Hero Honda unveiled the Ambition model in 2002. This bike received a minor facelift in 2004. Though the manufacturer discontinued its production, its optimum mileage and great looks still attract significant demand among the city dwellers. If you plan to buy this bike, visit your nearest used two-wheeler market to find the same. 

However, it is also essential to buy a third-party Hero Ambition bike insurance to safeguard yourself from financial loss arising from third-party risks. According to the Motor Vehicles Act, 1988, it is mandatory to buy this insurance policy. 

To enjoy extensive benefits, you can also consider comprehensive insurance for your Hero Ambition. You can also customise this insurance by adding practical add-ons for additional protection. 

Several insurance providers in India provide such affordable add-ons besides Hero Ambition insurance. One such financial institution is Digit.

In the upcoming segment, find out reasons to choose Digit, why you should buy bike insurance and features about Hero Ambition.

Digit is one of the leading insurance providers in India. Take a look at what does it have to offer you:

• Three Distinct Insurance Policy Options - Digit Insurance presents three distinct insurance policies to choose from.

  • Own Damage Insurance Policy - This Bajaj Chetak insurance policy provides substantial financial support to policyholders for their scooters against losses caused by accidents, natural disasters, theft, and more. But, it does not cover third-party liabilities. As a result, all existing third-party policyholders can avail themselves of this standalone policy anytime they want. They need not wait for the policy renewal to avail this Own Damage Insurance Policy.
  • Third-Party Liability Two-Wheeler Insurance Policy - This policy financially covers all losses incurred from third-party damages inflicted by your Bajaj Chetak in the event of an accident. This policy also covers the financial liabilities arising from the death or injury of a third person involved in the accident. In addition, it relieves you of all litigation issues.
  • Comprehensive Two-Wheeler Insurance Policy - Besides third-party liabilities, this comprehensive two-wheeler insurance for Bajaj Chetak also covers damages caused by theft, accidents, fire and natural disasters. Furthermore, both you and the other party can claim the damage expenses from Digit.

• Customisation with Add-Ons - Digit allows its two-wheeler comprehensive policyholders to customise the insurance with the following add-ons:

  • Zero Depreciation Cover
  • Breakdown Assistance
  • Return to Invoice Cover
  • Consumable Cover
  • Gear and Engine Protection Cover

• Simple Online Claim Facility - Skip the process of exhaustive documentation and opt for Digit’s smartphone-enabled self-inspection facility. Send images of your damaged two-wheeler to claim your insurance. Further online claim settlement streamlines the entire process. It ensures that you do not have to wait for reimbursement for months. 

• Responsive 24x7 Customer Care - Contact Digit anytime for more information about Hero Ambition insurance.  Its reliable team is available 24x7 to answer your queries. 

• Digit Network Bike Garages and Cashless Repairs - You don’t need to spend money to avail repairs for damages caused to your bike. As a policyholder of Digit, enjoy cashless repairs with a network of 4400+ garages. 

• IDV Modification - IDV or Insured Declared Value is equivalent to the manufacturer price of the bike subtracted from its depreciation value. Digit allows you to customise your two-wheeler’s IDV. Experts recommend opting for increasing IDV to claim a significant amount during accidental damages. 

Besides these benefits mentioned above, secure yourself from paying hefty fines down the line by opting for bike insurance for Hero Ambition. So, let’s know why you should invest in Hero Ambition bike insurance.

Apart from facing legal consequences, consider the following pointers to opt for Hero Ambition insurance renewal once it expires:

1. Secures from Third-Party Financial Liabilities - Third-party bike insurance offers you monetary assistance in case your vehicle causes damages to third-party property, person or automobile.
2. Offers Own Damage Financial Cover - The comprehensive bike insurance policy offers financial coverage to both third-party risks and damages caused to your vehicle. Further, you claim this insurance during damages arising from natural or man-made calamities. 
3. Personal Accident Cover - IRDAI mandates that personal accident cover is a must for every vehicle insurance holder. This helps you to claim a lump sum amount during accidental death or disablement of the insured bike owner. 
4. Financial Assistance for Bike Theft and Damages  - Bearing Hero Ambition insurance price is essential to secure yourself from monetary loss during bike theft. Or else, it also helps you to afford a replacement in case your bike suffers irreparable damage. 
5. Up to 50% Discount for Claim-Free Years - With each no-claim year, enjoy a significant discount on the premiums of your Hero Ambition bike insurance. Note that this is calculated on the entire premium. Instead, it is applicable on the own damage part of your bike insurance policy. You can get a discount of up to 50% if you do not claim your insurance for five consecutive years.

Hero Ambition boasts some of the impressive features. Take a look:

• It comes with an engine displacement of 133cc, coupled with 5-speed transmission. 

• This bike produces maximum torque of 10.5 Nm at 6500 RPM. At the same time, it generates a power of 11.2 ps at 8000 RPM. It delivers an optimum mileage of up to 45 kmpl. 

• The ground clearance of 150 mm helps you drive on rugged terrain without inconvenience. 

• The telescopic hydraulic front suspension and swingarm rear suspension offers easy handling. 

• Its new version features a headlight and front visitor for a dynamic look. 

• This bike is available in two different colours - Silver and Black.

Thus, Hero Ambition is an ideal choice for buyers looking for a bike priced at 45K. Also, buy Hero Ambition bike insurance from a reliable insurer like Digit to enjoy the benefits mentioned above without any second thought.