Mahindra Logan Insurance

While the Indian automobile industry is booming, the name of Mahindra might be considered a solid brand to capture customer attention. Since its launch, the Mahindra Logan model gained its fame as a compact sedan car. Customers prefer the model for its affordable price and reliable brand value. One of the car's best features includes its four cylinders inline with a 1416 cc engine. Most variants use a 1.5L DCi Diesel engine type, with a mileage up to 19.2 kmpl.

Mahindra Logan cars typically come with manual transmission. The alloy wheel size is about 15, and the car comes with tubeless radial tyres. With a seating capacity of five adults, this car can be a practical choice for buyers looking for an affordable and safe sedan car.

Features such as rear seat belts and anti-theft alarms have made the Mahindra Logan model safer and more secure for riders. Moreover, the adjustable headlights and fog lights might help enhance the driver's comfort. The car's interiors are designed with innovative features, including a digital clock and odometer, AC vents, an accessory power outlet, low fuel warning, etc.

Although the features of a Mahindra Logan car might sound tempting, these will not be enough to avoid road accidents and subsequent damages. Purchasing Mahindra Logan car insurance is therefore compulsory in this regard. Compared to the past, the process of obtaining car insurance is simplified. Moreover, the Indian Government has made it a mandate by passing the Motor Vehicles Act of 1988.

If you own a Mahindra Logan car, you must be concerned about its future protection. Road accidents are prevalent these days, which enhance the chances of causing damage. Moreover, according to the Motor Vehicles Act, car owners must purchase insurance against their cars to cover third-party damages. Failure to do so will require them to pay fines between ₹ 2,000 and ₹ 4,000. There are chances of cancelling their licence or three months imprisonment if they repeatedly fail to insure their cars.

Before purchasing the Mahindra Logan car insurance, car owners must understand the right policy features. The search process for suitable car insurance includes learning about all the policy aspects, including Mahindra Logan car insurance price. The name Digit is mention-worthy in the Indian insurance field. It can effectively handle your car insurance with the following benefits and features.

1. Range of Policy Types

Under Digit, the policyholder can choose between two types of policies while purchasing insurance for Mahindra Logan car. Let us find out the details of these two policies.

• Third-Party Coverage 

The Motor Vehicles Act of 1988 makes it mandatory for Indian car owners to protect third party damages with insurance. Following this, Digit uses this policy to only focus on covering the expenses for repairing third party cars and road properties which were damaged during a road accident. Moreover, it handles the treatment expenses of any person who was hit by your vehicle in this accident.

• Comprehensive Coverage 

On the other hand, this policy protects both your requirements and the third party damages following an accident. There are scarce instances whereby a car is not damaged from an accident. Even a competent vehicle like the Mahindra Logan is prone to getting such damages. Having a comprehensive policy under Digit will enable you to repair your car without bearing the expenses after facing an accident.

2. Extra Benefits

Besides the regular policy plans, Digit also allows some additional benefits to Mahindra Logan car insurance policyholders. They can include these benefits to customise their comprehensive policies. These are as follows.

• Zero Depreciation Cover
• Roadside Assistance
• Return-to-invoice Cover
• Consumables Cover
• Engine and Gearbox Protection and more 

3. No Claim Bonus

People purchasing car insurance for Mahindra Logan from Digit are liable to receive a no claim bonus as a reward for their loyalty to the company. Subsequently, if you manage to avoid claiming your car insurance for about a year, Digit will allow a specific rate of discount on your premium amount. Such discount rates usually lie within 20% to 50% of your policy premium.

4. IDV Customisation

The importance of IDV has been evident in recent times since it determines the value of your vehicle in the market. Among various features of Mahindra Logan car insurance in Digit, the ability to customise IDV is a major one. If you set a high IDV, you can get higher amounts for your vehicle in case of theft or irreparable damage. On the other hand, putting a lower IDV will help you reduce your premium amount.

5. Network Garages

Digit has an impressive array of network garages, another significant advantage for choosing Mahindra Logan car insurance policy. These are spread all across India. Policyholders often wonder if their insurer will cover accidents outside their registered areas. This is no longer a problem with Digit and its numerous network garages. Even while travelling, you can choose a cashless repair of your vehicle from any part of India.

