One of the leading two-wheeler companies in India, Honda, launched the initial model of the Hornet series in December 2015. Since then, there have been constant upgrades concerning this motorcycle to meet consumer requirements. 

If you are an owner of this commuter, you must consider the risks and damages it is exposed to. Paying the damage repair costs for this model can burn a hole in your pockets if you do not possess a valid Honda Hornet insurance policy. 

A two-wheeler insurance plan comes with a load of benefits that works in favour of a bike owner. In addition, insurance companies in India offer deals tailoring to a motorist’s needs. Among them, Digit insurance provider stands out owing to their technology-driven processes and other perks.

In this segment, you will find details on benefits extended by Digit, the importance of opting for Honda Hornet insurance policy renewal, and other details.

Here are some of the advantages of availing insurance for your Hornet from insurers like Digit:

• Paperless Process - You do not need to present hard copies of your documents by opting for Digit insurance because of their complete digital processes. You can simply upload the documents online from your smartphone and complete the application or claim procedure.

• Insurance Options - You can choose from a range of coverage options by availing of bike insurance from this company:

  • Third-party Damage - This coverage option allows you to cover third-party damages under your insurance plan. 
  • Own Damage Bike - Digit offers a standalone own damage bike cover that includes coverage benefits for your Honda bike damages. 
  • Comprehensive Policy - Under this insurance policy, you can obtain both third-party and own bike damages. 

• Range of Digit Network Bike Garages - Insurers like Digit come with a wide range of over 2900 network garages from where you can avail cashless facility. This facility makes it possible for you to get damages repaired for your Honda commuter without cash payment. 

• 24X7 Customer Support - You can contact Digit customer service any time you want regarding issues related to your Hornet insurance.

• Customisation of IDV - Digit allows you to customise your commuter’s IDV as per your requirement. Therefore, you can choose to obtain maximum returns while reselling your Honda bike. 

• Online Application Process - You apply for Honda Hornet insurance online by choosing Digit’s services. Their smartphone-enabled processes will make sure you complete the application process in a few minutes. 

• High Claim Settlement Ratio - This insurer settles your claim for Honda Hornet insurance in a short span owing to their self-inspection process. You can choose the damages of your commuter directly through your smartphone and raise a claim accordingly. Due to their streamlined processes, they have a record of settling 97% of claims. 

Therefore, you can consider this insurance provider for your bike insurance to enjoy the aforementioned benefits and more.

Here is a list of some lucrative benefits of availing two-wheeler insurance for your Honda bike:

1. Avail No Claim Benefits - Your insurer can offer discounts on policy premiums based on the number of non-claim years you have managed to maintain. This discount or No Claim Bonus can range up to 50%. 
2. Avoid Penalties - According to the Motor Vehicles Act,1988 every driver should at least own a third-party insurance policy to avoid heft traffic fines. Therefore, individuals driving without a valid insurance plan need to pay ₹2000 for a first time offence and ₹4000 for the second time. 
3. Personal Accident Cover - You and your family are liable to receive financial support in bike accidents resulting in permanent total disability or death under a personal accident cover. 
4. Reduce Third-party Liability - A basic plan such as third-party insurance covers damages caused to third-party vehicles, persons or properties involved in an accident or collision with your Honda Hornet. This Honda Hornet insurance cover also takes care of litigation issues. 
5. Covers Own Bike Damages - Under a well-rounded, comprehensive insurance plan, you can obtain coverage for damages caused to your Honda bike in case of accidents, theft, natural or artificial disasters.  

Apart from this, you can get competitive premiums by opting for Honda Hornet insurance renewal online from reputed insures like Digit.

Before renewing or purchasing Honda Hornet insurance, you might want to check out some of the key specifications of this model:

• Body and Dimensions - The bike comes with a length, width and height of 2047 mm, 783 mm and 1064 mm, respectively. Further, this 143 kg commuter has a ground clearance of 167 mm. 

• Engine - Powered by a 4 stroke SI engine, it offers a displacement of 184.40 cc. 

• Clutch and Gear - This motorcycle consists of 5 gears and a multi-plate wet clutch. 

• Electricals - Honda Hornet features LED head and tail lamps along with LED winkers. 

• Frame and Suspension - It sports a diamond type frame with upside-down fork front suspension and monoshock rear suspension. 

Note that a revamped Hornet 2.0 model is supposed to launch in the later half of this year, fulfilling BS-VI emission standards. 

Therefore, considering all the delicate features of this model, you might want to consider renewing or purchasing Honda Hornet insurance. In this aspect, you can consider Digit.