Commuter bikes are perhaps the most popular segment amongst the variants of two-wheelers available in India. The leading auto manufacturers operating in the country understand this, which is why they launch bikes and scooters aimed at this sector almost every year.

100 cc bikes are perfect for this section of consumers as such vehicles ensure quality performance and are extremely affordable for a majority of the Indian populace. If you are currently looking for such a dependable two-wheeler, here is a list of the best 100 cc bikes in India.

Also, it is crucial to know that having bike insurance is mandatory if you plan to buy a car in India, as per the Motor Vehicles Act of 1988. It offers financial protection against hefty traffic fines, accidents, theft, and damage, thus safeguarding your investment.

Below are the top 12 100 cc bikes in India, sorted by popularity and key features.

1. Kawasaki KX 85 | Starting ₹4.20 Lakh

The Kawasaki KX 85 is a standout in the motocross segment and is available in a single variant and colour. Equipped with both front and rear disc brakes and powered by a two-stroke engine mated to a six-speed gearbox, the KX 85 delivers an excellent motocross experience.

Its tubular, semi-double cradle frame is complemented by 36mm USD forks at the front and a fully adjustable rear KYB shock. With 17-inch front and 14-inch rear wheels sporting Dunlop MX33 tyres, the KX 85 promises dynamic and agile off-road performance.

Key Specifications:

• Engine Type: Liquid-cooled
• Displacement: 84cc
• Mileage: 25 kmpl
• Max Power: Not Available
• Torque: Not Available
• Top Speed: Not Available
• Fuel Capacity: 5 litres
• Brakes: Disc brakes in the front and rear
• Suspension: Not Available
• Kerb Weight: 74.6 kg

2. Kawasaki KX65 | Starting ₹3.12 Lakh

The Kawasaki KX65 is a motocross bike designed for track use, exclusively offered in India by Kawasaki. It comes with both front and rear disc brakes for precise control. The KX65 features a track-focused build, omitting elements like headlights, taillights, and turn indicators designed for young riders.

Its distinctive styling includes a tall-set front fender, an upswept tail panel, minimalistic body panels, and lime green wire-spoke wheels with tube-type tyres, providing an exciting motocross experience.

Key Specifications:

• Engine Type: Liquid-cooled
• Displacement: 64cc
• Mileage: 30 kmpl
• Max Power: 16.4 hp
• Torque: 9.7 Nm
• Top Speed: 51 kmph
• Fuel Capacity:  3.8 litres
• Brakes: Disc brakes in the front and rear
• Suspension: 33mm
• Kerb Weight: 60 kg

3. Hero Splendor Plus Xtec | Starting ₹79,705

The Hero Splendor Plus Xtec brings a modern twist to the iconic Splendor Plus. This lightweight and fuel-efficient commuter bike offers easy riding with combined braking and drum brakes. But it's the tech that steals the show - a segment-first fully digital instrument cluster with Bluetooth connectivity for calls and SMS alerts, along with a real-time mileage indicator.

Throw in a USB charger for on-the-go convenience, and you've got the perfect blend of classic design, modern features, and everyday practicality for the tech-savvy rider on a budget.

Key Specifications:

• Engine Type: Air-cooled, 4-stroke
• Displacement: 97.2cc
• Mileage: 83.2 kmpl
• Max Power: 7.9 bhp
• Torque: 8.05 Nm
• Top Speed: 87 kmph
• Fuel Capacity: 9.8 litres
• Brakes: Drum brakes in the front and rear
• Suspension: At the front, telescopic fork suspension and five-step preload-adjustable twin shock absorbers at the rear.
• Kerb Weight: 112 kg

4. Hero Passion Plus | Starting ₹77,575

Gear up for city adventures with the Hero Passion Plus! This lightweight, fuel-efficient commuter bike consists of a 97.2cc BS6 engine and combined braking for easy and safe rides. The 2023 model represents a stylish refresh, eco-friendly technology, and essential amenities like a semi-digital display, USB charging, and i3S tech – all in a single, feature-packed variant with four colour options.

It is the perfect combination of style, efficiency, and convenience for your urban commute.

