Udupi is one of the fastest-growing cities in the state of Karnataka. It also constitutes the administrative headquarters of Udupi district. Besides being a notable tourist spot, this city is also a house to renowned educational institutes. Agriculture and fishing comprise the primary economy of Udupi, along with thermal power industries.

Due to the increasing population, developmental work, and tourist inflow, the roads are mostly overcrowded with massive traffic, enhancing the risk of fatal accidents. Therefore, if you are a car owner from Udupi, you must opt for a car insurance policy to safeguard your vehicle and your finances during sudden mishaps.

When choosing an insurance provider, you can consider Digit, as it is one of the most reliable insurers in India.

Keep reading for a better idea of our insurance policy plans.

Following are the car insurance add-ons available in Udupi:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

Digit's car insurance policy comes with several features that help you stay protected during an unforeseen incident:

• Customising the IDV: IDV, also known as the Insured Declared Value, is an essential factor in your car insurance policy. This is basically the current market value of your car. Your car's IDV directly affects your insurance premium and the sum insured. Digit maintains transparency with its entire clientele, so we offer you the option to customise the IDV as per your choice and budget.
• Get 24/7 Assistance: Whenever you come up with an insurance-related query or face any emergency, you can reach us via calling our helpline number. We are available 24/7, irrespective of Sundays and national holidays. So, we can assist you whenever you need expert advice or assistance.
• Quick and Easy Claim Settlement Process: Our claim settlement procedure is online, so raising a claim against your insurance policy takes just a minute. Also, you don't need to go through the hassles of paperwork and documentation. You can raise your claim through our smartphone-enabled self-inspection mode. In this process, you can reach us via calling on the provided number and get a self-inspection link on your registered mobile number. Next, you need to follow the guidelines to capture your car's damages and send them to us. Upon receiving the images, our concerned team will reach you with an estimate. Finally, you can choose the repair mode. It can either be Reimbursement or Cashless as per your preference.
• Cashless Repair From Our Network Garages: By choosing our cashless repair mode, you can get your car repaired from any of our network garages without paying additional charges. We have thousands of network garages all over India that provide a six months warranty on every repair.

There are many ways in which Digit car insurance can safeguard your vehicle from unexpected accidents or issues. Here are some of them:

• Maximise Your Insurance Coverage with Add-ons: When you buy a comprehensive car insurance policy, you get to include add-ons. These add-ons extend your insurance coverage against a nominal extra monthly charge. However, you can decide which add-on you want to buy per your budget and preference. For instance, if you opt for the daily conveyance benefit, you get compensated for the daily travel expenses when your car is under repair. This benefit will be in the form of a fixed allowance or coupons for taxi rides. However, other add-ons that Digit offers include tyre protect cover, zero depreciation cover, consumable cover and more.
• Avoid Legal Hazards: According to the Motor Vehicle Act 1988, every vehicle in India must be insured against third-party risks. However, if anyone drives a vehicle without buying an insurance plan, they will be fined a hefty charge of ₹ 2000, which may rise to ₹ 4000 if the offence is committed constantly. Moreover, authorities can also imprison you for three months or suspend your driving license in some exceptional cases. So, when you purchase a car insurance policy from Digit, you stay protected from such legal penalties.
• Get Personal Accident Cover: Personal accident cover is necessary to buy when you get a vehicle insurance policy. It covers you financially during injuries and permanent disabilities caused due to an accident. Moreover, it provides financial assistance to the nominee if the policyholder dies in an accident. Thus, when you buy a PA cover from us, you protect your finances and enhance your family's security as well.
• Choose a Convenient Car Insurance Policy: You can choose between the following three car insurance policies depending on your convenience and budget:
  • Third-party Car Insurance
  • Comprehensive Car Insurance
  • Own Damage Car Insurance

Go through the features, costs and coverage benefits of each policy before making a choice. If you wish to cover only third-party liabilities, then opt for the third-party plan.