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How to Link Aadhaar with Indian Bank Account?

Indian Bank, a public sector bank headquartered in Chennai, India, was founded in 1907. It has provided easy steps for existing customers to link their Aadhaar cards to bank accounts. The Aadhaar ID should be linked because the account may be closed if this is not done. 

It is necessary to promote transparency, prevent money laundering operations, and allow the government to take relevant action against such operations. Continue reading to learn how to link Aadhaar with your Indian bank account.

Different Ways to Link Aadhaar with Indian Bank Account

Link Aadhaar with Indian Bank Account Through ATM

ATM facility allows linking your Aadhaar Card to an Indian Bank Account. Here are the steps to do the same: 

Step 1: Approach the nearest ATM of the Indian Bank in your community.

Step 2: Place your Indian Bank ATM-cum-debit card into the ATM slot.

Step 3: After doing this, you should be presented with options on the ATM’s screen. Choose the option that reads “Services.”

Step 4: Select the ‘Requests’ service from the list of services on the screen.

Step 5: Navigate to the “Aadhaar Seeding” menu.

Step 6: First, you must provide your Aadhaar card number, 12 last digits, and then confirm it.

Step 7: Let the system guide you through submitting the request as provided on the screen.

Step 8: Upon filing your Aadhaar, it will be connected to your Indian Bank account.

Link Aadhaar with Indian Bank Account Through the App

Here is the process individuals can follow to connect their Aadhaar and their bank account through its mobile app

Step 1: Download the Indian Bank Mobile banking app from the Google Play and App Store.

Step 2: Launch the app and enter the correct user details (username and/or password) in this field. If the website requests additional security verification, complete it if the user wants to use the services.

Step 3: Access the service requests menu, sometimes called the “requests” section in the application.

Step 4: Search for a button labelled “Link Aadhaar,” “Update Aadhaar Number,” or any similar name.

Step 5: Choose the bank account you want to link with your Aadhaar number.

Step 6: To avail of EPFO services, the Aadhaar number, specifically the 12 digits, must be correctly inputted. It might be necessary to retype your input password to confirm its correctness.

Step 7: Read and agree to any terms that may apply to the online service.

Step 8: The process of Aadhaar linking starts when you press the “Update/Confirm” or any similar button.

Link Aadhaar with Indian Bank Account at the Branch

Below are the steps to link your Indian Bank savings account with Aadhaar cards offline through the branch.

Step 1: The easiest way is to visit your nearest Indian Bank and present your valid photo ID and address proof.

Step 2: Ask for a form of the Aadhaar updation from the bank's official.

Step 3: Complete all the fields appropriately and submit the form with your correct 12-digit Aadhaar card number.

Step 4: The candidates must send the application form and a self-attested photocopy of the Aadhaar card.

Step 5: Once you have filled in all the details on the application form, attach a photocopy of the Aadhaar card and give the application form and the photocopy to the bank official.

Step 6: The photocopy of the Aadhaar card will be cross-checked with the Aadhaar card produced by the candidate at the time of enrolment.

Step 7: The bank will issue you an acknowledgement slip upon confirming that you have entered the correct information.

Step 8: Your Aadhaar card number will be mapped to your Indian Bank account within 48 hours.

Link Aadhaar with Indian Bank Account Through SMS

Here are the steps to link your Indian bank account with your Aadhaar number through SMS: 

Step 1: Open the messaging application on your mobile phone and create a blank new message in the box.

Step 2: In the message body, write in the following format: <Space> <Aadhaar number, which is 12 digits> <Space> <Indian Bank account number>.

Note: Ensure you have added the spaces before and after the Aadhaar and bank account numbers in the required format.

Step 3: Once this message is composed correctly, forward the SMS to line 92895 92895.

Step 4: After you send the SMS, you will receive a message from the bank stating that the Aadhaar seeding process has been initiated.

Link Aadhaar with Indian Bank Account Through Internet Banking

Here are the types of linking Aadhaar with an Indian Bank account through online Net banking:

Step 1: Make sure you have your mobile number linked to your Indian Bank account and your Aadhaar Card with you.

Step 2: Open the official homepage of Indian Bank's internet banking.

Step 3: Go to the Aadhaar linking options or Electronic Know Your Customer (eKYC) services.

Step 4: Please provide the account number you opened with ‘Indian Bank’ and the mobile number you provided for registration.

Step 5: Type the captcha code shown on the screen, then click on “Submit”.

Step 6: An OTP (One-Time Password) will be sent to the mobile number provided during the registration process in Indian Bank. Again, enter this OTP and click " Validate " in the pop-up window.

Step 7: If you are a regular user of the UIDAI site, you may notice a partially hidden UID number on the screen while wearing the mask.

Step 8: By clicking ‘submit,’ the Indian Bank will send a One-Time Password (OTP) from the Unique Identification Authority of India (UIDAI). Type the OTP received on your mobile and click on the ‘Validate' icon for the second time.

If the authentication is successful, you will receive a confirmation message approving your Aadhaar for linkage to your Indian Bank Account. 

Link Aadhaar with Indian Bank Account Through Phone Banking and IVR

The steps to link an Aadhaar card with an Indian Bank Account through IVR or missed call facility are given below:

Step 1: Give a missed call to the Indian Bank number issued for linking the Aadhaar number with money.

