Mahindra Xylo Insurance

Indian automobile manufacturer Mahindra and Mahindra Limited launched its new compact MPV, Xylo, on 13th January 2009. Mahindra Xylo measures 4520 mm in length, 1850 mm in width and has a height of 1905 mm. The car has a ground clearance of 186 mm and a wheelbase of 2760 mm.

Xylo is equipped with a four-cylinder engine and provides an engine displacement of 2179 cc. The car offers a peak power of 122 BHP at 4000 RPM and maximum torque of 280 Nm at 2400 RPM. Depending on the variant and fuel type, Xylo has an average mileage of 14.02 kmpl to 14.95 kmpl.

The interior of this car is matted with a tachometer, electronic multi-tripmeter, fabric upholstery and a glove compartment. Exterior features of Xylo include adjustable headlights and a manually adjustable exterior rear view mirror.

The car has advanced safety features like child safety locks, passenger-side rearview mirror, rear seat belts and seat belt warning. Furthermore, it has an engine immobilizer, centrally mounted fuel tank and side-impact beams.

Despite these innovative safety specifications, Mahindra Xylo is prone to accidental damage. So, if you own a Mahindra Xylo or are planning to purchase a new one, choosing the right Mahindra Xylo car insurance becomes crucial.

There are several factors on which the trustworthiness of a car insurance policy depends. One of such important factors is the Mahindra Xylo insurance renewal price.

Let us look at what Digit has to offer to individuals looking for Xylo insurance.

1. Several Insurance Products

At Digit, you can choose from the following insurance policy options –

• Third-Party Policy – During any accident or collision, if your vehicle inflicts damage to any other person, property or vehicle, Digit will take care of the issue. It will also handle the litigation issues if any. Moreover, the Motor Vehicles Amendment Act of 1988 states that every automobile owner must opt for a third-party insurance policy. 

• Comprehensive Policy – People opting for Digit’s comprehensive Mahindra Xylo insurance policy enjoy the benefits of both third-party and own damage protection. 

2. 24x7 Customer Support

Digit has a customer support team that works 24 hours every day to assist the customers. You can reach out to them at any time and get your queries resolved in no time. They are available even on national holidays!

3. Network of Garages

Digit has tie-ups with a large number of network garages across the country. You can visit these garages and opt for vehicle repairing and servicing. The most exciting part, you don’t have to pay anything from your pocket as Digit pays for the charges on your behalf.

4. IDV Customization

Digit allows you to modify the Insured Declared Value of your car. You can increase or decrease the IDV at your convenience. Higher IDV means a higher compensation amount in the event of irreparable damage or theft of your vehicle.

5. Add-on Benefits

People with comprehensive car insurance for Mahindra Xylo can add several add-ons against additional charges. Some of those include –

• Consumable Cover
• Roadside Assistance 
• Gearbox and Engine Protection 
• Return to Invoice Cover
• Tyre Protection 

6. No Claim Bonus

With Digit’s Mahindra Xylo car insurance, you get additional discounts on policy premiums. Individuals get a discount of 20%-50% on policy premiums, depending on the number of claim-free years they have accumulated.

7. Easy Claim Filing Process

Cut down the tiresome and time-taking claim filing process with Digit’s Xylo insurance! Follow these steps to file your insurance claim -

Step 1: Dial 1800 258 5956 from your registered contact number to receive the self-inspection link.

Step 2: Upload the images of your damaged vehicle. 

Step 3: Choose from the available options, ‘Cashless’ or ‘Reimbursement’.

8. Online Products and Services

Individuals can now visit Digit’s official website and choose from all the insurance policy options.

Nevertheless, you must ensure that your Mahindra Xylo car insurance plan covers all possible liabilities and help you save money. Therefore, choose your car insurance provider wisely!

Mahindra Xylo is one of the upper segment cars and it is important to buy a car insurance policy as it will help you to manage emergencies and financial crisis like:

Financial Liability for Own Damage: Under this section of car insurance policy, your insurer will assure you to pay damages for any kind of vehicle damage arising out of an accident or any natural calamity or theft.

Third-Party Liability Losses: You can buy a Third-Party Car Insurance either as a Standalone cover or under the Comprehensive Package Policy. The idea is to seek reimbursement from the insurer if your vehicle happens to damage a third party’s property or cause any injury to the person.

Legal Compliance: An insurance policy, compulsorily third-party liability cover is mandatory to be purchased. It is about abiding by the MV Act 2019 that makes you legally compliant to drive the vehicle on the road.

Car Insurance Add-On Covers: To extend the basic limit of covers you can buy some add-on covers like a Zero Depreciation Cover, Return-to-Invoice, Engine and GearBox Protection, Roadside Assistance, Consumable Cover and many more.

Personal Accident Policy: You can buy Personal Accident cover which will provide you benefit in case of death or permanent disability. It may arise from an accident and the minimum coverage limit is Rs.15 lakhs.

If you are looking for a car that has good passenger as well as luggage storing capacity, then you must consider this MUV, Mahindra Xylo. It is a perfect blend of features, technology, and comfort. Made quite spacious, this car has room to accommodate passengers with comfort. About 7-9 people can easily sit if the rear jump seats are also considered. Mahindra Xylo is available only in diesel fuel type with manual transmission. It offers a mileage of 14.95 km per litre. The company released this MUV in two types of diesel engines under four variants D2, D4, H4, and H8. The price range of the car falls between Rs.9.17 lakhs to Rs.12 lakhs.

Still not convinced? Looking for convincing reasons to buy Mahindra Xylo? 

Why should you buy Mahindra Bolero?

Mahindra Xylo is a value-for-money offering from the company. It may have competition in the market but you can still think of these reasons to buy this car:

Technology Driven Car: Mahindra Xylo has one of the most revolutionary tech-savvy Digital Drive Assist System. It drives a computer system to calculate the distance travelled and mileage. You get the alphanumeric display in the centre panel displays other information like the temperature inside and outside, humidity, date, and time.

Safety Features: This MUV is packed with safety features like seatbelts and tilt steering column. You also get an ABS option and engine immobilizer to prevent theft for enhanced safety.

Interiors: You get enough legroom space and flatbed front seats. You also get individual reading lamps and mobile/laptop charging points, puddle lamps to alight safety at night time, and centre console housing for phones and magazines.

Exteriors: The car looks very muscular on road with wrap-around tail-lights. It has an aggressive radiator grille, and bonnet with finely integrated Mahindra Logo.