Jamshedpur, India's first planned industrial city, is Jharkhand's largest and most populous city. As founded by Jamshedji Tata, this city is also known as Tatanagar. It is considered one of the cleanest and fastest-growing cities in India. Besides, Jamshedpur deserves mention in terms of quality of life as well.

The famous Tata Steel and Tata Motors are based in Jamshedpur. Apart from that, this city houses renowned sports academies and educational institutes. This leads to an influx of workers from across the country.

With the increasing population, the standard of living and vehicle population, traffic congestion, accidents and fatalities are frequent here.

Therefore, as a responsible car owner, you must insure your vehicle to keep it protected during unforeseen mishaps. In case you are searching for a trusted insurance provider in Jamshedpur, turn to Digit at once.

Following are the car insurance add-ons available in Jamshedpur:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

Here are the ways Digit car insurance policy can safeguard your four-wheeler during severe mishaps:

• Avoid Legal Issues: The Motor Vehicles Act 1988 mandates a compulsory third-party car insurance policy for every vehicle owner. Any violation of this mandate can drag you into legal hazards with hefty penalties that can rise to ₹ 4000 for repeated offences. Moreover, in certain cases, authorities can suspend your driving license and imprison you for three months as well. Thus, a car insurance policy can be the saviour in such cases.
• Choose Different Insurance Policies: Digit allows you to choose from the following insurance policies:
  • Third-party Car Insurance
  • Comprehensive Car Insurance
  • Own Damage Car Insurance 

While the third-party plan covers you in case of third-party liabilities, a comprehensive plan covers both personal and third-party losses and damages.

• Customise with Add-ons: Add-ons provide additional coverage that you can purchase by paying a nominal additional charge with your comprehensive car insurance policy. They are customisable as per your budget and requirement. Digit offers you an extensive range of add-ons such as tyre protect, zero-depreciation cover, roadside assistance, consumable cover, etc. Let's take the instance of roadside assistance cover. This will cover the expenses that you incur for repair replacement costs in case of a sudden breakdown in the middle of the journey. You can also get coverage for towing charges, taxi service charges and more. This add-on is useful if you frequently travel long distances.
• Get PA Cover: PA cover or Personal Accident Cover is essential for every vehicle owner. It provides financial assistance for expenses due to permanent disabilities and injuries caused by accident. Moreover, it includes coverage to protect the policyholder's family from unexpected financial burdens in the event of the car owner's sudden death. This cover is a mandatory expansion for any vehicle insurance plan as per the motor laws of the country.

So, for legal compliance and financial protection against unwanted money outflow due to unforeseen mishaps, make sure to get a Digit car insurance plan.