Yamaha YZF R1 Insurance Price & Policy Renewal Online

The Japanese bike maker Yamaha launched its first YZF R1 model in India on 5th December 2017. However, after the Indian government banned BS-4 compliant two-wheelers, Yamaha put down the YZF R1 show. But, the Japanese bike specialist has promised to put the YZF R1 show on again in 2022.

If you plan to buy the BS-6 models or already ride the older versions, do not forget to obtain Yamaha YZF R1 insurance to safeguard your finances from possible accidental damages.

In addition, the Motor Vehicles Act of 1988 mandated a two-wheeler insurance policy for every rider. Thus, there are vast options of insurance companies offering affordable policies. Digit is one such option you can consider.

Digit has done comprehensive market research on what type of insurance policy two-wheeler owners want. Based on that, the insurer prepares its insurance plans. Let us take a tour of what Digit has to offer you.

• Vast Range of Options - You get a range of options to pick an insurance policy of your choice and budget preference.

• Third-Party Policy - The third-party policy is mandatory by law and offers protection from third-party liabilities. In simple words, Digit will make sure you don’t have to pay anything to the affected party in case you run into another person’s property, vehicle or someone bumps into you. The insurer will also take care of the litigation charges, if any.

• Own Damage Cover - In case your bike gets damaged in an accident or because of natural disasters, fire and other incidents, Digit ensures to provide Own Damage cover. However, this coverage comes with a comprehensive policy only. Therefore, third-party policyholders must opt for standalone Own Damage cover against additional charges to maximise the protection.

• Comprehensive Policy - This is the most extensive policy Digit extends. It covers both third-party and own damage expenses. Besides, Digit gives you the liberty to customise your base policy by including add-ons.

• Online Purchasing Option - Obtaining motorcycle insurance is hassle-free with Digit. The insurer offers Yamaha YZF R1 insurance online to do away with the lengthy paperwork. Visit the official website today to know about the policy options available along with their prices. Existing customers can opt for Yamaha YZF R1 insurance renewal online by logging in to their accounts.

• Add-ons Available - Digit gives you the chance to upgrade your base policy with add-ons. This way, you can be assured of complete protection. The add-on options are-

  • Roadside assistance
  • Consumables
  • Engine protection
  • Return to invoice
  • Zero depreciation

Disclaimer: Increase your Yamaha YZF R1 insurance policy renewal price to continue the protection of your selected add-ons.

• IDV Customisation - You can increase or decrease the Insured Declared Value at your convenience. Digit offers higher compensation in case your Yamaha YZF R1 is stolen or severely damaged. For that, you have to increase the IDV marginally.

• Instant Claim Filing Facility - Now raise a claim against your YZF R1 insurance in just 3 steps.

  • Give a call on 1800 258 5956 from your registered number and get the self-inspection link
  • Upload the images of your damaged bike on the link
  • Pick your preferred mode of repair- ‘Reimbursement’ or ‘Cashless’

 Digit also has an impressive record of settling the majority number of claims raised.

• Reliable Customer Care Service - Need help to pick add-ons as per your bike and driving style? Connect with Digit’s 24X7 customer care support team to resolve all your insurance-related issues.

• 4400+ Digit Network Bike Garages - Whether you are in Manipur or Madhya Pradesh, you will come across Digit network garages across the country. Besides, all these garages provide cashless repair options.

In addition, Digit gives you the chance to bring down the premiums payable. All you need to do is select voluntary deductibles and avoid unnecessary claims. But it is wise not to compromise on the benefits for affordable premiums.

Motorcycle insurance is crucial due to the following reasons.

• Saves from legal Consequences - With valid insurance documents, you no longer are liable to pay hefty penalties of ₹2,000 and ₹4,000 by the Motor Vehicles Act of 1988. Any violation may also lead to driving license cancellation and prison for up to 3 months.

• Covers Third-Party Liabilities - Motor insurance policy is the key to saving your finances from third-party expenses. That means even if your bike hits another vehicle or any other third-party object, property or person, your insurer will bear all the charges.

• Provides Own Damage Protection - Suppose your bike gets impaired due to an accident or heavy rainfall, earthquake, fire or other threats. Under such circumstances, your insurance policy will reimburse the repair expenses or offer a cashless repair option so that you do not have to spend a penny on repairs or replacements.

• Compensates for Personal Accidental Damages - An accident can be severe enough to cause death or disability of the rider. As per the IRDAI, the insurance companies must compensate the victim’s family members in such unfortunate circumstances.

• Discounts on Premiums - Every motorcycle insurance provider rewards their customers for completing a non-claim year. This reward is known as No Claim Bonus discounts. For instance, Digit Insurance extends NCB discounts ranging between 20% and 50% based on the number of claim-free years.

However, always compare the prices and the benefits offered by various insurers to make an informed choice.

Yamaha has already unveiled its BS-6 compliant YZF R1 model overseas. However, the automaker is likely to launch the same model in India the following year. Keep reading to identify the new modifications.

• Engine - The BS-4 YZF R1 was powered by a 998 cc, cross-plane, 4-cylinder, 4-valve motor churning out 200 HP.

• 2022 BS-6 model will come with a 998 cc, liquid-cooled inline 4-cylinder DOHC, 4-valve engine coupled with 6-speed, wet multiple assist and slipper clutch. Yamaha will implement the cross-plane crankshaft technology derived from its YZR M1 MotoGP racing bike.

• Suspension - YZF R1 came with a chassis featuring a magnesium rear frame and extended swing arm suspension for delivering enhanced handling capacity.

• The upgraded model will have a fully adjustable KYB suspension.

• Braking - BS-4 compliant model featured hydraulic dual disc brakes at both ends.

• The upcoming variant will comprise potent 4-piston radial-mounted front callipers, stainless steel front brake lines, 320 mm front rotors with high-friction pads mated with ABS.

• Additional Specifications - The sharp aerodynamic pattern with a minimalistic back section helped provide a sleek appeal to the older models. They featured twin LED headlights under the front panel and LED indicators.

• For the upcoming variant, Yamaha kept the aerodynamic design intact. The modified bodywork gives it an aggressive appearance.

However, Yamaha has highly priced its YZF R1 series. Thus, unpredictable accidental damages will lead to massive financial drain. In this respect, Yamaha YZF R1 insurance is a convenient solution to relieve you from financial stress.