Looking to purchase a Honda Activa? Here is everything you need to know about the model variants, what makes them coveted and things you should look out for in a Honda Activa insurance policy!

Honda Activa is the top-selling vehicle in the bike/scooter sector of the Honda Motor Company, accounting for more than 14% of the Indian two-wheeler sales. Affordable, stylish and a technical marvel, Activa ticks all the right boxes for the average Indian consumer. (1)

Now that you have settled on purchasing this model, buying Activa insurance is the next logical step. Not every model of Activa is BS-VI compliant yet. However, Honda is planning to launch more models, including this specification.

Now, even though the Honda Activa comes equipped with industry-first features, it is just as vulnerable to accidents and other risks as any other two-wheeler. This is where purchasing a two-wheeler insurance policy  becomes crucial. 

Further, it is also legally mandated for every two-wheeler motorised vehicle plying on Indian roads to have a third-party liability insurance policy. Without this policy, you can be penalised as per the Motor Vehicles (Amendment) Act 2019 with a fine of Rs. 2000 and Rs. 4000 for repeated offence. 

But, before we delve more into two-wheeler insurance policies, hold on for a minute!

Take a look at some interesting facts about Honda Activa, how you can maximise your benefits from the Activa two-wheeler insurance policy and the variants for which you can avail the policy. 

Honda introduced the Activa range in 2001. It received a seal of approval from Indian consumers almost immediately. Today, Honda produces four major variants of the scooter, each suitable for a specific section of the market. 

Following are a few interesting facts about Activa that you must learn as a potential buyer of these two-wheelers - 

• In 2009, the company launched an upgraded 109cc model of the vehicle in India, offering better engine power without an incremental rise in the cost. In fact, Honda claimed that the scooter became more fuel-efficient with the introduction of the newer model. 
  
• The scooter model received another major upgrade with the launch of the Activa 125, with an engine cubic capacity of 125cc.
  
• In 2019, the company brought the Activa 5G to the Indian market. It boasted around 10 new features, including a royal seat, entirely blacked-out engine, black rims and much more.
  
• The Activa range primarily caters to the budget-friendly sector. Moreover, the company manages to upgrade models regularly without a sudden and extensive hike in model prices. Therefore, they are built to last.
  

With such features and more, the Honda Activa makes for one of the more efficient and reliable bikes available in the Indian market.

But while your Activa is there to make commuting easier for you, have you thought about what will happen under circumstances where it gets  damaged? Or, stolen?

You will of course have to undergo the hassle of getting it repaired or replaced, alongside incurring significant financial losses. To ensure that you are financially protected in such scenarios, make sure that you have a two-wheeler insurance policy for your Honda Activa.

Based on the requirements from an insurance policy, Digit is one of the options that you can consider for your vehicle.

After buying a Honda Activa, the first thing you should do is find a suitable insurance provider. Digit is among the leading insurance providers in India that you can consider. 

If you are wondering what sets Digit apart from all the other insurance providers, take a look at some of the company’s specialities listed below:

• Wide Range of Network Garages - Availing a cashless claim becomes simple when your insurance provider offers a wide range of network garages. Digit has collaborations with more than 1,000 garages across India. Therefore, regardless of where you are, you can easily find a network garage somewhere nearby. 
• Almost No Documentation Necessary to Claim Insurance - Usually, when you file a claim, a representative from the insurance company will reach your home to examine the damage to the vehicle in question. Moreover, the insurer generally takes some time to inspect the veracity of a claim, before approving or rejecting it. Fortunately, Digit does away with the formalities that most insurance companies impose for raising claims. The company also brings a smartphone-enabled self-inspection process which simplifies everything further. Further, just like you can buy Honda Activa insurance online, Digit allows you to claim the policy over the internet as well. The paperless process is simpler and more convenient than the typical procedure for filing such a claim.
• Several Insurance Options to Choose from - When purchasing Honda Activa insurance, you need to select the perfect policy that can safeguard your finances in the event of scooter accidents. Digit offers the following insurance products for you to choose fro:
• a) Third-Party Liability Two-Wheeler Insurance Policy – These policies provide financial protection against the losses you incur for third-party sustaining damage in an accident involving your two-wheeler. The policy also covers the losses incurred due to the injury or death of a third party due to such an accident. It will also cover any litigation cost that might arise under such circumstances.
• b) Comprehensive Two-Wheeler Insurance Policy –These are insurance policies which financially cover the damages to your Honda two-wheeler in the event of accidents, loss or theft. Comprehensive plans come bundled with third-party cover. Therefore, in case of an accident, both the other party as well as you can file for damages from your insurer. Moreover, such a policy offers a payout in the event of damage befalling your Honda Activa due to natural calamities, fire, as well as, man-made disasters.