Key Specifications:

• Engine Type: Air-cooled, 4-stroke
• Displacement: 97.2cc
• Mileage: 60 kmpl
• Max Power: 8.02 PS
• Torque: 8.05 Nm
• Top Speed: 90 kmph
• Fuel Capacity: 11 litres
• Brakes: Drum brakes
• Suspension: Telescopic suspension at the front and the twin-tube rear shock absorbers at the rear
• Kerb Weight: 115 kg

5. Hero Splendor Plus | Starting ₹73,441

The Hero Splendor Plus, a popular mileage bike, delivers unmatched performance with a 97.2cc BS6 engine generating 7.91 bhp power and 8.05 Nm torque. With three variants, seven colors, and a combined braking system, it ensures efficient and safe commuting.

The recent update includes a fuel-injection system with Hero's 'XSens technology' for enhanced performance, making it an ideal choice for economic rides.

Key Specifications:

• Engine Type: Air-cooled engine
• Displacement: 97.2cc
• Mileage: 60 kmpl
• Max Power: 8.02 PS
• Torque: 8.05 Nm
• Top Speed: 87-93 kmph
• Fuel Capacity: 9.8 litres
• Brakes: Drum brakes at the front and rear
• Suspension: Telescopic Hydraulic Shock Absorbers at the front and Swingarm with 5-Step Adjustable Hydraulic Shock Absorbers at the rear
• Kerb Weight: 112 kg

6. Bajaj Platina 100 | Starting ₹68,685

Stylish and affordable, the Platina is an entry-level commuter bike with an economical engine and plenty of room for everyday usage. This engine's four-speed gearbox makes it easy to shift everything down.

The Platina 100 prioritises comfort. It boasts directional tyres, a comfortable seat, rubber footpads for grip, and a smooth suspension. The legendary motorcycle is defined by its black frame, exhaust, grip rails, silver crankcase, and wheels.

Key Specifications:

• Engine Type: 4-Stroke, DTS-i, Single Cylinder
• Displacement: 102 cc
• Mileage: 70 kmpl
• Max Power: 7.79 PS
• Torque: 8.34 Nm
• Top Speed: 90 kmph
• Fuel Capacity: 11 litres
• Brakes: Drum brakes at the front and rear
• Suspension: Hydraulic, Telescopic Type, 135mm travel at the front and 110 mm, Spring in Spring Suspension at the rear
• Kerb Weight: 117 kg

7. TVS Scooty Pep Plus | Starting ₹65,561

One of the best 100 bikes in India for women, the Scooty Pep Plus sports a decent engine. While it is not as powerful as the other names on this list, the Pep Plus is exceptionally light and easy to handle.

It can generate a maximum power of 5bhp at 6500rpm. A BS-VI variant is available in the market now, in keeping with the new guidelines from the Indian government. On average, the two-wheeler can generate decent fuel efficiency as well.

Key Specifications:

• Engine Type: Single cylinder, 4-stroke, Air-cooler
• Displacement: 87.8cc
• Mileage: 50 kmpl
• Max Power: 5 bhp
• Torque: 6.6 Nm
• Top Speed: 65-74 kmph
• Fuel Capacity: 4.2 litres
• Brakes:  Front disc brake and Rear drum brake
• Suspension: Telescopic front suspension
• Kerb Weight: 93 kg

8. Honda Shine 100 | Starting Price: ₹65,011

The Honda Shine 100 is your everyday commuting champion! This lightweight and wallet-friendly bike has a fuel-efficient engine that gets you there without burning a hole in your pocket. Combined drum brakes with a CBS system ensure safe stopping, while the sleek design with five colour options adds a touch of style. It is a convenient and affordable choice for riders who value a smooth and reliable ride.

