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Chevrolet Car Insurance Price & Policy Renewal Online
Chevrolet, colloquially known as Chevy, is an automobile brand of General Motors. It is the best-selling and most popular brand under the General Motors trade name. Chevrolet was co-founded by the race-driver Louis Chevrolet and GM founder William Durant.
Over the years, Chevrolet has made its mark by producing vehicles that cater to the needs of every customer worldwide.
Hence, if you are a Chevrolet car-owner or someone looking to purchase a new car, make sure you buy car insurance online for Chevrolet. This will help you avoid the extensive cost of damage repair in case of any mishap. Moreover, it is mandatory for every vehicle owner to buy third-party car insurance, according to the Motor Vehicles Act of 1988.
What’s Covered in Chevrolet Car Insurance
What’s Not Covered?
It is equally important to know what’s not covered in your car insurance policy, so that there are no surprises when you make a claim. Here are some such situations:
In the case of a Third-Party or Liability Only Car Policy, damages to own vehicle won’t be covered.
You were driving drunk or without a valid driving licence.
You hold a learner’s licence and were driving without a valid driving licence-holder in the front passenger seat.
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)
Any contributory negligence (e.g., damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
Why Should You Buy Digit's Chevrolet Car Insurance?
Car Insurance Plans for Chevrolet
| Third-Party | Comprehensive | Own Damage |
Damages/Losses to own car due to an accident |
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Damages/Losses to own car in case of fire |
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Damages/Losses to own car in case of a natural calamity |
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Damages to Third-Party Vehicle |
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Damages to Third-Party Property |
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Personal Accident Cover |
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Injuries/Death of a Third-Party Person |
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Theft of your car |
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Customize your IDV |
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Extra protection with customized add-ons |
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| Get Quote | Get Quote | Get Quote |
Know more about the difference between comprehensive and third party insurance
Add-ons for Chevrolet Car Insurance
Car insurance add-ons which you can buy with your car insurance policy
Ideal for cars less than 5 years old, zero depreciation cover allows you to nullify the depreciation charged on your car and its parts and gives you the full value of repairs, costs and replacements during a claim.
In case of theft or damages beyond repair, return to invoice add-on gives you the benefit of getting back the complete amount of your car's invoice value, including the cost of registering a new vehicle and its road tax respectively.
Generally, tyre damage isn't covered in standard insurance unless the damage takes place during an accident. That's why this tyre protect add-on gives you the benefit to safeguard and cover for tyre damages such as tyre bursts, bulges or cuts during all other situations possible.
We all need a little help sometimes! Our Breakdown Assistance Add-On gives you the benefit of taking help whenever required, i.e assistance during car breakdowns at any time you'd like. The best part? It doesn't even count as a claim!
A consumable cover gives your car an additional layer of protection. It covers the cost for all your car's nitty-gritties, such as the engine oils, screws, nuts and bolts, grease, etc in a situation of an accident.
Do you know that the cost of replacing your engine is approximately 40% of its cost? In a standard car insurance policy, only damages caused during the accident are covered. However, with the engine and gear-box protection cover, you can specifically cover for the life of your car (the engine and gearbox!) from any consequential damages caused post the accident.
The Daily Conveyance Benefit add-on offered by insurers ensures that policyholder gets compensated for daily transport in the form of a fixed daily allowance or a standby vehicle for the time when the insured vehicle is in the garage for repairing.
The cost incurred by the policyholder for repairing or replacement of the lockset in the car in case of theft, loss or damage is covered by the insurer as part of the Key and Lock Protect add-on cover.
If the policyholder or any immediate family member suffers from any loss of personal belongings specified as per the policy when kept in the insured vehicle, it shall be compensated by the insurer.
Pay as you drive cover makes the policyholder eligible to avail discount on the premium of Own Damage cover of the base policy based on the opted plan. The option to top up kilometers is also offered under the base policy by paying additional premium.
This EV Shield add-on cover for electric cars in India will protect you and your vehicle against any loss or damage to the electrical panel for the vehicle charging point, vehicle charger including charging cable, and offer roadside assistance services specific to EVs.
How to File a Claim?
After you buy or renew our car insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Just call on 1800-258-5956. No forms to be filled
Step 2
Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.
Step 3
Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.
More about Chevrolet Cars in India
This brand was launched in India in 2003. Chevrolet’s success in the Indian market can be marked by the fact that the bankruptcy of General Motors in the US did not hamper Chevrolet’s sales in India. The brand sells its vehicles through 150+ dealers in more than 120+ Indian cities.
Chevy manufactures all types of cars, starting from subcompact four-wheelers to robust trucks at an affordable price range. Corvette, one of the most popular sports s in the world, is manufactured by Chevrolet. Additionally, Chevy’s “bow tie” logo gives the brand an elegant appearance.
Chevrolet manufactures high-quality vehicles that are fuel-efficient and provide uncompromised on-road safety. Some of the top-selling cars under the Chevrolet marque in India are –
Beat
Spark
Sail Hatchback
Sail Sedan
Tavera
Cruze
Trailblazer
Buying a four-wheeler is a big deal for every Indian. For some vehicle owners, their car is like a child. Therefore, purchasing or renewing a car insurance policy becomes imperative.