Again, individuals who have purchased their Activa two-wheeler after September 2018, can avail an own damage bike insurance. Under it, the policyholder will have access to extensive protection for their own two-wheeler sans the third-party liability portion of the plan. That is why, those who have already purchased a long term third-party liability two-wheeler insurance policy can avail a standalone own damage cover for better-rounded protection for their Honda Activa. 

• Impressive 24x7 Customer Service - Your insurance provider is only as good as the service they provide after you buy a policy from them. In this regard, Digit has managed to impress its customer base constantly. Whenever you have queries or want clarification regarding your policy cover, call up the super-responsive customer care department. We are available to receive your calls 24 hours a day. This ability to find assistance whenever required is a major positive aspect of Digit, streamlining interaction between customer and service provider.
• Useful and Convenient Add-ons - You may not be happy with the base policies on offer at Digit. That is why the company allows you to customise the protection as per your needs and wishes. Digit offers a variety of add-ons, which you can purchase to enhance the cover for your scooter. Few of the add-ons that are offered by this company include:
• a) Zero depreciation cover.
• b) Breakdown assistance.
• c) Engine and gear protection cover.
• d) Return to invoice cover.

• Simple Renewal and Buying Process - Rather than creating a complicated procedure, Digit aims to make availing and renewing two-wheeler insurance plans simpler. You can buy our policies online, using our official website. Existing customers can use a similar, hassle-free online renewal process as well to extend the policy coverage on their bike/scooter.
• Customise your IDV - IDV of a vehicle refers to the Insured Declared Value that you can avail against the policy. This is the predetermined amount of funds that you can claim from the insurer in the event of irreparable damage to the vehicle. You can also claim it if your Activa two-wheeler is stolen.  Digit allows you to increase or decrease the IDV value for the policy, letting you choose between enhanced protection and lower premiums.
• No Claim Benefits - You may not need to claim insurance every year. After such claim-free years, your insurer is liable to provide certain benefits to you. These benefits are known as the no-claim bonus. Digit offers attractive discounts on policy premiums upon renewal after having enjoyed a claim-free term under the no claim bonus benefits. 

Digit crafts special insurance policies for various Honda Activa models. Take a look at some of the plans for this particular range of scooters:

• Activa 3G - The Activa 3G sports a stylish body and offers a mileage of around 52 kmpl. As with all other models of the scooter, a 109 CC engine powers the vehicle. The model sports a fuel tank with a capacity of 5.3 litres.
• Activa 4G - The Activa 4G has a 109 CC engine that achieves a mileage of around 60 Kmpl. In this regard, the 4G is better than its previous version. The Activa 4G comes in eight primary colour options for consumers.  
• Activa 5G - One of the newer models in the Honda Activa range, Honda Activa 5G is a technical masterpiece. It comes with some of the most cutting edge technology, including a 109cc cylinder. Further, according to the company, this model can cover 60 kmpl. Speed enthusiasts would be happy to know that they can attain a top velocity of 83 Kmph. Such high speeds also increase the chances of suffering from accidents. Therefore, opting for an Activa insurance policy from Digit is highly beneficial.
• Activa 125 - The Activa 125 has a 124.9cc- single cylinder engine with a host of features, including alloy wheels, a mobile charging socket and LED pilot lamps. This scooter is one of the best options for those who prefer their two-wheelers to have slightly more power than the normal Honda Activa variants. The latest variant of Honda Activa is also compliant to BS-VI standards, making them the perfect eco-friendly scooter option in India.
• Activa i - Providing an impressive mileage of 66 kmpl, Activa i is one of the most affordable options for consumers. Nonetheless, an insurance policy is vital for it. Digit offers plans specifically suited to the vehicle, ensuring cover for all situations and instances. 

Digit is your reliable source of insurance for all circumstances. A policy from the company guarantees complete financial protection for you, in the event accidents or theft of your beloved two-wheeler.