Chevrolet Car Insurance

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Third-party premium has changed from 1st June. Renew now

Chevrolet, colloquially known as Chevy, is an automobile brand of General Motors. It is the best-selling and most popular brand under the General Motors trade name. Chevrolet was co-founded by the race-driver Louis Chevrolet and GM founder William Durant.

Over the years, Chevrolet has made its mark by producing vehicles that cater to the needs of every customer worldwide. 

Hence, if you are a Chevrolet car-owner or someone looking to purchase a new car, make sure to opt for Chevrolet car insurance. This will help you avoid the extensive cost of damage repair in case of any mishap. Moreover, it is mandatory for every vehicle owner to buy third-party car insurance, according to the Motor Vehicles Act of 1988.

What’s Covered in Chevrolet Car Insurance

What’s not Covered

It is equally important to know what’s not covered in your car insurance policy, so that there are no surprises when you make a claim. Here are some such situations:

Own Damages for Third-Party Policy holder

In the case of a Third-Party or Liability Only Car Policy, damages to own vehicle won’t be covered. 

Drunk Driving or without a Licence

You were driving drunk or without a valid driving licence.

Driving without a valid Driving Licence holder

You hold a learner’s licence and were driving without a valid driving licence-holder in the front passenger seat.

Consequential Damages

Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)

Contributory Negligences

Any contributory negligence(e.g. damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)

Add-ons not Bought

Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.

Why Should You Buy Digit's Chevrolet Car Insurance?

Car Insurance Plans for Chevrolet

Third-Party Comprehensive Own Damage

Damages/Losses to own car due to an accident

×

Damages/Losses to own car in case of fire

×

Damages/Losses to own car in case of a natural calamity

×

Damages to Third-Party Vehicle

× ×

Damages to Third-Party Property

× ×

Personal Accident Cover

× ×

Injuries/Death of a Third-Party Person

× ×

Theft of your car

×

Customize your IDV

×

Extra protection with customized add-ons

×
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Know more about the difference between comprehensive and third party insurance

How to File a Claim?

After you buy or renew our car insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

How Fast are Digit Insurance Claims Settled? This is the first question that should come to your mind when switching your insurance company. Good you’re doing that! Read Digit’s Claims Report Card

More about Chevrolet Cars in India

This brand was launched in India in 2003. Chevrolet’s success in the Indian market can be marked by the fact that the bankruptcy of General Motors in the US did not hamper Chevrolet’s sales in India. The brand sells its vehicles through 150+ dealers in more than 120+ Indian cities. 

Chevy manufactures all types of cars, starting from subcompact four-wheelers to robust trucks at an affordable price range. Corvette, one of the most popular sports s in the world, is manufactured by Chevrolet. Additionally, Chevy’s “bow tie” logo gives the brand an elegant appearance. 

Chevrolet manufactures high-quality vehicles that are fuel-efficient and provide uncompromised on-road safety. Some of the top-selling cars under the Chevrolet marque in India are –

  • Beat

  • Spark

  • Sail Hatchback 

  • Sail Sedan

  • Tavera

  • Cruze

  • Trailblazer

Buying a four-wheeler is a big deal for every Indian. For some vehicle owners, their car is like a child. Therefore, purchasing or renewing a car insurance policy becomes imperative.

Why Should You Purchase or Renew Your Chevrolet Car Insurance Policy?

Chevrolet insurance means that the insurer will cover the expenses if your car encounters any mishap. 

Keep reading to know why car insurance for Chevrolet is essential!

 

  • Protection From Fines: The Motor Vehicles Amendment Act of 2019 states that driving a vehicle without third-party insurance is a punishable legal offence. Failing to act according to this will lead you to pay a fine of ₹ 2,000. Repetition of the offence will make the driver liable to pay a penalty of ₹ 4,000. Furthermore, it can lead to three months imprisonment. 
  • Personal Accident Cover: According to the Insurance Regulatory and Development Authority of India (IRDAI), owning a Personal Accident Cover is mandatory for every vehicle owner. Under this cover, if the owner dies or becomes permanently disabled due to an accident, the insurer will pay compensation to the owner's family. 
  • Third-Party Cover: The third-party coverage will protect you from financial liabilities arising from damage or loss of any other person, property or vehicle. Moreover, opting for third-party coverage is mandatory to avoid hefty fines. 
  • Bonus on No Claim: Car insurance policyholders get huge discounts on the payable premiums if they choose to not claim for the insurance coverage. 

