Following are the car insurance add-ons available for Bajaj bike insurance:  

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

With the Bajaj Group being among the top 10 conglomerates in India, its offshoots span over several industries and sectors. Its flagship establishment Bajaj Auto limited has successfully helped the group increase its brand value and recognition through the manufacture of two-wheeler models, including bikes and scooters.

Established almost six and a half decades ago, Bajaj Auto Limited today ranks 4th among the best two-and three-wheeler manufacturers globally. Some of the well-known Bajaj two-wheeler models with high demand include:

• Pulsar 150
  
• Dominar 400
  
• Pulsar NS200
  
• Avenger Cruise 220
  
• CT 100
  
• Pulsar 220F
  
• Platina 110
  
• Chetak
  
• Discover
  

Its bike models have helped change the dynamics of the two-wheeler market in India over the years, with high demand for many of its models. Consequently, a growing awareness of individuals towards two-wheeler protection has also seen a rising demand for Bajaj bike insurance policies.

What Makes Bajaj Two-Wheelers So Popular?

From the earliest Bajaj bike models like KB100 to the high-end ones such as Avenger Cruise 220, Bajaj Auto has been successful in delighting bike lovers both in India and abroad. Check out some of the top reasons that have made Bajaj Auto a brand to reckon with for two-wheelers in India-

• Affordable Range of Two-Wheelers - It has successfully catered to the travelling needs of people across all economic strata. Bajaj Auto connected with the general Indian populace with its two-wheelers known more for their affordability than any other reason.
  
• Technology Meets Reliability - Innovation has been another USP lending Bajaj Auto its larger-than-life popularity. Today, many of the Bajaj bike models depict high reliability and unmatched strength through the world-class DTS-i engine technology. Plus, from riding comfort to the power braking system and improved night visibility, Bajaj two-wheeler models ride high on customer favouritism due to impeccable features.
  
• Spotless Reputation - Bajaj Auto ranks 2nd among the largest two-wheeler manufacturers in India. It supplies its range of two-wheeler models across over 70 countries internationally.
  
• A Two-Wheeler for Everyone - They offer a wide range of models for a daily commute, creating an everyday connection with millions around the globe.
  

Owing to this list of reasons, Bajaj Auto has become a household name in India and a popular two-wheeler brand globally. 

But wait! While their popularity is reasonable, Bajaj two-wheelers still face the risk of loss or damage, which can lead you to incur severe financial losses. Owners of Bajaj bike models can thus opt for two-wheeler insurance plans to keep them protected against impending risks. 

Also, they must go for Bajaj bike insurance renewal in time before the existing policy expires to make sure their esteemed possession remains protected throughout. 

Two-wheelers are exposed to road accidents way more than other vehicles. Further, they are also subjected to other associated risks like theft. Bajaj two-wheeler insurance policy thus becomes essential for the following reasons. 

Note that while third-party insurance plans are must-have, comprehensive plans offer extensive benefits. Here are a few reasons why you must avail the insurance plan for your Bajaj two-wheeler:

• Absence of the Policy Results in Legal Liability - The Motor Vehicles Act 1988 mandates every vehicle owner to obtain a third-party liability cover that safeguards against third-party liabilities arising out of the vehicle’s use in public places. The absence of such insurance can thus result in legal liability, which includes traffic fine imposition. The fine can amount to Rs. 2,000 for first-time offenders and Rs. 4,000 for repeat offenders.
  
• Recover the Costs for Your Vehicle’s Damage Under Various Circumstances - A Bajaj 2-wheeler insurance plan extends coverage for expenses incurred on vehicle repair or replacement of spare parts in the case of losses or damages sustained under situations like accidents, natural disasters, fire, etc. You can thus make claims under a Bajaj bike insurance plan for all financial losses incurred under the above circumstances.
  
• Coverage Benefits in Case of Personal Accident - A Bajaj motorcycle insurance plan also has an option for personal accident add-on cover in case your bike meets with an accident and renders you disabled. Opting for such add-ons while purchasing a Bajaj bike insurance plan thus keeps you financially protected against such risks. Note that a vehicle owner must avail one personal accident cover as per insurance regulations. Such plans also offer compensation to family members in the case of an insured’s death due to an accident. Individuals can thus ensure financial security to their family in the case of such unfortunate incidents.
  
• Coverage Benefits for Third-Party Damage - Bajaj two-wheeler insurance policies also cover damages to a third-party or his/her vehicle, along with the benefits mentioned above if you have opted for a comprehensive plan. Alternatively, you can opt for a standalone third party liability cover for your Bajaj two-wheeler to enjoy its benefits. Third-party coverage protects an insured from financial liabilities arising out of third-party damage resulting from the insured vehicle. The coverage also protects you from financial losses suffered due to the death of a third party.
  

