Ford Figo Insurance

Ford Figo is one of the best-selling subcompact car models in India. The 6-speed automatic transmission system, eye-catching exterior featuring an aerodynamic design and innovative SMART features like the rain-sensing wipers, touch screen embedded with navigation, automatic headlamps makes the car one of its kind.

So, if you drive a Ford Figo or are planning to buy one,  you must positively have a Ford Figo Insurance for your vehicle to remain road legal in India. Also, it will help you save damage repair expenses down the line significantly.

However, with several companies extending car insurance policies in India, making a choice can be difficult. Therefore, it is crucial you compare the features and benefits of such companies to make an informed decision.

Digit Insurance Company is an ideal option for car insurance owing to its diversified range of policy options and add-on benefits.

Let’s have a look!

1. Wide Range of Products

You can choose from a wide range of Ford Figo car insurance products from Digit like -

• Third-party Insurance 

If you opt for third party insurance from Digit, you will no longer have to worry about bearing the cost of third party damages. Digit will extend complete financial aid to repair the damages caused by your vehicle to a third-party person, vehicle, or property in an accident and also take care of the litigation issues arising from such situations.

• Comprehensive Car Insurance

Digit also offers comprehensive car insurance for Ford Figo. You can get full coverage against third-party and own damage under this policy plan. Also, by paying the Ford Figo insurance price for the comprehensive policy, you will get Personal Accident cover in case of death and disablement from an accident.

2. Additional Benefits

By paying nominal charges above the Ford Figo insurance cost, you will be able to enjoy several additional benefits from Digit like -

• Roadside Assistance
• Consumable Cover
• Zero Depreciation Cover
• Return to Invoice Cover
• Engine Protection Cover

3. High Claim Settlement Ratio

Digit has a high claim settlement ratio of 96%. This is due to the easy online claim filing procedure and smartphone-enabled self-inspection process. Just click images of the damages on your vehicle, submit them following a guided step by step process and choose the mode of repair you want- cashless or reimbursement.

4. Extensive Network Garages

You can get professional repairs and replacements from Digit network garages. There are around 5800+ Digit network car garages across India. You can opt for a cashless facility in any of these workshops for payment convenience.

5. IDV Customisation

You can customise the IDV for your Ford Figo Insurance with Digit. Therefore, in case of theft or irreparable damages, you will know the amount of compensation the insurer will offer you. You can choose a higher IDV against the insurance for Ford Figo to enjoy higher coverage.

6. No-claim Bonus

Digit also offers a no-claim bonus for every claim-free year. In fact, you can enjoy up to 50% compensation on the premium during Ford Figo insurance renewal, depending upon the number of claim-free years.

Ford Figo is an absolute value for money car. Definitely, you will like to protect your car from any unfortunate situation. So buying car insurance can help you in the following ways in order to shield your Ford Figo.

Drive legally: It is illegal to drive an uninsured car on Indian roads. If you do not have car insurance then you will attract a fine amount of ₹2000 for your first offence and ₹4000 for the consecutive offence. Not only that, your licence might get cancelled and you may have to serve 3 months prison time.

Protect yourself from Third-party liabilities: Third party car insurance is mandatory in India. If you are held responsible for a road accident in which a third-party got injured or suffered from any damage to the property then your insurer pays the third-party claim amount against this policy. This policy does not cover any damage to your car.

Protect your car with comprehensive policy: A comprehensive car insurance covers all the damages caused by factors beyond your control such as fire, theft, natural/ manmade disaster, vandalism, acts of nature/weather, animals etc. The third-party liability is covered under this policy as well. 

Extra protection with add-ons: A comprehensive car insurance can be further customized with suitable add-ons in order to broaden the scope of the coverage.

Check: Use Car Insurance Calculator to get the car insurance premium with add-ons.

For example: if you are choosing a zero depreciation add-on under the comprehensive policy, then the depreciation value of any car part will not be deducted at the time of claim. This add-on is suitable for new cars. Likewise, there are other add-ons named as engine and gearbox protection, return to invoice, breakdown assistance etc.

So get your car insured today, happy driving!

The Indian car market is full of choices when it comes to hatchbacks. But what we lack is a hot-hatch that appeals to the younger generations. When an Indian youngster wants to buy a hatchback, there are not many options to be explored. Here comes Ford, which has launched Figo that recently got facelifted, this car is a perfect choice for those who love driving. Its a delight to the Indian car enthusiasts. 

This car has been an absolute rockstar since its launch. It has won 20 Indian auto industry awards, more honours than any other car back in 2010. It is available both in petrol and diesel variants and the price starts from 5.23Lakhs (Ex-showroom price).

Why should you buy Ford Figo?

Attractive design: Though the old DNA of the Figo is still alive in the design but the refinements have been done so beautifully that the car looks upmarket. The front grille now comes with a blacked-out cellular design, L-shapes garnishes around the fog lamps, blacked-out wing mirrors and 15-inches blacked-out alloy wheels. The roof also gets a blacked-out treatment. 

Modern features: There are contrast highlights in the inside to make it feel premium. It gets a 7-inch touch screen infotainment system that comes with built-in navigation. Features like power windows, automatic headlamps, rain-sensing wipers, leather-wrapped steering wheel come as standard with this car.

Cheap maintenance: Ford offers a five-years of warranty plan for this car and claims that this will be cheaper to maintain than even a Maruti. So this car will save you a lot of money on maintenance.  

Higher economy: The petrol engine of Ford Figo delivers a mileage of 20.4kmpl and the diesel engine delivers a mileage of 25.5kmpl. This is class-leading in the segment. 

Good handling character: This car has communicative steering, this gives stability to the car and driving becomes easy at higher speeds. This car feels planted on long highways and easy to drive in busy cities. So it can be used as an everyday car and will not let you down on long drives.