Thiruvananthapuram, the capital city of Kerala, is the most populous metropolis of the state. It is a central IT and ITES hub in India. Several multinational technology companies, such as Nissan, Oracle Corporation, Tata Consultancy Services, etc., form Thiruvananthapuram’s IT industry. Apart from these, tourism comprises a significant position in the city’s economy.

Considering its bustling economy, the city sees a huge influx of workers and migrants from various parts of the state and the country. Moreover, the heavy downpours during the monsoon make it problematic for commuters to travel. Car owners must insure their vehicles to avoid unwanted financial outflow due to accidents, damages and loss.

So, every four-wheeler owner in Thiruvananthapuram needs to insure their cars against their own and third-party risks. If you are yet left to insure your vehicle, turn to Digit today and get it done at the earliest.

Digit’s countless beneficial features help you stay financially secure during unforeseen incidents. They offer quick claim settlement and round-the-clock service to enhance customer experience.

Following are the car insurance add-ons available in Thiruvananthapuram:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

Digit offers you ample benefits and convenient options to customise your car insurance plans as per your convenience. Here are some of them:

• Customise your Vehicle’s IDV: Insured Declared Value refers to the current market value of your car. It plays a crucial role in influencing your car insurance’s premium and the sum insured. Thus, it is an essential part of your insurance policy. Digit allows every policyholder to choose their IDV as per their budget and convenience.
• Quick and Easy Claim Settlement : Digit’s claim settlement process is online; thus, it does not require any paperwork or documentation. Moreover, it’s quite simple, and you can file a claim against your insurance within a couple of minutes. Besides, its smartphone-enabled self-inspection system makes the entire procedure super-easy. You will have to call on the toll-free number, after which you will get a self-inspection link on your registered contact number. Then, by following the step-by-step guide, you can click pictures of the damaged vehicle parts from your mobile phone and send them. The concerned team will get back with an estimation once they receive the photos. Finally, you can choose a repair mode to complete the entire procedure. Both Reimbursement and Cashless methods are available; you can choose the one that seems convenient.
• Cashless Repair from Digit’s Network Garages: With Digit, you get an option to choose the cashless mode of repair from any of the thousands of network garages. Thousands of Digit network garages are spread all over India that offer a 6-months warranty on all repairs. With the cashless mode, you can get the car repaired from any of the network garages without spending a single extra penny from your end.
• Round-the-clock Customer Support: Digit believes in complete customer satisfaction. Whenever you have an insurance-related query, call Digit’s customer support number for a quick answer. They are available 24 hours a day, irrespective of Sundays and national holidays.

Choosing a Digit car insurance policy helps you stay protected from unforeseen accidents in many ways:

• Choose Different Car Insurance Policies: Digit allows you to choose convenient insurance policies as per your preference. Here are the policy plans they offer:

  • Third-party Car Insurance: It is a mandatory car insurance policy that helps you stay protected from third-party liabilities.
  • Comprehensive Car Insurance: A comprehensive car insurance policy covers the policyholder’s own damages covering the third-party liabilities.
  • Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
• Customise With Add-ons: When you opt for a comprehensive car insurance policy from Digit, you can choose from their wide range of add-ons to enhance your insurance coverage. However, you need to pay additional charges to get the benefits of add-ons. You can choose the add-ons as per your budget and preference; there’s nothing forceful. Add-ons provide you with some added benefits besides the regular coverage. For instance, when you opt for a daily conveyance benefit, you get compensation for the transportation cost when your car is under repair. Other add-ons include tyre protection cover, consumable cover, and more.
• Avoid Paying Legal Penalties: Digit car insurance policy also helps you avoid hefty penalties and legal hazards. As the Motor Vehicles Act, 1988 mandated a third-party insurance policy for every vehicle, any car owner driving without an insurance plan will be charged a ₹ 2000 penalty. Also, this amount can rise to ₹ 4000 in case of repeated offence. Besides, there are cases when authorities may suspend the offender’s driving license and even put him in 3-months imprisonment.
• Get a Personal Accident Cover: Every vehicle owner must opt for a personal accident cover to protect their family from financial burden during an unforeseen accident. It covers the expenses of your medical treatment caused due to an accident. When you opt for this cover, you get financial assistance for permanent disabilities, injuries and death.