Raigad district is located in the Konkan region of Maharashtra. It is known for its natural beauty and its historical significance. The Raigad Fort is famous among travellers and adventure enthusiasts. Mumbai, Pune and Thane are the notable cities located nearby.

The growing number of tourists and visitors each year, inefficient traffic management and lack of suitable infrastructure often lead to traffic congestion. Accidents, fatalities and other mishaps are quite common.

Car owners of Raigad should get a motor insurance policy to stay protected from unwanted financial expenses caused due to unforeseen incidents. Digit is a trusted motor insurance policy provider.

Digit offers round-the-clock customer assistance and a simplified online claim settlement process. Also, Digit has a higher claim settlement ratio for car insurance policies.

Following are the car insurance add-ons available in Raigad:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

Let us see why you should get your car insurance policy from Digit in Raigad:

• Different Network Garages for Cashless Repair: When you opt for the cashless mode of repair, you can choose to get your car damages rectified from the different network garages of Digit available across India. You need not pay anything from your pocket for repairs from these network garages. On top of this, you will get a six months warranty on the repair conducted from any of the network garages of Digit.
• 24/7 Customer Assistance: The customer care representatives of Digit are always available to resolve all your concerns related to the car insurance policy. The helpline portal is open 24/7 and even on national holidays. So, feel free to contact us in case of any doubts or issues.
• Simplified Claim Settlement Process: Digit facilitates an online claim settlement process. The smartphone-enabled self-inspection features make the entire process hassle-free and fast. To raise a claim, you need to first call us on the provided number to receive a link in your registered contact details. Next, you need to follow a step-by-step procedure to click and update pictures of the damaged area of your car. Upon receiving those pictures, our executive will get back to you with an estimate. You can then choose the mode of repair as per your preference. The online claim settlement process eliminates the need for filing forms and submission of various documents.
• Option to Customise IDV: IDV or Insured Declared Value denotes the present value of your vehicle, which directly impacts the premium you pay for your vehicle insurance. Digit offers the benefit of customising the IDV at your convenience. IDV also determines the sum insured amount. So, if you choose a higher IDV, the sum insured will be higher and the policy premium will be consequently high.

Here is how the Digit vehicle insurance can save you from uncalled mishaps on the road:

• Choose From Multiple Car Insurance Policies: Digit has made available three types of car insurance plan for every car owner:

  • Comprehensive Car Insurance: This policy offers coverage for both personal and third-party losses. It will also extend coverage for any expense due to accidents, car robbery, fires, natural disasters etc.
  • Third-Party Car Insurance: Third-party vehicle insurance provides assistance for any damage caused to any third-party property, person or vehicle.
  • Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
• Personal Accident Cover: A personal accident cover is a mandatory extension of a motor insurance plan as per the country's motor laws. Personal accident cover will offer financial assistance for all medical bills due to bodily injuries or permanent disability. Getting this type of cover will secure your family's finances in your absence. The nominee will get the total sum insured in case the car owner dies due to an accident.
• Avoid Legal Complication: It is compulsory to get third-party vehicle insurance for every vehicle owner in India. This mandate has been laid down by the Motor Vehicles Act, 1988. As per this law, any vehicle owner who drives a car without a valid insurance plan will have to pay hefty fines ranging from ₹ 2,000 to ₹ 4,000. In addition, repeated occurrences can lead to imprisonment of up to 3 months or even cancellation of driving license.
• Customisation of Add-ons: If you are choosing the comprehensive car insurance plan, then Digit offers you to customise it with various add-ons. These add-ons offer additional coverage, which is not included in the comprehensive plan. You will, however, need to pay an extra premium for these add-ons. Some of the add-ons that Digit offers are roadside assistance cover, zero depreciation cover, tyre protection cover, return to invoice cover, etc. For instance, if you buy the return to invoice cover, Digit will compensate the entire amount of the car as mentioned in the invoice in the event of theft or total damage. This coverage will also compensate for the road tax and registration charges.