Step 2: The bank will call you back and ask you to choose certain options through an interactive voice response (IVR).

Step 3: Next, users must correctly dial the 12-digit Aadhaar number using the telephone keypad whenever the system asks them to.

Step 4: You must confirm the Aadhaar number you have typed by entering it again or by confirming it through Interactive Voice Response.

Step 5: Once the linking is done successfully, the IVR will always inform you that your Aadhaar number has been successfully linked with your Indian Bank account.

Once you complete the linking process, you will also get confirmation via SMS on your registered mobile number regarding the UID card linking to your Indian Bank account.

How to Check if Your Indian Bank Account is Linked with Aadhaar?

If you need to check if your Indian bank account is linked to your Aadhaar or not, then follow these steps:

Step 1: Click on this link that directs to the self-service portal for the mAadhaar app.

 

Step 2: Select "My Aadhaar"

Step 3: Select the option titled: “ Aadhaar-Bank Account Link Status”

Step 4: Please input your Aadhaar number along with the security code

Step 5: To proceed, request an OTP (One-Time Password).

Step 6: Please add the six-digit OTP sent to the registered mobile number.

Step 7: Click "Verify"

Your account link status will be reflected on the screen. 

 

As a general rule, linking Aadhaar to your Indian Bank profile is not especially difficult, and there are several easy ways to do so. Indian Bank provides many ways to make your banking experience comfortable, including Internet banking, ATM centres, branch centres, and missed call facilities. 

By finishing this required linking, you can ensure that you are in line with the registration authority’s requirements and help increase the safety and clarity of finance operations. 

It is important to remain informed and try to take advantage of the opportunity to successfully connect your Aadhaar to your Indian Bank Account.

FAQs about Linking Aadhaar Card with Indian Bank Account

Are there any fees for integrating an Aadhaar card with an Indian bank account number?

The Indian government does not charge people for linking their Aadhaar card to their bank accounts.

I have two accounts with Indian Bank. Can both be associated with one Aadhaar card?

Yes, Indian Bank has enabled customers to arrange all their accounts under one roof and link them to the Aadhaar card.

How to connect my Aadhaar card with the Indian bank’s credit card?

You can connect your Aadhaar number to your Indian bank credit card via phone banking.

Is it advisable to link my Indian bank account to Aadhaar?

According to the latest judgement of the Honourable Supreme Court of India, the Aadhaar number is not mandatory to be attached to your existing or new Indian bank account. However, Aadhaar bank linking is mandatory under certain circumstances: to understand and qualify for government handouts and to access welfare programs in India.

What is the procedure for connecting an Aadhaar card to an Indian bank account PPF account?

If you have a PPF account with your bank account, you just need to link your Aadhaar card number, which will be linked to your PPF account by default.

Can we link Aadhaar with an Indian Bank account online?

Yes, you can link your Aadhaar with your Indian bank account online via the Indian Bank mobile app and internet banking. Follow the methods explained above for a hassle-free experience.

How do you check whether Aadhaar is linked to an Indian Bank account?

You can check whether your Aadhaar is linked to your Indian Bank account by visiting the mAadhaar app. Log in to the app, go to 'My Aadhaar,' and select 'Aadhaar-Bank Account Link Status.’ Then, enter your Aadhaar number and security code, request an OTP, enter the OTP sent to your registered mobile number, and click 'Verify' to check the status.

Is it safe to link my Aadhaar card with my Indian Bank account?

Yes, linking your Aadhaar card with your Indian Bank account is absolutely safe. However, you need to choose the right method of linking so that you can do it easily.

Do I have to provide my Aadhaar details again if I have already provided them when I opened my account with Indian Bank?

No, if you give your Aadhaar card details when opening your Indian Bank account, you do not need to provide them again, as your account is already linked to your Aadhaar card.

Is there a link where I can check the status of my Indian Bank account Aadhaar link?

Yes, you can use this UIDAI link to check the Aadhaar link status of your Indian Bank account.

How can I check my Indian Bank KYC status for Aadhaar linking?

To check your Indian Bank KYC status for Aadhaar linking, log in to the Indian Bank website. Navigate to 'My Account' > 'Services,' find the KYC status or Aadhaar linking option, enter your details, and submit the OTP sent to your mobile. You can also check the status at the nearest branch.

How many days will it take to seed Aadhaar with an Indian Bank account?

Seeding an Aadhaar with an Indian Bank account typically takes about 3 to 5 working days.

Is Indian Bank Aadhaar seeding and linking the same?

No, bank seeding and linking are not the same. Bank seeding is the task of providing your Aadhaar number to the bank, whereas bank linking is the method of verifying and linking your Aadhaar to your account.

Can I link my Indian Bank account with my Aadhaar card offline?

Yes, you can link your Indian Bank account with your Aadhaar card offline via SMS, missed calls, and phone banking. You can also visit the nearest Indian Bank ATM or branch for the same.

How can I link my Aadhaar card with my Indian bank account through SMS?

In your phone’s messaging box, write <Space> <12-digit Aadhaar number> <Space> <Indian Bank account number>. Ensure spaces are added correctly. Send this SMS to 92895 92895. You'll receive a confirmation message from the bank.