruti Suzuki 800 insurance cost depends on its Insured Declared Value (IDV). Insurers decide on the policy premium by calculating a car’s IDV. In the case of this  Maruti car, they find out its IDV by subtracting the car’s depreciation from the manufacturer’s selling price. However, Digit allows you to choose this value at your convenience. In this way, you can maximise your benefits on car insurance for your Maruti Suzuki 800.

6. Bonuses and Discounts

You can get discounts on Maruti Suzuki 800 insurance price during its renewal if you maintain claim-free years within your policy term. These discounts, also known as a No Claim Bonus, can range up to 50% if you choose Suzuki 800 insurance from Digit.

7. 24x7 Customer Support

If you face any doubts regarding Maruti Suzuki 800 car insurance renewal price or other aspects, you can resolve them by getting in touch with Digit’s responsive customer service. They are available 24x7, even on national holidays.

8. Minimal Documentation

Digit’s technology-driven process enables its customers to opt for Maruti Suzuki 800 car insurance online. This procedure makes it possible for you to apply for an insurance policy through your smartphone without the need of submitting document hard copies. Thus, during Maruti Suzuki 800 car insurance renewal, you need to upload a few documents online.

Furthermore, you can obtain Maruti Suzuki 800 car insurance at a lower premium by choosing a high deductible plan. Nevertheless, before going for such plans, you must ensure your plan includes all the necessary features so that you can curtail financial and legal liabilities effectively. 

Though discontinued in the market since 2014, there may be some people who would still be using this car. No matter how old a vehicle gets, as per the Motor Vehicle Act, every vehicle running on the road should be insured properly. For a car so old, you may buy a car insurance policy because of:

• Protect from Unforeseen Financial Liabilities: The Own Damage section cover under Comprehensive Car Policy will pay you for financial liabilities incurred due to damage to the vehicle. It protects your car against any damage from an accident, natural calamities, theft or vandalism, strikes, and riots. Though the cost of repairs for such an old vehicle may not be high and you can easily afford it. But, if you prefer a comprehensive package cover, then it will be wise to have. 
  
• To drive legally on Indian roads: An Insurance Policy is your legal permit to drive a vehicle legally on the road. Without an insurance policy, you may be penalized with heavy fines leading to the cancellation of your license and prison time.
  
• Third-Party Liability: Whether you use a vehicle or not, a Third-Party Liability Policy is a mandatory cover. It protects you for property damage and bodily injury liability incurred by you when you are deemed at fault. 
  

Maruti Suzuki, a well known established brand in the automobile industry, has contributed major designs of cars. Each of their models has always served a purpose. Maruti Suzuki 800 was introduced in the year 1983. It has been a legend in the Indian automotive industry. It was a small hatch-back car made for short city rides. This was the most influential car manufactured by Maruti Suzuki.

The names suggest that Maruti Suzuki was of 800 cubic capacity which had a hi-tech petrol engine. Quite an affordable car, it brought a revolution in the automobile industry. Maruti Suzuki 800 was the most exported car in the early ’90s.

The competition kept increasing every year with different companies and models coming into the market. Soon in the year because of the lack of space and the decline in the demand, the production of Maruti Suzuki 800 was stopped in 2014.

Why did people buy Maruti Suzuki 800?

People buy cars for luxury. And when you talk about Maruti Suzuki 800, here is why it witnessed a revolution with heavy sales volume.

• Quite affordable for any Indian middle-class family.
  
• Gave space for about 4 people to sit comfortably.
  
• Less fierce competition in small segment of cars.
  
• Features and performance of the car were excellent.
  
• One of the four-wheelers that gave a mileage of 14 km per litre to 16.6 km per litre.
  
• It came with adjustable headlights, and both power and manual adjustable exterior rearview mirror. 
  
• Manual Transmission.
  
• The reliability of Maruti Suzuki brand
  
• Low cost of maintenance, popularity and the demand of the car made it the People’s Car in India
  

Check: Know more about Maruti Car Insurance