Investing in a tractor can be time-consuming due to the range of options available in the market. Besides factors like engine power, design, and supporting different implements, budget is also a concern.

Moreover, one should protect their tractors with tractor insurance, specifically designed to safeguard tractors in any mishap.

Therefore, we present a list of the top 13 tractors under ₹5 lakhs, considering the different types and uses of tractors.

So, let's begin!

Here are the 13 best tractors available under the budget of ₹5 Lakhs in India:

1. Mahindra Yuvraj 215 NXT | Starting ₹2.50 Lakhs

Mahindra & Mahindra is one of the best-selling tractor brands in India. They have been supplying tractors for over three decades across 50 countries.

One of the budget-friendly options from this brand is the Mahindra Yuvraj 215 NXT Tractor. This 2 WD tractor sporting a live Power Take-Off (PTO) type is ideal for inter-cropping due to its compact design.

Key Specifications:

• Engine Type: It consists of a 15 HP single-cylinder engine that generates 2300 RPM speed.
• Fuel Capacity: 19 litres
• Weight, Dimensions, and Lifting Capacity: It weighs 780 kg and has a lift capacity of 778 kg. Also, its dimensions are 3760 mm x 1705 mm (L x W).
• Brakes: Dry disc
• Gears: 8 forward + 3 reverse
• Steering Type: Mechanical
• Agricultural Implementation: This tractor variant finds applications in various implements like thresher, reaper, sowing, sprayer, haulage, etc. 

2. Swaraj 717 | Starting ₹2.6 Lakhs

India's first indigenous tractor manufacturing company, Swaraj, entails a wide range of quality tractors and farm equipment. One of the best tractors under 5 lakhs is Swaraj 717, which is most suitable for agriculture and haulage applications.

It comes with a 2 WD driving type and live single-speed PTO. This tractor's major USP is easy maintenance and high reliability.

Key Specifications:

Engine Type: 15 HP 1-cylinder engine, produces a speed of 2300 RPM

Fuel Capacity: 19 L

Weight, Dimensions, and Lifting Capacity: The tractor weighs 850 kg and has a lift capacity of 780 kg with total dimensions of 2435 mm x 1210 mm (L x W).

Brakes: Dry disc brakes

Gears: 6 forward + 3 reverse

Steering Type: Standard mechanical steering

Agricultural Implementation: Performs optimally with implements like cultivator, sprayer, threshing, etc. It is also ideal for the cultivation of crops like cotton, castor, grapes and more.

3. Massey Ferguson 5118 | Starting ₹3.03 Lakhs

Massey Ferguson 5118 4WD is a reliable and powerful tractor with an attractive design and fuel-efficient engine. It is equipped with all the advanced technology to work efficiently on farms.

It is popular for its lower running and maintenance costs and ability to easily attach universal farming implements.

Key Specifications:

• Engine Type: 20 HP, 1-cylinder engine, 825cc
• Fuel Capacity: 28.5 litres
• Weight, Dimensions, and Lifting Capacity: This model weighs 839 kg and can lift up to 750 kg. Its length and width are 2610 mm and 950 mm, respectively.
• Brakes: Multi-disc oil-immersed brakes
• Gears: 8 forward + 2 reverse
• Steering Type: Manual
• Agricultural Implementation: Used for commercial, agricultural, and landscaping purposes.

4. New Holland Simba 20 | Starting 3.50 Lakhs

The New Holland Simba 20 is a 20 HP tractor with a 2-cylinder engine designed specifically for small-scale farms and orchard operations. It contains a very reliable transmission system and is powerful in lifting capacity, enabling it to cater to diverse farm operations. Furthermore, ergonomic design is combined with durability for practicality in intensive farming.

Key Specifications:

• Engine Type: Single-cylinder, 17 horsepower engine
• Fuel Capacity: 20 litres
• Weight, Dimensions, and Lifting Capacity: The truck weighs 1,500 kg and can lift up to 750 kg. Its length and width are 2730 mm and 950 mm, respectively.
• Brakes: Oil Immersed Disc Brakes
• Gears: 9 forward and 3 reverse side shift
• Steering Type: Smooth Mechanical Steering
• Agricultural Implementation: Compact and efficient, the New Holland Simba 20 has been optimised for agricultural implementations of ploughing, tilling, and sowing in smaller farms and tight spaces.