6. User-Friendly Website

Digit believes in maintaining a user-friendly interface for its website while enabling the policyholders to conduct most activities online. The process of purchasing an insurance policy might seem complicated to some people. However, this is highly simplified under Digit. All instructions and step-by-step guides are available on their official website. Moreover, people can avail the same method for Mahindra Logan car insurance renewal.

7. Easy Claim Filing Process

The process for claim filing might again sound complicated. However, you can complete it with the following three steps when you are a Digit policyholder.

Step 1: Dial 1800-258-5956 from your registered number and follow the instructions. It is a simple procedure, and individuals are not required to fill any forms.

Step 2: You will receive a self-inspection link on your phone. Click on it and submit all the images to show the damages from the accident.

Step 3: You can choose from the two available repair modes, including reimbursement or cashless repair from the network garages.

8. Extensive Customer Care Services

Digit offers an impressive customer care service to the policyholders, ensuring that each query or grievance is resolved. Thus, if you are a Digit policyholder, you can reach out to the company's customer service team at any time, even during the national holidays. They will be liable to handle your problems and resolve them as swiftly as possible.

So, as you can see, having Mahindra Logan car insurance is compulsory if you own that vehicle. It provides you protection in case of road accidents and handles the possible expenses of third party damage repair. Moreover, you will need this insurance to be a law-abiding citizen of India and follow the Motors Vehicles Act while driving on the roads.

Though the company has discontinued manufacturing Mahindra Logan, still there are many users of the car. Here are the reasons why should you buy car insurance for Mahindra Logan:  

Extra protection with Own Damage Insurance: You may be a good driver but unexpected collisions may happen any time. You should buy an insurance policy as it will save you to pay for repairs or replacement of parts after an accident. The damage of the cars can be severe for which a heavy price is paid to get the repairs. 

Cover Third-Party Liability: Third-Party Car Insurance has been made mandatory by the government. Some people buy third-party liability insurance to save themselves from paying heavy legal liabilities. Such liabilities may arise for any kind of bodily injury or property damage to third parties caused by their Mahindra Logan. If any liability of this sort arises, the insurance company will take care.

Add-On covers: People who want complete protection for their cars, chose Comprehensive Car Insurance Policy. Along with it, they choose some add-on covers also. They prefer to purchase add-ons like Zero Depreciation cover, Engine Protection Cover, Gearbox Protection, and other similar covers. You can use a Car Insurance Calculator to get the premium of a comprehensive cover along with add-ons of your choice.

Needed for legal compliance: For Mahindra Logan, people bought an insurance policy to show that they are driving an insurance validated vehicle. It is a compulsory document to carry while driving on the road. In case, the traffic police finds that you do not have an insurance policy, they will charge you with a fine of Rs.2000/- and/or imprisonment of 3 months.

Another car from Mahindra that ruled the sedan type market share was Mahindra Logan. However, the model discontinued in the year 2011, but it played well in the automobile industry. It was available for both the fuel types petrol and diesel.

Why did people buy Mahindra Logan?

People used Mahindra Logan as the office purpose car which could easily accommodate 5 people in it. This car became the choice of people to be used as a daily car. Here is why people bought it then:

Mileage: Depending upon the variant of the fuel, Mahindra Logan offered mileage of 15.7 to 19.2 km per litre.

Transmission: Mahindra Logan was available in manual transmission type and had a 5-speed gearbox.

Safety Features: The car came with child safety locks and anti-theft alarm. But it lacked any other kind of safety like airbags, central locking, ABS and others.

Comfort and Convenience: Mahindra Logan has power steering, air conditioner, an accessory power outlet, the low fuel warning light to offer comfort to the drivers.

Interiors: It had high-quality fabric upholstery, digital odometer, and cigarette lighter to improve the interiors.

Exteriors: On the outside, Mahindra Logan had adjustable headlights, rear fog lights, wheel covers, and manually adjustable exterior rearview mirror.