Car Insurance in Lucknow

Lucknow is the largest city in Uttar Pradesh and the eleventh most populated city in India. Popular for its culture, artistry and history, this city has a large inflow of tourists during the peak seasons. A car insurance policy is crucial if you are a vehicle owner in this populous city. It will provide you with financial coverage against damages in the event of an accident or theft.

Moreover, the Motor Vehicles Act of 1988 has made it mandatory for all vehicle owners to have at least a third-party motor insurance policy. So, if you are considering getting a car insurance policy, opt for Digit Insurance. Read on to know more.

Following are the car insurance add-ons available in Lucknow:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

Being a part of the Golden Triangle (Delhi - Lucknow - Rajashthan), tourists visiting India, often travel Lucknow. Distance from Delhi to Lucknow is not so far, and hence tourists never leave Lucknow unexplored. The City has historic paradigms of Mughal Culture. The archaeological importance of the city is high with all the mesmerizing buildings and architectural carvings.

With such an immense beauty of the city, it entertains tourists from across the globe. And hence traffic on the Lucknow roads is from all over. The misery over road traffic is due to dense traffic from various different parts. As a result, the beauty of the city is ruined with unwelcoming traffic behaviour. 

“Despite a slew of safety initiatives introduced on the directives of the Supreme Court, the number of road traffic deaths in Uttar Pradesh continues to climb steadily — reaching 22,256 in 2018.” - Hindustan Times, Mar. 2019

Challenges that Car Owners Face in Lucknow

• A Crowd from All-over: The core reason behind accidents is traffic is from various different terrains. Rules for every other fellow on the road varies which creates a road mess.
  
• Under Construction Roads: Roads in Lucknow are still under construction. And rainy season creates muddy potholes on the road. This goes quite troublesome for the dense traffic in the city. Car and vehicles get damaged due to such road conditions. 
• Accidents on Lucknow-Agra Expressway: This 302 KM long highway connects two big cities in India. This road is so smooth!!! Even fighter jets have landed on it. This six-lane highway gives sheer driving pleasure but at the same time, all these advantages will feel like a curse when you look at the accident rates. Between April 2018 and December 2018, 1,113 accidents took 91 lives. This highway becomes a death valley in winters due to fog.
• Tourists Unfamiliar with Local Language: Internation tourists that travel to India, are unfamiliar with both, rules and language. Hence, usually, habitats residing in the city might get the upper hand in claiming their safety. However, tourists might have respective documents that secure their transportation safety. 
• Auto-Lifters Gang: Despite of heavy police claims the car thefts in the city are not in control. In the last week of August 2019, 2 SUVs and one Hatchback car have been stolen from different localities. Though all the cases are recorded in the CCTV cameras, the auto lifters are not behind the bars yet.

With the kind of traffic immigrating to the city, rules get set. Digit Car Insurance policies ensure that your car is protected against any car damage, penalty charged and car accidents. 

• Digit Car Insurance Policies for Lucknow: In case accidentally, you hit up any other car on the Lucknow roads, Third-party Liability Policy will help you. And if in case, someone else happens to hit your car, Comprehensive Car Policy will help you out in saving your expenditure. 

• Car Insurance that Saves You From Road Charges: Although it is applicable cross India, a few travellers are alien to the land. Hence, the fine that is applicable for legal car owners who are found without third party car insurance, could be saved or minimized. Digit third party car insurance also helps you with damage compensation caused to any other vehicle on the Lucknow road.

• Comprehensive Car Insurance to Protect Cars: Digit Comprehensive car insurance for Lucknow will safeguard your car in Lucknow. The Comprehensive insurance policy comprises protection for, third-party car damage as well as your own car mashup.

• Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.

• Personal Accident Cover: As Lucknow is connected to an accident-prone expressway, opting for a personal accident cover is a wise decision. This cover helps financially in the case of any bodily injury, permanent disability or even death. Digit's personal accident cover can prove to be very beneficial and save your hard-earned money and your family as well.

• Customizable Add-ons for Lucknow Roads: The best thing about Digit Car insurance policy is that you can easily customize the car insurance policies. The fear of your car getting stolen will be no more with Return To Invoice add-on.