5. Eicher 241 | Starting ₹3.83 Lakhs

Eicher 241 has a 25 HP 3-cylinder engine, which provides power and efficiency for small and medium-sized farms. This tractor model also has a reliable transmission system and advanced hydraulics, making it suitable for various farm uses. 

It is designed to be very user-friendly and highly durable, ensuring service and performance longevity.

Key Specifications:

• Engine Type: Single cylinder, water-cooled, natural aspiration, inline fuel injection engine generating 21-20 HP.
• Fuel Capacity: 34 litres
• Weight, Dimensions, and Lifting Capacity: The tractor's total weight is 1640 kg, and its lift capacity is 960 kg. Its length and width are 2030 mm and 1625 mm, respectively.
• Brakes: Disc
• Gears: 5 Forward + 1 Reverse gears
• Steering Type: Power Steering
• Agricultural Implementation: The Eicher 241 has been a reliable and robust tractor for carrying out agricultural implementations, particularly for all farm operations, including ploughing, cultivating, and hauling on small—to medium-sized farms.

6. Escorts MPT JAWAN | Starting ₹4.10 Lakhs

Escorts MPT JAWAN is a 2-wheel drive tractor possessing a live single-speed PTO. Some of its USPs include a dry single-plate clutch, strong lifting capacity and more. It is equipped with a Constant Mesh and powerful brakes to ensure an effortless performance on both dry and wet farm fields.

Key Specifications:

• Engine Type: Sporting a 25 HP engine and two cylinders, this tractor generates a speed of 1700 RPM.
• Fuel Capacity: 42 litres
• Weight, Dimensions, and Lifting Capacity: The total weight of the tractor is 1760 kg, and the lift capacity is 1000 kg.
• Brakes: Dry disc brakes
• Gears: 8 forward + 4 reverse
• Steering Type: Manual/Single Drop Arm
• Agricultural Implementation: It can be used with cultivators, rotavators, sprayers and other agricultural implements.

7. Mahindra JIVO 225 DI | Starting ₹4.30 Lakhs

Another low-budget option from the house of Mahindra is JIVO 225 DI. This model is available in both 2 WD and 4 WD options. In addition, its 6-spline power take-off and a specialised engine produce high torque. 

It is a small tractor is with a low seat arrangement and narrow track width. The tractor is known for its best-in-class mileage, low maintenance cost, and easy low-cost spare part availability across the country.

Key Specifications:

• Engine Type: 20 HP 2-cylinder engine, 2300 RPM speed
  
• Fuel Capacity: 22 L
  
• Weight, Dimensions, and Lifting Capacity: 750 kg is the lifting capacity of this model. (No information on weight and dimensions)
  
• Brakes: Oil-immersed brakes
  
• Gears: 8 forward + 4 reverse
  
• Steering Type: Mechanical or power steering
  
• Agricultural Implementation: The tractor is ideal for intercultural operations due to its narrow rear adjustable track width. 

8. Kubota A211N-OP | Starting ₹4.46 Lakhs

Kubota A211N-OP is one of the top-selling tractors. It features an exceptionally durable and reliable engine that delivers high power and torque. It has a spaciousness and wide deck for drivers to comfortably drive the tractor.

The tractor also has a shorter turning radius for easy navigation in narrow places without damaging the crops.

Key Specifications:

• Engine Type: 21 HP engine with 3 cylinders that can generate up to 2600 RPM speed.
• Fuel Capacity: 23 litres
• Weight, Dimensions, and Lifting Capacity: This tractor's lift capacity is 750 kg, and its weight is 630 kg.
• Brakes: Oil-immersed brakes
• Gears: 9 forward + 3 reverse
• Steering Type: Manual
• Agricultural Implementation: Good for inter-cultivation, most suitable for use in vineyards and orchards.

9. Force ORCHARD DELUXE | Starting ₹4.60 Lakhs

Force Motors Limited is renowned for its production of Balwan, Orchard, Sanman and Abhiman series. Their Force ORCHARD DELUXE model supports 2-wheel drive and features a multi-speed PTO.  