Why Should You Purchase or Renew Your Chevrolet Car Insurance Policy?
Chevrolet insurance means that the insurer will cover the expenses if your car encounters any mishap.
Keep reading to know why car insurance for Chevrolet is essential!
- Protection From Fines: The Motor Vehicles Amendment Act of 2019 states that driving a vehicle without third-party insurance is a punishable legal offence. Failing to act according to this will lead you to pay a fine of ₹ 2,000. Repetition of the offence will make the driver liable to pay a penalty of ₹ 4,000. Furthermore, it can lead to three months imprisonment.
- Personal Accident Cover: According to the Insurance Regulatory and Development Authority of India (IRDAI), owning a Personal Accident Cover is mandatory for every vehicle owner. Under this cover, if the owner dies or becomes permanently disabled due to an accident, the insurer will pay compensation to the owner's family.
- Third-Party Cover: The third-party coverage will protect you from financial liabilities arising from damage or loss of any other person, property or vehicle. Moreover, opting for third-party coverage is mandatory to avoid hefty fines.
- Bonus on No Claim: Car insurance policyholders get huge discounts on the payable premiums if they choose to not claim for the insurance coverage.
Digit offers a discount of 20%-50% on premiums depending on the number of claimless years you have. Consequently, this reduces the cost of Chevrolet car insurance.
Why Should You Opt for Digit’s Chevrolet Insurance Policy?
There are several reasons for choosing Digit as your car insurance provider:
Various Insurance Products: At Digit, you can avail the benefits of a four-wheeler insurance policy as per your budget. The policy options are as follows –
Third-Party Policy: This policy will cover the damage and loss caused to any other person, property or vehicle in case of an accident. The victim will receive financial aid to cover the damage repair cost from Digit. Furthermore, any litigation related to the incident will be managed by Digit.
Comprehensive Policy: Digit covers all the third-party and own damages caused due to an accident. Additionally, policyholders enjoy the benefits of several extra features.
Several Add-ons: Individuals with the comprehensive car insurance policy can enjoy the extensive benefits of several add-on features by customising their Chevrolet car insurance policy. Digit offers the following add-ons:
- Gearbox and Engine Protection
- Consumable Cover
- Zero Depreciation Cover
- Roadside Repairs and Assistance
- Return to Invoice Cover
IDV Customisation: With the Digit car insurance, you can increase or decrease your car’s Insured Declared Value (IDV) as per your needs. However, professionals recommend opting for a higher IDV to claim a significant amount in case of theft or accidental damage.
Paperless Services: At Digit, you can buy or renew your car insurance policy online and avoid the lengthy and tiring paperwork. On Digit’s website, upload the claim documents or renew your insurance for Chevrolet with ease.
24x7 Customer Support: Digit’s customer support offers 24x7 assistance with all your policy related queries.
Wide Range of Network Garages: Digit has tie-ups with numerous garages around India that provide smooth and hassle-free service. So if you are not on the road and come across any issue, you will find a garage in your vicinity and get cashless repairs.
Easy Claim Filing Procedure: Digit’s car insurance policy sidesteps the traditional and time-consuming claim filing process. You can raise a claim by simply following few steps. Dial 1800 258 5956 from your registered contact number to know more.
Choosing a reliable and professional insurance provider for your Chevy is necessary in order to enjoy all the benefits mentioned above. Digit’s Chevrolet car insurance can be the perfect option for someone looking to purchase or renew his/her car insurance policy.
How Can You Reduce Your Chevrolet Car Insurance Premium?
Looking to reduce the premium paid towards your Chevrolet’s insurance?
Following are a few ways to do so!
Choose a Higher Deductible: With your Chevrolet insurance, you will be required to pay a compulsory deductible as per IRADAI directives. Alongside this, you can choose to pay voluntary deductibles during a claim, by virtue of which you can reduce the premium paid towards the policy.
Avoid Making Small Claims: If you make claims for small damages, you miss your NCB in car insurance and consequently do not enjoy any discounts on your premium. Therefore, if your car’s repair is not costing you much, it is better to avoid making claims.
Compare Premiums: Make sure you conduct proper research and choose the most affordable policy in the market. In this respect, Digit’s Chevrolet insurance policy (starting at Rs.2702) is cost-effective and offers maximum benefits.
These are, thus, a few ways through which you can lower the premium for your Chevrolet insurance purchase or renewal.
However, make sure you do not compromise on your policy benefits while seeking lower premiums payable!
Happy driving!
FAQs about Chevrolet Car Insurance Renewal in India
Are accidental damages or losses to own car covered in Digits third party insurance policy?
No, damages and losses to own car due to an accident are covered in the comprehensive insurance policy and not in the third party insurance policy.
How to calculate the Insured Declared Value of a Chevrolet car?
Insured Declared Value or IDV can be calculated using an online IDV calculator. You must know the depreciation value of your car model from Chevrolet’s list before calculating the IDV.