Gorakhpur city is located in the state of Uttar Pradesh and is home to several famous temples. The city is visited by lakhs of devotees and pilgrims from various parts of the country throughout the year. Being a popular place among tourists and pilgrims, this city experiences heavy traffic congestion.

In addition, there is poor transport infrastructure, traffic management and thefts due to a lack of proper parking space availability.

Considering all these factors, it would be beneficial for car owners of Gorakhpur to buy a car insurance cover. An insurance plan will provide you with the necessary coverage in the event of any mishap, damage or theft in the city.

So if you are looking for a reliable insurance partner in Gorakhpur, you can consider Digit car insurance policy. Digit offers a super-fast claim settlement process and round-the-clock customer assistance.

Following are the car insurance add-ons available in Gorakhpur:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

Let us check the benefits that you can get by purchasing a Digit car insurance policy:

• Effortless Claim Settlement Process: The smartphone-enabled self-inspection method has made Digit car insurance claim settlement a hassle-free and simple affair. First, you have to call on the provided number, after which you will receive a link to your registered number. After this, you need to follow a stepwise guide and click and upload the pictures of the damaged portion of your car. Once we receive the uploaded pictures, the concerned team will contact you with an estimate. The hassle-free and complete digital process of filing for car insurance claims with Digit makes it one of the most-trusted insurance providers for vehicle owners. The digital process of claim settlement eliminates the trouble of filing numerous forms and submitting a plethora of documents.
• 24/7 Customer Assistance: Digit customer care representatives are always available to answer any of your car insurance policy-related queries. These executives are available 24/7 and even on national holidays to offer you a resolution to any policy-related query.
• Pan India Network Garages for Cashless Repairs: When you are choosing cashless repairs mode, get the repairs done from any of the numerous network garages of Digit located in various parts of India. This allows vehicle owners to repair the damaged parts of their vehicle at no extra cost. Moreover, you get 6 months of warranty from any of the repair work that you opt for from network garages of Digit.
• Options for IDV Customisation: Insured Declared Value, the current market value of your vehicle is a crucial factor that affects the premium amount you pay for your vehicle insurance policy. The higher the IDV, the higher will be your car insurance policy premium and vice versa. Digit offers you to customise the IDV of your vehicle depending on your budget and convenience.

Here are the ways how Digit car insurance can protect you and your vehicle from unpredictable mishaps:

• Personal Accident Cover: As per the law, every vehicle owner must have a personal accident cover. A personal accident cover will provide financial assistance in case of permanent disability, physical injuries and even death. By getting a personal accident cover from Digit, you can secure the finances of your family in the event of your death or disability.
• Avoid Legal Fines: Every vehicle owner needs to have a third-party insurance policy as per the Motor Vehicles Act, 1988. In case you drive without an insurance plan, you might have to pay a fine of ₹ 2,000. For repeated offences, the penalty can go up to ₹ 4,000. On some occasions, this may lead to 3-months of imprisonment or driving license cancellation.
• Select From Various Car Insurance Policies: You can choose from the available two types of car insurance policies:
  • Comprehensive Car Insurance
  • Third-Party Car Insurance
  • Own Damage Car Insurance

The coverage, benefits, policy premium and various other aspects will vary for each of the different car insurance plans.   

• Add-ons Customisation: Digit offers the benefit of customising comprehensive plans with add-ons. The add-ons will extend the coverage of the comprehensive plan. However, you will have to pay a higher premium amount to buy these add-on covers. If you choose a comprehensive car insurance plan, you can customise various add-ons for added advantages. These add-ons include passenger coverage, breakdown assistance, engine and gearbox protection, etc. Let’s take the instance of the return to invoice add-on. This add-on will be useful in case your car is totally damaged beyond repair due to an accident or has been stolen. In such situations, Digit will compensate you with the amount that is mentioned in the car’s invoice. You can choose from the wide range of add-on covers from Digit depending on your budget and your requirement.