Key Specifications:

• Engine Type: 27 HP 3-cylinder engine, generates 2200 RPM
• Fuel Capacity: 29 litres
• Weight, Dimensions, and Lifting Capacity: It weighs 1460/1480 kg and has a lift capacity of 1000 kg. The overall length and width are 2975 mm and 1450 mm, respectively.
• Brakes: Fully oil-immersed multi-plate sealed disc brakes
• Gears: 8 forward + 4 reverse
• Steering Type: Mechanical or power steering
• Agricultural Implementation: The tractor functions well with applications like gyratory, haulage, etc.

10. Eicher 312 | Starting ₹4.70 Lakhs

Eicher 312 is a powerful and fuel-efficient tractor that offers good mileage. It has a robust build and low maintenance costs, and it is fitted with features like dry disc brakes, an air-cooled cooling system, and a single clutch plate. 

Key Specifications:

• Engine Type: It sports a 30 HP 2-cylinder engine that produces an engine-rated RPM of 1963.
• Fuel Capacity: 45 litres
• Weight, Dimensions, and Lifting Capacity: It weighs 1710 kg and can lift up to 1600 kg. Its dimensions are 3370 mm x 1630 mm (L x W).
• Brakes: Sealed dry disc brakes
• Gears: 8 forward + 2 reverse
• Steering Type: Mechanical steering
• Agricultural Implementation: Good for carrying implements like a rotavator, cultivator, and plough.

11. Eicher 242 | Starting ₹4.71 Lakhs

The Eicher 242 is the best durable 25 HP tractor that fits small and medium-scale farms. This tractor provides a good economy and power for most farming operations. Its strong construction, front-positioned advanced hydraulics and comfortable operator seat guarantee dependable operation and ease of operation.

Key Specifications:

• Engine Type: Four-stroke, naturally aspirated, air-cooled, direct injection, diesel engine with one cylinder
• Fuel Capacity: 34 litres
• Weight, Dimensions, and Lifting Capacity: It weighs 1710 kg and has a lift capacity of 900 kg. The overall length and width are 3155 mm and 1630 mm, respectively.
• Brakes: Handbrake
• Gears: 8 Forward + 2 Reverse
• Steering Type: Power Steering
• Agricultural Implementation: The Eicher 242 is driven by a 25 HP engine and can lift up to 900 kg. It is highly effective for agricultural tasks like ploughing, sowing, and transporting on small - to medium-sized farms.

12. Sonalika GT 28 | Starting ₹4.75 Lakhs

The Sonalika GT 28 boasts best-in-class mileage and fuel efficiency and comes with features such as a single-clutch, power steering, and a dry-type air cleaner. This 4WD mini tractor has a classic design but the latest engine and other features.  

Key Specifications:

• Engine Type: The tractor can deliver 28 HP at 2700 RPM with a 3-cylinder engine.
• Fuel Capacity: Not Available
• Weight, Dimensions, and Lifting Capacity: It can lift up to 600 kg and has dimensions of 2705 x 1070 (W x L). It weighs 910 kg.
• Brakes: Oil-immersed brakes
• Gears: 6 forward + 2 reverse
• Steering Type: Power steering
• Agricultural Implementation: Ideal for carrying out small-scale farming, gardening, and other light-duty tasks like tilling, mowing, hauling, and spraying.

13. Mahindra 265 DI XP PLUS | Starting ₹4.95 Lakhs

Mahindra & Mahindra tractors under 5 lakhs come with a robust design and offer best-in-class fuel efficiency. One such tractor is a Mahindra 265 DI XP PLUS. It features a KA technology-based engine that results in a power-packed performance. This 2 WD tractor also supports 6-spline PTO types.

Key Specifications:

• Engine Type: It sports a 33 HP engine with 3 cylinders that can generate up to 2000 RPM speed.
• Fuel Capacity: 55 litres
• Lifting Capacity: This tractor's lift capacity is 1500 kg.
• Brakes: Multi-disk oil-immersed brakes
• Gears: 8 forward + 2 reverse
• Steering Type: Dual-acting power steering and optional manual steering
• Agricultural Implementation: The tractor is best suited for multiple crop cultivation and can work with various heavy-duty agricultural implements.

Therefore, farmers planning to purchase tractors under 5 lakhs can refer to the above-mentioned list to streamline their options.

They must also get at least third-party insurance for their newly bought tractor, as it is mandatory by law.