Ford Ikon Insurance

Launched in 1999 in the Indian automobile market, Ford Ikon became one of the best selling models in the country. Based on the fourth-gen Ford Fiesta, the car was well-equipped at that time.

However, every owner of this model must obtain Ford Ikon car insurance to safeguard their finances from unavoidable accidents and other unfortunate incidents.

Some prominent insurance companies offer choices between third-party and comprehensive insurance covers. Digit is one such insurer.

So, before we start discussing the importance of motor insurance policy and the benefits Digit provides, let us re-explore the features of the iconic Ford Ikon.

While selecting your insurer, you must factor in a few other pointers other than Ford Ikon insurance price. Digit facilitates a wide range of lucrative benefits, including-

1. Online Purchasing and Renewing Facility - Digit presents a hassle-free online option for 100% customer satisfaction. To buy a new insurance policy from Digit, visit its official website and navigate through the plans offered. And for Ford Ikon insurance renewal, you just have to log in to your respective account.

1. Quick Claim Settlement - Digit ensures to settle a maximum number of claims at the least possible time. The insurance provider has a record of resolving 96% of the claims raised. To fasten the process, the insurer extends a smartphone-enabled self-inspection system. Simply send the images as evidence on the link sent to your registered mobile number and save subsequent time.

1. Extra Protection with Add-on Covers - You can maximise your base policy by including any of the add-on covers given below-

• Passenger cover
• Consumable cover
• Return to invoice cover
• Zero depreciation cover
• Breakdown assistance
• Tyre protection cover
• Engine and gearbox protection cover

Note: You have to increase your Ford Ikon insurance renewal price to carry forward these add-ons.

1. IDV Modification - Digit also provides the facility to increase or decrease the Insured Declared Value at your convenience. To obtain higher compensation in case of theft or irreparable damage, you must raise the premiums payable nominally.

1. Widespread Network Garages - More than 5800 Digit network car garages across the country readily accept cashless repair against valid car insurance.

1. Day-and-Night Customer Care Support - Digit customer care support is ready to answer all your queries regarding insurance policies round the clock.

1. Pick-up and Drop Facility - If your Ford Ikon is not in a driving condition, feel free to opt for a doorstep pickup and drop facility to avoid the hassles.

These are the benefits you can utilise by choosing Digit as your insurance provider. Additionally, you can cut down your Ford Ikon car insurance premiums by selecting higher deductibles and avoiding frequent claims.

There are several reasons that make motor insurance necessary in India. They are-

1. Saves from Legal Fines - To remain road-legal in India, every four-wheeler owner must obtain a third-party insurance cover as per law. Any breach of this law costs lump sum penalties of ₹2,000 and ₹4,000, respectively.

1. Pays Third-Party Charges - If your Ford Ikon damages or injuries any other vehicle, person or property, this scheme will cover all the expenses of the third-party losses.

1. Covers Own Car Damage - Unlike third-party policy, a comprehensive cover bears all the expenses in the event of complete loss of your vehicle, accidents, damage caused due to fire, natural disasters and others. 

1. Compensates for Personal Accidental Damages - Apart from damaging another vehicle, person or property, a car accident may result in death or permanent disability of the owner. In such scenarios, the insurance agency is liable to compensate for the loss to the policyholder’s family members.

1. Offers No Claim Bonus - If you do not file any claim for a year, you can earn a bonus. This bonus serves as attractive discounts on the premiums against your Ford Ikon insurance.

All these add up to the significance of vehicle insurance policies in India. However, popular insurance providers like Digit assure better coverage against competitive premiums.

The Ford officials understood that a tailored car would bring better profits in the Indian markets than the global models. Thus they launched 3 diesel, 3 petrol and 1 CNG variant of Ikon in India.

• The diesel models came with 1399 cc, 1753 cc and 1299 cc engine options.

• Ikon’s petrol units featured 1597 cc and 1299 cc engines.

• The CNG engine was 1299 cc.

• All the variants were available with Manual transmission.

• Based on engine capacity and fuel type, Ikon offered mileage ranging between 13.8 to 14.2 kmpl.

• Ikon cars could accommodate 5 people (including the driver).

• The fuel tank was 35 litres.

However, as the company has discontinued the entire Ikon range, replacing spares and repairing costs are pretty expensive now. In this regard, valid car insurance for Ford Ikon will ensure financial security against hefty repairing expenses.