Chevrolet Cruze Insurance

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Cruze Insurance: Buy/Renew Chevrolet Cruze Car Insurance Online

The American carmaker Chevrolet launched its compact Cruze model in 2008. This model has made its presence in several international markets since its launch date. 

Further, it entered the Indian market in October 2009. Initially, it was available in two diesel versions. By selling 28000 units in July 2014, this car reached a new standard in Indian markets.

Although this model is loaded with unique features, it is susceptible to risks and damages. Repairing these damages can burn a hole in your pockets. Therefore, you must obtain Chevrolet Cruze car insurance and reduce financial liability. 

Additionally, obtaining car insurance in India is easy because of the availability of several insurance providers. One such reputed insurer is Digit. 

In this segment, we will give an elaborate description of insurance for Chevrolet Cruze, its benefits, and the advantages of obtaining insurance from providers like Digit.

What’s Covered in Chevrolet Cruze Car Insurance

Why should you buy Digit's Chevrolet Cruze Car Insurance?

Car Insurance plans for Chevrolet Cruze

Third-Party Comprehensive

Damages/Losses to own car due to an accident

×

Damages/Losses to own car in case of fire

×

Damages/Losses to own car in case of a natural calamity

×

Damages to Third-Party Vehicle

×

Damages to Third-Party Property

×

Personal Accident Cover

×

Injuries/Death of a Third-Party Person

×

Theft of your car

×

Doorstep Pick-Up & Drop

×

Customize your IDV

×

Extra protection with customized add-ons

×
Get Quote Get Quote

Know more about the difference between comprehensive and third party insurance

How to file a Claim?

After you buy or renew our car insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

How fast are Digit Insurance Claims Settled? This is the first question that should come to your mind when switching your insurance company. Good you’re doing that! Read Digit’s Claims Report Card

Reasons to choose Digit's Chevrolet Cruze Car Insurance?

Apart from Chevrolet Cruze insurance cost, you should also consider some factors before choosing an insurance provider. Here are the benefits of choosing Digit as your Cruze insurance provider:

  1. IDV Customisation - The Insured Declared Value is the maximum amount an insurer will give you in case your car is completely damaged or is stolen. This value is dependent on your car insurance premium. Therefore, with a higher ID, your insurance premium will also be high. Insurers like Digit believes in transparency and therefore allows you to customise your car’s IDV as per your requirement. 

  2. Smartphone-enabled Claim Process - You can expect speedy claim settlements owing to Digit’s smartphone-enabled processes. Therefore, you can avoid a long waiting period during the Chevrolet Cruze car insurance claim process. 

  3. Cashless Repairs - With Digit’s cashless facility, you need not pay anything out of your pockets while repairing your Chevrolet from one of the 5800+ Digit network garages. Under this facility, your insurer will directly settle payments with the repair centre. 

  4. Doorstep Pick-up and Drop Facilities - In case you are unable to visit Digit cashless network garages for Chevrolet car repairs, you can avail of doorstep pick-up and drop facilities by obtaining a comprehensive car insurance plan from Digit. This service is totally free of cost. 

  5. Add-on Policies - To get better coverage benefits, you can pay Cruze car insurance price for a comprehensive plan and enjoy several add-ons like breakdown assistance, consumables cover, zero-depreciation cover and more. 

Along with this, if you have queries regarding Chevrolet Cruze insurance renewal price etc., you can get in touch with Digit’s flexible, efficient customer service. You can contact them 24/7, even on national holidays. 

Therefore, now that you know everything about Chevrolet Cruze car insurance, obtaining one will be hassle-free.

Why is it important to buy Chevrolet Cruze Car Insurance?

As per the Motor Vehicles Act, every motorist must possess at least a third-party car insurance policy to avoid hefty fines. However, to obtain more coverage benefits, you should get a comprehensive insurance plan. 

To that cause, let’s focus on some benefits of Chevrolet Cruze car insurance -

  • Third-party Damages Cover - A third-party car insurance policy is a basic plan that covers damages caused to a third-party car, person or property by your Chevrolet car. The Motor Vehicles Act has mandated this plan. 

  • Avoid Legal Liability - You can avoid exorbitant traffic fines by obtaining a basic third-party insurance plan and paying Cruze insurance price. 

  • Coverage for Own Damages - Although a basic third-party insurance plan helps in avoiding legal liability, it does not cover damages caused to your Chevrolet car. Therefore, you should obtain a comprehensive car insurance plan that includes coverage benefits for your own car damages. 

  • Personal Accident Cover - You can obtain personal accident cover whether you choose a third-party or comprehensive insurance plan. Under this cover, you are liable to receive compensation in case of personal accidents leading to permanent total disability or even death. 

No Claim Bonus - During Chevrolet Cruze insurance renewal, insurers offer a discount of up to 50% to insured persons who do not raise a claim in a year within their policy term. This discount is also known as a No Claim Bonus that may be transferrable in case you change your provider.

More about Chevrolet Cruze

Take a look at the host of features this car offers -

  1. Engine - Chevrolet Cruze equips 4 engine cylinders that offer displacement of 1998 cc. It produces a maximum power of 166 PS @ 3800 RPM and 360 NM @ 2000 RPM maximum torque. 

  2. Transmission - This car’s variants are available in both manual and automatic transmission. It also consists of a 6-speed gearbox. 

  3. Exteriors - You will find an all-new dual-port front grille with a golden Chevrolet bowtie along with chrome horizontal slats and honeycomb grill design on its exterior. Some other features present in this car’s exteriors include dual bezel design headlamps, split design tail lamps, new projector fog lamps and more. 

  4. Interiors - In this car’s interiors, you will find a 3-spoke steering wheel, instrument cluster with illumination control, an electronic trip computer, Corvette inspired dual-cockpit interior design and more. 

  5. Safety and Security - Some of the safety features included in Chevrolet Cruze are -

    • Dual airbags
    • Child seat mounting provisions
    • Underbody coating
    • Dual horns
    • Battery rundown protection
    • Advanced security system and more. 

Despite the safety features, you must factor in the instances of unfortunate situations that can result in damages to your Chevrolet car. Therefore, it is vital to obtain Chevrolet Cruze insurance.

Chevrolet Cruze - Variants and ex-Showroom Price

Variants ex-Showroom Price (may change as per the city)
LT [2016-2017] ₹15.25 lakh
LTZ ₹15.94 lakh LTZ AT ₹17.31 lakh

FAQs about Chevrolet Cruze Car Insurance in India

Are engine damages included in a Chevrolet Cruze insurance policy?

If you obtain a comprehensive car insurance policy for your Chevrolet Cruze, you can get an add-on cover for engine repair by paying a nominal amount on top of your insurance premium.

Can I get second-hand car insurance for my Chevrolet Cruze?

Yes, you can get second hand Chevrolet Cruze car insurance. You simply need to ensure whether there is existing insurance for your car. In that case, you need to get the insurance transferred to your name within 14 days of purchase.

What happens if I do not have a valid Cruze insurance policy?

You are liable to pay a fine of up to ₹2000 for a first time offence and ₹4000 for the second time if you do not possess a valid car insurance policy for your Chevrolet Cruze.