Chevrolet Spark Insurance

Chevrolet entered the Indian auto market back in 2003 as a subsidiary of General Motors India. Launched in 2007, the Spark was an entry-level hatchback from the house of Chevrolet.

According to the Motor Vehicles Act, 1988, every car owner mandatorily needs a valid third-party insurance policy for the car they drive. Similarly, you need a valid insurance policy for your Chevrolet Spark to keep away from future third-party damage expenses.

Hence, choosing a responsible insurance provider to buy or renew your Chevrolet Spark car insurance is essential.

Before zeroing down on an insurance provider, you need to consider several factors besides the Chevrolet Spark car insurance price. Digit Insurance offers plenty of benefits that make it a favourite among Chevrolet car owners.

• Simple Online Process - Digit extends a simple online process to claim or buy your Spark insurance. It provides a user-friendly interface to upload your claim documents and choose a policy directly from your smartphone.

• Insurance Policy Options - Digit offers two separate insurance policies to choose from - comprehensive policy and third-party liability policy. As a result, you have the freedom to choose as you deem fit. 

• Total Transparency - Digit Insurance maintains total transparency while presenting its insurance policies on the website. Hence, you pay only for the policy you select. In return, you get covered for only what you have chosen.

• Pick-up and Drop Facilities - Furthermore, Digit Insurance’s garages provide doorstep pick-up and drop facilities for damage repairs if you ever meet with an accident.

• Instant Claim Settlement - Digit offers quick and easy claim settlement services. Here, you can get your claims settled in an instant with Digit’s smartphone-enabled self-inspection feature.

• IDV Customisation - In addition, Digit lets you change the IDV of Chevrolet cars like Spark. If your car undergoes irreparable damages, a higher IDV can provide more financial coverage than a lower IDV. However, a lower IDV translates to a lower policy premium. So, you can lower your insurance premium by going for a lower IDV.

• Vast Garage Network - Digit has collaborated with a vast network of 5800+ garages all over India. So, you will never fail to find a partner garage nearby providing cashless repairs to your Chevrolet Spark if you ever meet with an accident.

• Multiple Add-On Covers - Digit Insurance also presents several convenient add-on policies.

  • Engine and Gearbox Protection
  • Zero-Depreciation Cover
  • Passenger Cover
  • Tyre Protect Cover
  • Return-to-Invoice Cover
  • Consumable Cover

• Reliable Customer Service - Digit Insurance works with a reliable customer service team that ensures 24x7 assistance with your Chevrolet Spark car insurance policy.

In addition, Digit Insurance allows you to reduce your premium by choosing a higher deductible and steering clear of small claims. However, it is not wise to compromise on such lucrative benefits by prioritising a lower premium.

So, you can reach out to responsible insurers like Digit to know more about your Chevrolet Spark car insurance plan.

If you want to avoid spending on fines and damage expenses in future, bearing the Chevrolet Spark insurance cost now is way more logical. A well-rounded car insurance policy extends numerous benefits.

• Own Damage Cover - Your Chevrolet Spark may undergo extensive damage in the event of an accident or fire. In such situations, a comprehensive car insurance policy can provide financial coverage against losses incurred from damage repairs.

• Penalty/Punishment Protection - As per the Motor Vehicles Act, 1988, it is mandatory to have a valid insurance policy for the car you drive. Failure to do so is a punishable offence. So, you will be liable to pay a penalty of ₹2,000 on your first offence and ₹4,000 for the next ones. It can also result in licence cancellation.

• Personal Accident Cover - According to the IRDAI (Insurance Regulatory and Development Authority of India), a valid insurance policy can provide financial support to the car owner’s family if the owner faces death or injuries in an accident.

• No Claim Bonus Benefits - Moreover, a reputed insurance provider presents a bonus for every claim-free year. This bonus can range from 20% to 50% of your insurance premium. You can use this bonus as a discount and reduce your premium accordingly on your Chevrolet Spark car insurance renewal.

• Third-Party Damage Cover - If your Chevrolet Spark inflicts any damage to third-party property in an accident, you will be liable to pay for the third-party damage expenses as well. In this case, a third-party liability insurance policy can financially cover these huge third-party claim expenses. Moreover, an active Chevrolet Spark car insurance policy can also manage all related litigation issues.

So, paying the Chevrolet Spark insurance price now is far more logical than incurring penalties and damage expenses down the line.

In this case, Digit Insurance can be your best option to buy or renew your car insurance.

Chevrolet Spark turned several heads in the Indian auto market with its compact size and affordable price. Some amazing facts about this car model are listed below.

• Chevrolet Spark packed in a 995cc four-cylinder engine delivering a maximum power of 62.1 BHP.

• The car model comes with a manual transmission system and offers two fuel options to choose from - petrol and LPG.

• Chevrolet Spark was available in eight colour variants - Intense Black, Summit White, Misty Lake Metallic, Velvet Red, Sand Drift Grey, Caviar Black, Switchblade Silver and Linen Beige.

• The petrol variant boasts a fuel economy between 16.2 kmpl and 18 kmpl, while the LPG variant provides a mileage of 13.2 km/kg.

• Chevrolet Spark can accommodate up to five people.

Chevrolet cars are known for their smooth handling and sturdy framework. But, it is not wise to rule out the unfortunate circumstances that can result in your Chevrolet Spark undergoing heavy damage. In such cases, a valid insurance policy can financially cover the liabilities arising from damage repair expenses.

So, it is crucial to opt for a reliable insurance provider for renewing or buying car insurance for Chevrolet Spark.