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How to Link Aadhaar with Central Bank Account?

The recent order by the Indian government to link Aadhaar with bank accounts has set a systematic drive for decentralised methods of financial identification across the country. As one of India's most established and biggest public sector banks, the Central Bank of India has taken on this challenge to provide its customers with several easy ways to abide by this regulation. 

Thus, for Central Bank’s account holders, linking their Aadhaar has become more than mere compliance with the regulatory mandates mandated by the government of India but an opportunity to pave their way towards a better and safer banking world. 

To know more about the process, read the article below.

Different Ways to Link Aadhaar with Central Bank Account

Link Aadhaar with Central Bank Account Through ATM

The Central Bank of India has made linking your Aadhaar to your account easy through the ATM service. This saves time and is convenient as it does not require a visit to a branch or even going online

Step 1: Simply insert your debit/ATM card into a Central Bank ATM and follow the instructions by entering your Personal Identification Number (PIN).

Step 2: In the main menu, you must locate the Other Services option, after which you will follow a Link Aadhaar selection.

Step 3: You can choose your account type from the choices displayed on your screen.

Step 4: When entering your Aadhaar number, type it correctly using the 12 digits.

Step 5: Enter the Aadhaar number twice to confirm the identity number entered in case of any typographical error.

Step 6: The details should be reviewed on the screen, and at the end, a confirmation must be made to end the linking process.

Link Aadhaar with Central Bank Account Through the App

Connecting your Aadhaar number with your Central Bank of India online banking portal through the bank’s mobile app is as follows.

Step 1: Open the Central mobile app, and to proceed, you will need to enter your details.

Step 2: Scroll to the next section of the options and click the “Request” button.

Step 3: After scrolling through the available services, choose the “Link Aadhaar card with your Account” service.

Step 4: Fill in the required 12-digit Aadhaar card number and then type the same number again to confirm it.

Step 5: Go through the detailed outline and complete your request.

Step 6: This will take two working days, depending on the bank’s customer service response hours.

Step 7: Once you have finished the process, you will receive an SMS on your registered Cell number confirming the completion.

Link Aadhaar with Central Bank Account at the Branch

To link your Aadhaar with your Central Bank of India account in person, follow these steps:

Step 1: Locate and go to the nearest branch of Central Bank. 

Step 2: Visit the branch where your account is and ask the customer service desk for an Aadhaar Seeding form.

Step 3: Carefully fill out the form and ensure your name matches the name on your Aadhaar card completely.

Step 4: Enclose a photocopy of the Aadhaar Card and the self-attested copy for biometric verification.

Step 5: Present the completed form and your account passbook to the concerned bank personnel.

Step 6: The bank should issue an acknowledgement receipt for the records the imprint keeps.

Step 7: The bank may take a few days to process and confirm the request.

Step 8: When the verification process is over, you will receive a confirmation message at the phone number you provided during the registration process.

Link Aadhaar with Central Bank Account Through Internet Banking

People using internet banking can also link their Aadhaar with their Central bank accounts through a straightforward process. The concerned steps are mentioned in the following part:

Step 1: First, go to the official website of the Central Bank of India and log in to the Internet Banking section.

Step 2: Open your account using the credentials—a special username and password the service has granted you.

Step 3: Click on the “Services” option when logged in. It can be found in the main toolbar

Step 4: Go to the dropdown list and choose the “Link Your Aadhaar card” option.

Step 5: In the given space, type your 12-digit Aadhaar number, which will be confirmed in the next field in the correct order.

Step 6: Click “Submit.” Your request will be processed at this step.

Link Aadhaar with Central Bank Account Through Phone Banking and IVR

Central bank customers can use their phone banking and IVR service to link to Aadhaar. The process is free of cost and completed within a few seconds. 

Step 1: Dial Central Bank’s toll-free customer care number, 1800-1080.

Step 2: Choose the language as said over the call.

Step 3: After that, go for ‘Banking Accounts’.

Step 4: Fill in the asked details, such as the ATM PIN, account number, and debit card number.

Step 5: Wait for the Aadhaar prompt and press the number corresponding to “Aadhaar Updation”.

Step 6: Type the Aadhaar number and confirm the linkage.

Step 7: The process usually takes a few business days for the bank to update and acknowledge your Aadhaar link.

Step 8: If the linking is successful, you will instantly receive a confirmation message on the linked mobile number.

