Car Insurance in Nashik

Nashik, the fourth largest city in Maharashtra, is well-known for the famous Nashik Kumbh Mela. Being the fastest growing city, it attracts people from different parts of the country. As a result, the city roads are witnessing severe traffic each day.

Every vehicle owner commuting on the roads can face a high risk of mishaps. If you are a car owner from Nashik, it would be beneficial for you to get a car insurance plan.

Moreover, the Motor Vehicles Act 1988 mandated a third-party car insurance policy for every vehicle owner in India. When you choose Digit Insurance, you get options to choose between third-party and comprehensive insurance plans. Read further to know more about these insurance policies.

Nashik is the perfect example of Hindu culture, with its flourishing traditions and festivities. Even the Jain Statue of Ahimsa is one major tourist spot in here. With Mahamastakabhisheka rituals celebrated once in every 12 years, this place is one of the major pilgrimage spots for not just Indians, but anyone who wants to participate in the beauty of Hindu tradition. It is an ancient holy city, situated in the northern region of Maharashtra. 

Take a sneak peak in the culture of Nashik if you really want to get yourself emerged into Hinduism. Not just religious value, but this place is known to house some of the friendliest and warm people you will ever come across. Not to forget, the amazing Misal Pav is one signature dish of this city. With a growing population of 1,486,053, this city is always busy. So, from good food to great people, Nashik is a complete package of its own.

The Challenges Faced by Car Owners in Nashik

• Congestion: Even though Nashik is not quite big like Pune or Mumbai, but because of bad traffic management, this city is facing equal problems regarding traffic. Most of the major government and private offices are located in the central area of Shalimar and C.B.S Shalimar, making it the congested area with traffic signal issues. It results in never ending traffic jams, especially during evening time. The same condition prevails in Bitco Circle, main road, Ganjmal Chowk and Satpur MIDC. You never know when accidents might take place.
  
• Weather Condition: The tropical location of the city along with higher altitude gives rise to relatively mild version of tropical dry and wet climate. Temperatures rises in October and monsoons are pretty high. So, the condition of roads during that time is rather crucial. Accidents have highest rate during such monsoon months. So, be prepared to call for a car insurance policy from Digit Insurance and get accident coverage now. Furthermore, this city is vulnerable to various hazards like fire hazard, earthquake, floor and even chemical hazards. So, getting proper car insurance is the only way out.
• Car Theft: Few days back, in the month of September 2019, a newsflash stated that car got stolen in Indiranagar, Nashik, worth 2.10 lakh rupees. Well, this is not something uncommon in here, especially with neglected road condition. Even the Nashik City Police is working hard to curb down car theft cases. Want to keep your car under safe conditions? If so, then theft coverage from Digit Insurance is one to try out.

The name that pops up in your mind while thinking about car insurance is of Digit Insurance and for good reasons. Let’s find out more.

• Choose from Three Types of Insurance Policies: You can either choose a third-party car insurance which will cover only for the third-party claims after you cause an accident. Or you can choose a comprehensive car insurance which covers both third-party liability and the damaged caused to your own vehicle in an accident. Or you can choose an own damage car insurance which covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.

Check: Use Car Insurance Calculator to get the car insurance quotes.

• Comprehensive Policy with Add-ons: The comprehensive policy is always customizable with add-ons. Add-ons help in broadening the coverage. Such as for Nashik, a “Return To Invoice” add-on will pay you the invoice amount of the car if it is stolen.
• Drive Legally: It is illegal to drive without an insurance on ndian roads. A third-party policy is a minimum. Without a minimum insurance you will be fined Rs. 2000 and/or imprisonment of 3 months. So having a Digit 3rd-party car insurance will save you from paying unnecessary fines. 
• Cashless Repairs with Digit: Enjoy cashless repairs at more than 1400+ cashless network garages across india.