Srikakulam city is located in Andhra Pradesh and is popular for the presence of the Buddhist heritage site Salihundam. In addition, there are other significant Buddhist attractions like Nagari Peta, Dabbaki Vaani Peta, Singupuram, etc. The city attracts tourists and pilgrims from all over the country.

Apart from major tourist footfall, this city witnesses cyclones, heavy rainfall, poor traffic infrastructure and more. All this often contributes to traffic congestion and snarls that result in unforeseen incidents like accidents and damages or losses. It would be beneficial for car owners of the city to buy an insurance plan to avoid financial losses due to any mishap.

So, if you are in Srikakulam and looking for a reliable insurer for your car, consider relying on Digit. The quick claim settlement process and 24/7 customer support make Digit one of Srikakulam's trusted car insurance providers.

Following are the car insurance add-ons available in Srikakulam:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

Here are the benefits that you can get on choosing a car insurance policy from Digit in Srikakulam:

• Simplified Claim Settlement Process: The introduction of the smartphone-enabled self-inspection features makes the claim settlement process easy and simple. All you have to do is call us to receive a link in your registered contact number. Then, follow the step-by-step procedure to click and upload pictures of the damaged area of the car. Upon receiving those pictures, our representatives will send you an estimate. The online filing of claim settlement process completely eliminated the need for manual filing of forms or submission of documents. This ensures you can get the necessary assistance at the time of emergency in a quick and hassle-free manner.
• 24/7 Customer Support: The customer care representatives of Digit are always available to address your car insurance policy concerns. We have kept our portal open 24/7 and even on holidays to ensure that you get a satisfactory resolution to all your queries or doubts.
• Vast Chain of Network Garages for Cashless Repairs: If you choose the cashless mode of repairs, you can select from the available network garages of Digit spread across India. The technicians at these garages will repair the damaged portion of the car, and you don't need to pay any amount from your end. Moreover, you get six months of warranty for any repair done in any of the network garages of Digit.
• Insured Declared Value Customisation: The Insured Declared Value refers to the market value of your vehicle, which directly impacts the insurance premium you pay. It is the maximum amount which you will get as compensation from your insurer in case of theft or total damage. Digit lets you customise the IDV as per your preference. Based on your choice of IDV, you will have to pay a higher or lower premium.

Let's see the ways in which Digit insurance can save you financially during unforeseen events: 

• Select From Various Car Insurance Policies: On choosing Digit as your car insurer, you get to select from the available three types of policies:

  • Comprehensive Car Insurance
  • Third-Party Car Insurance
  • Own Damage Car Insurance

The two types of car insurance plans come with different features and coverage benefits. So, you can select a suitable plan on the basis of your need and budget.

• Avoid Legal Complication: As per the Motor Vehicles Act, 1988, it is mandatory for all vehicle owners to buy third-party insurance. Driving without any valid insurance plan will attract hefty fines ranging from ₹ 2,000 to ₹ 4,000. On repeated occurrences, this will lead to at least 3-months of imprisonment or even cancellation of the driving license.

• Personal Accident Cover: A personal accident cover is a mandatory extension with any motor insurance plan. Every vehicle owner has to buy this cover, whether they choose a comprehensive or third-party insurance policy. PA covers are essential as it protects your family's financial health during emergencies. Apart from providing coverage for income loss, it also covers medical bills and other charges involved in treating injuries and total disabilities. Hence, getting a personal accident cover from Digit will offer optimum stability to your family and will support you financially during hard times.

• Add-ons Customisation: If you choose a comprehensive car insurance plan, you will also get to customise it with add-ons. These add-ons provide extensive coverage that is not included in the comprehensive plan. However, when you include add-ons to the plan, you have to pay a little extra premium. Some of the significant add-ons you can choose are roadside assistance cover, tyre protect cover, passenger cover, engine and gearbox protection, etc. For instance, on choosing roadside assistance, you will get coverage for expenses caused due to mishaps in the middle of your journey. You can get assistance 24/7 under this add-on. We will also reimburse you for all expenses due to towing services or taxi services.