How to Check if Your Central Bank Account is Linked with Aadhaar?

To check if your Aadhaar is linked to your Central Bank of India account through the UIDAI website, follow these steps:

Step 1: Go to the myAadhaar website by opening your preferred web browser and accessing the URL.

 

Step 2: Go to the homepage and look for the ‘Login’ button, usually located at the top right corner of the webpage.

Step 3: Provide your 12-digit Aadhaar number in the appropriate box generated on the page.

Step 4: For the captcha challenge, the task requires the user to identify a set of images that are assumed to depict a scene, possibly a distorted one.

Step 5: The next step is to click on ‘Send OTP’ and wait for the OTP to arrive at the registered mobile number.

Step 6: You will receive an OTP that you must enter and click on the “Login” button to access your Aadhaar dashboard.

Step 7: After that, log in to the page, and then look for and click on the “Bank Seeding Status” option.

Step 8: Wait until a new page appears, and skim through the information visible on the page to check if the Central Bank of India is listed as a linked bank.

 

Adding your Aadhaar to your Central Bank of India is essential, as it is mandatory per current guidelines and can help optimise your banking process. This can be done through ATMs, mobile banking, online banking, and a banking hall within the bank. 

Needless to say, by using the instructions described above for every method, you can safeguard your financial signature and optimise the management of your bank accounts.

FAQs about Linking Aadhaar Card with Central Bank Account

Can I link my Aadhaar with my Central Bank of India account?

Yes, you can link your Aadhaar with your Central Bank account via ATM, the bank’s mobile app, SMS, internet banking, phone banking, and IVR, as well as at the branch.

How can I link my Aadhaar with my Central Bank account online?

You can link your Aadhaar with your Central Bank account online via the bank’s mobile app and internet banking.

How can I link my Aadhaar with my Central Bank account offline?

You can link your Aadhaar with your Central Bank account offline by visiting the branch or ATM. You can also do it from your home via SMS, mobile banking, and IVR.

How do you confirm the link between your Aadhaar and your Central Bank account?

Customers can verify the status of their Aadhaar and Central Bank account linking applications by following a few simple steps given below:

Step 1: Go to the UIDAI’s official website.

Step 2: Under the Aadhaar service category, select “Check Aadhaar & Bank Account Linking status.”

What are the consequences of failure to link an Aadhaar card with a Central Bank account?

According to the latest Supreme Court order, Aadhaar cards need not be linked with existing or new bank accounts, including those of the Central Bank of India. However, under certain circumstances, Aadhaar bank linking is mandatory to access government subsidies and seek welfare schemes operating across India.

How many days are required to get an Aadhaar card linked to the Central Bank account?

Seeding Aadhaar with NPCI most definitely requires roughly 48 real-time hours.

What are the documents required to link Your Aadhaar card with your Central Bank account?

Per the Act, no document is required to link a Central Bank account with the Aadhaar. However, you originally needed to present your Aadhaar card when you opened your Central Bank of India account.

What are the advantages of having an Aadhaar linked to a Central Bank account?

Registering Aadhaar with your Central Bank account adds an extra security measure to your account. It also helps you easily access government subsidies and welfare schemes.

Can I open a Central Bank account if my mobile number is not registered with Aadhaar?

Yes. You can always use other legal forms of identification such as a passport, driving license, voter ID card, etc. However, you cannot obtain an account number immediately in such instances.    

What happens if I don't link my Aadhaar to the Central Bank account?

If you choose not to link your Aadhaar to your Central Bank account, you may potentially lose access to government subsidies and welfare schemes.

Do I need to pay any fee to link my Central Bank account with an Aadhaar card?

No, typically, no fee is required to link your Central Bank account with an Aadhaar card.

Is it secure to link Aadhaar to my bank account at Central Bank?

Yes, linking your Aadhaar with your Central Bank account is secure, similar to utilizing other banking services.

Can I link my Aadhaar to a joint bank account at Central Bank?

Yes, you can link your Aadhaar with a joint bank account at Central Bank. All account holders must provide their Aadhaar details and complete the linking process according to the bank's procedures.

Who can link Aadhaar with a Central Bank account?

According to government regulations, any citizen with an Aadhaar card and an account at the Central Bank is eligible to link them.

Is it compulsory to link Aadhaar to Central Bank accounts?

No, linking Aadhaar with a Central Bank account is not mandatory. However, linking is necessary to access government subsidies and welfare schemes.