Now, while looking at the coverage of an insurance policy is crucial, it is also important to choose a competitive insurance provider to enjoy the best features and benefits accompanying your bike insurance policy. Same is the case when it comes to Bajaj two-wheeler insurance renewal.

Well, how about taking a look at Digit Insurance? Take a look!

Bajaj bike insurance policies provided by Digit come with a handful of advantages that make them one of the best in the market. Have a look at the benefits extended by Digit on insurance plans for Bajaj two-wheelers:

• Option to Choose a Suitable Insurance Policy for Your Bajaj Motorcycle - With Digit, you can choose a suitable insurance cover customised for your Bajaj bike. Check the following insurance plans you can opt for:
  
• a) Third-Party Liability Two-Wheeler Insurance Cover - Under third-party liability coverage, you receive protection against damages sustained to third-party vehicle or property as well as injury or death of a third party due to the insured bike.
  
• b) Comprehensive Two-Wheeler Insurance Cover - As the name suggests, a comprehensive Bajaj two-wheeler insurance plan offers extensive coverage, including one against damage to own vehicle due to accident, fire, theft, natural calamities, etc. as well as coverage for liability arising out of third-party damage.
  

Two-wheeler owners who have purchased their Bajaj bike after September 2018 can also insure their vehicle with own damage cover. The insurance plan provides the benefits of a comprehensive insurance plan, sans the third-party liability benefits.

• Easy Purchase and Renewal of Bajaj Bike Insurance Policy - Digit facilitates the simplified purchase of Bajaj bike insurance online in a few simple steps, thus making the process hassle-free and convenient. Minimum document submission requirement and a digital application process help fast-track insurance purchase. Similarly, you can also opt for Bajaj two-wheeler insurance policy renewal online with Digit in a hassle-free manner.
  
• 1000+ Network Garages for Cashless Repairs - Availability of over 1000 network garages makes it easier to avail two-wheeler repair in case of damage if you have a Bajaj bike insurance policy with Digit. The repairs are entirely cashless, which means you do not have to worry about carrying any cash for such emergencies if you have availed Digit’s insurance plan for your Bajaj two-wheeler.
  
• Simplified Paperless Claim Settlement Process in Three Steps - Once you have purchased or opted for a Bajaj bike insurance renewal with Digit, you can make your claims in three simple steps. The average turn-around time for a two-wheeler claim settlement with Digit is is shorter than many other insurance providers, thus ensuring super-fast claims. It further offers a smartphone-enabled, self-inspection facility that ensures faster claim settlements via paperless mode. The insurance provider also has a high claim settlement ratio that minimises the risk of your insurance policy getting rejected.
  
• Multiple Add-On Covers for Advanced Protection - You can also enjoy advanced protection for your vehicle by purchasing add-ons available with a Bajaj bike insurance plan from Digit. Maximise the coverage for your Bajaj bike with one or more of these add-on covers offered by Digit.
  
  • Breakdown assistance cover.
    
  • Zero depreciation cover.
    
  • Engine and gear protection cover.
    
  • Consumable cover.
    
  • Return to invoice cover.

• 24x7 Available Customer Care Service - Digit’s 24x7 customer support also makes it a preferred insurance provider for your Bajaj bike. You can get in touch with Digit representatives at any time for your queries or complaints, even on national holidays!

Well, while the Bajaj bike insurance policy offers a range of coverage options for maximum benefits, you can further enjoy the economy on policy purchase by reducing your premiums.

So, check out a few ways you can undertake to reduce the insurance premium amount for your Bajaj two-wheeler.

Utilise the following tips that can help you lower the premium amount for your Bajaj bike insurance plan:

• Purchase only the Necessary Add-Ons - Choose add-on covers carefully after going through the coverage benefits they offer. It is because, with each add-on that you opt, you need to pay a marginally higher premium. Carefully opting for add-ons can thus not only keep your premium within the limit but also help you maximise your benefits.
  
• Check the No Claim Bonus Benefits – If you are careful while riding your Bajaj bike, you can avail the benefits of a no claim bonus from Digit. Under this benefit, with every non-claim year, you can avail a discount on the premium for your two-wheeler insurance policy upon its renewal. Make sure to check your insurance provider’s policies regarding No-Claim Bonus to enjoy the maximum discounts on Bajaj bike insurance renewal premiums.
  
• Opt for Voluntary Deductibles - Choose voluntary deductibles payment, which would require you to opt for partial payment of repair or replacement costs. Opting for such deductibles allows you to pay less on premiums.
  
• Purchase Your Policy Directly from the Insurance Company - It is preferable to purchase your bike insurance policy directly from the insurance provider as it eliminates the need to pay additional charges asked for by a third-party.
  

Keeping these few useful tips in mind will help you reduce the cost of purchasing a suitable insurance policy.

With this information, purchase your Bajaj bike insurance online today to stay protected from risks of impending financial losses. Also, renew your policy before it expires to derive maximum benefits.