Digit offers a discount of 20%-50% on premiums depending on the number of claimless years you have. Consequently, this reduces the cost of Chevrolet car insurance.

Why Should You Opt for Digit’s Chevrolet Insurance Policy?

There are several reasons for choosing Digit as your car insurance provider: 

  • Various Insurance Products: At Digit, you can avail the benefits of a four-wheeler insurance policy as per your budget. The policy options are as follows – 

  • Third-Party Policy: This policy will cover the damage and loss caused to any other person, property or vehicle in case of an accident. The victim will receive financial aid to cover the damage repair cost from Digit. Furthermore, any litigation related to the incident will be managed by Digit. 

  • Comprehensive Policy: Digit covers all the third-party and own damages caused due to an accident. Additionally, policyholders enjoy the benefits of several extra features.

  • Several Add-ons: Individuals with the comprehensive car insurance policy can enjoy the extensive benefits of several add-on features by customising their Chevrolet car insurance policy. Digit offers the following add-ons: 

    • Gearbox and Engine Protection
    • Consumable Cover
    • Zero Depreciation Cover
    • Roadside Repairs and Assistance 
    • Return to Invoice Cover
  • IDV Customisation: With the Digit car insurance, you can increase or decrease your car’s Insured Declared Value (IDV) as per your needs. However, professionals recommend opting for a higher IDV to claim a significant amount in case of theft or accidental damage.

  • Paperless Services: At Digit, you can buy or renew your car insurance policy online and avoid the lengthy and tiring paperwork. On Digit’s website, upload the claim documents or renew your insurance for Chevrolet with ease. 

  • 24x7 Customer Support: Digit’s customer support offers 24x7 assistance with all your policy related queries. 

  • Wide Range of Network Garages: Digit has tie-ups with numerous garages around India that provide smooth and hassle-free service. So if you are not on the road and come across any issue, you will find a garage in your vicinity and get cashless repairs. 

  • Easy Claim Filing Procedure: Digit’s car insurance policy sidesteps the traditional and time-consuming claim filing process. You can raise a claim by simply following few steps. Dial 1800 258 5956 from your registered contact number to know more. 

Choosing a reliable and professional insurance provider for your Chevy is necessary in order to enjoy all the benefits mentioned above. Digit’s Chevrolet car insurance can be the perfect option for someone looking to purchase or renew his/her car insurance policy.

How Can You Reduce Your Chevrolet Car Insurance Premium?

Looking to reduce the premium paid towards your Chevrolet’s insurance? 

Following are a few ways to do so! 

  • Choose a Higher Deductible: With your Chevrolet insurance, you will be required to pay a compulsory deductible as per IRADAI directives. Alongside this, you can choose to pay voluntary deductibles during a claim, by virtue of which you can reduce the premium paid towards the policy. 

  • Avoid Making Small Claims: If you make claims for small damages, you miss your NCB and consequently do not enjoy any discounts on your premium. Therefore, if your car’s repair is not costing you much, it is better to avoid making claims. 

  • Compare Premiums: Make sure you conduct proper research and choose the most affordable policy in the market. In this respect, Digit’s Chevrolet insurance policy (starting at Rs.2702) is cost-effective and offers maximum benefits.  

These are, thus, a few ways through which you can lower the premium for your Chevrolet insurance purchase or renewal. 

However, make sure you do not compromise on your policy benefits while seeking lower premiums payable! 

Happy driving!

FAQs about Chevrolet Car Insurance Renewal in India

Are accidental damages or losses to own car covered in Digits third party insurance policy?

No, damages and losses to own car due to an accident are covered in the comprehensive insurance policy and not in the third party insurance policy.

How to calculate the Insured Declared Value of a Chevrolet car?

Insured Declared Value or IDV can be calculated using an online IDV calculator. You must know the depreciation value of your car model from Chevrolet’s list before calculating the IDV.