Key Specifications:

• Engine Type: Air-cooled
• Displacement: 98.98cc
• Mileage: 65 kmpl
• Max Power: 7.38 PS
• Torque: 8.05 Nm
• Top Speed: 85 kmph
• Fuel Capacity: 9 litres
  
• Brakes: Drum brakes in the front and rear
• Suspension: In the front telescopic fork and dual coil springs without preload adjustability in the rear
• Kerb Weight: 99 kg

9. Hero HF Deluxe | Starting ₹56,198

The Hero HF Deluxe offers five variants and seven colours with a fuel-efficient 97.2cc BS6 engine. It has front and rear drum brakes with a combined braking system. The 2020 model introduces BS6 compliance, fuel injection, and 'XSens Technology.’

The idle start-stop system ('i3S') on the higher-spec variant promotes fuel efficiency during brief stops, contributing to overall cost savings. Additionally, the updated graphics and new paint schemes enhance the bike's aesthetic appeal.

Key Specifications:

• Engine Type: Air-cooled engine
• Displacement: 97.2cc
• Mileage: 65 kmpl
• Max Power: 8.02 PS
• Torque: 8.05 Nm
• Top Speed: 87 kmph
• Fuel Capacity: 9.1 litres
• Brakes: Drum brakes in front and rear
• Suspension: Telescopic forks at the front and dual spring hydraulic shock absorber at the rear
• Kerb Weight: 110 kg

10. Hero HF 100 | Starting ₹55,000

Hero's premium model has an idle start-stop. The "i3S" mechanism conserves petrol during short intervals. It will also have an engine cut-off and side stand sensor. Additional features include a single-piece grab rail, neutrally set handlebars, and footpegs.

Key Specifications:

• Engine Type: Air-cooled, 4-stroke, Single cylinder, OHC
• Displacement: 97.2 cc
• Mileage: 70 kmpl
• Max Power: 8.02 PS
• Torque: 7.91 Nm
• Top Speed: 87 kmph
• Fuel Capacity: 9.1 litres
• Brakes: Drum brakes in front and rear
• Suspension: Telescopic Hydraulic Shock Absorber at the front and Swingarm with 2-step Adjustable Hydraulic Shock Absorbers at the rear
• Kerb Weight: 110 kg

11. TVS XL 100 Comfort | Starting ₹46,456

The TVS XL 100 Comfort is your reliable rural workhorse! This affordable moped (two variants, six colours) is built to tackle tough roads with a fuel-efficient 99.7cc BS6 engine. 

Drum brakes with a combined braking system ensure control, while the lightweight design prioritises practicality. Known for low maintenance costs and durability, it's a favourite for both personal and commercial use in rural areas.

Key Specifications:

• Engine Type: 4-stroke 1 Cylinder
• Displacement: 99.7cc
• Mileage: 55 kmpl  
• Max Power: 4.35 PS
• Torque: 6.5 Nm
• Top Speed: 60-65 kmph
• Fuel Capacity: 4 litres
• Brakes: Drum brakes
• Suspension: In the front, there is a hydraulic telescopic suspension system and swing arm with hydraulic shock absorbers in the rear.
• Kerb Weight: 86 kg

12. TVS XL 100 Heavy Duty | Starting ₹44,093

TVS XL 100 Heavy Duty is a lightweight bike designed for tough terrains. This workhorse of a moped is built to conquer rural roads. It's lighter than you might think, but it packs a punch with a 99.7cc BS6 engine for carrying cargo.

Don't worry about stopping power - the combined braking system with drum brakes will keep you in control. Plus, the efficient fuel tank means you can go the distance without worrying about refills. It's the perfect, no-frills companion for getting the job done in rural areas.

Key Specifications:

• Engine Type: 4-stroke 1 Cylinder
• Displacement: 99.7cc
• Mileage: 55 kmpl
• Max Power: 4.35 PS
• Torque: 6.5 Nm
• Top Speed: 60-65 kmph
• Fuel Capacity: 4 litres
• Brakes: Drum brakes
• Suspension: In the front, there is a hydraulic telescopic suspension system and swing arm with hydraulic shock absorbers in the rear.
• Kerb Weight: 88 kg

Regardless of the bike you choose and its internal specs, you must take adequate steps to protect your financial interest in your vehicle. The only way to do that is to purchase an insurance plan for your two-wheeler.

Also, obtaining at least third-party bike insurance coverage is advisable to ensure financial security in case of any unforeseen catastrophe.