Botad is a district in the state of Gujarat. It has industries like cotton processing, diamond cutting and processing and real estate. Moreover, this area has the famous Clock Tower, Botad Lake, Shree Swaminarayan Temple and much more that tourists like to visit.

Due to the industries and tourist spots in Botad, the roads of this district stay congested round the clock. If you are a car owner in this location, having a car insurance policy is crucial to protect yourself financially from expenses caused due to unforeseen mishaps.

If you are looking for a car insurance policy in Botad, Digit is a great option to consider. They have thousands of network garages all over India where you can get a cashless claim along with 6 months of warranty on the repairs.

Following are the car insurance add-ons available in Botad:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

Let’s check out the advantages of purchasing a car insurance policy from Digit:

• Multiple Network Garages for Cashless Repairs: Digit has thousands of network garages all over India. If you opt for cashless repairs from any of the nearest network garage of Digit, you can get your damaged car fixed without paying anything from your end.
• Easy and Quick Claim Settlement Process: Claiming a car insurance policy from Digit is made easy by its smartphone-enabled self-inspection process. You have to place a call in order to get a link on your registered contact number. Then, you have to follow a step-wise guide and click pictures of the damaged portion of your vehicle. The concerned team will look into the matter and get back to you with a quote. You can choose either a Reimbursement or a Cashless mode of repair at one of Digit’s network garages. Thanks to its convenient process of raising a car insurance policy claim online, Digit has a high claim settlement ratio for private cars. The entire process gets done in a matter of minutes and removes the need for filing up various forms and submitting loads of documents.
• 24x7 Customer Support: If you have any queries regarding your car insurance policy, the customer care executives at Digit are available 24x7. They will happily clear your doubts even on national holidays.
• Option to Customise IDV: The IDV or Insurance Declared Value directly affects the sum insured and premium of your car insurance policy. Thus, Digit offers its clients the option to customise their IDVs based on their convenience.

Buying a car insurance policy from Digit will safeguard you in the following ways:

• Avoid Legal Penalties: The Motor Vehicles Act 1988 makes it mandatory for vehicle owners to have at least a third-party car insurance policy. In case you do not have one, you may face a hefty penalty of ₹ 2,000. The fine may increase to ₹ 4,000 for repeated offences, and in extreme cases, the authorities can suspend your driving licence or punish you with 3 months of imprisonment.
• Choose From a Range of Car Insurance Policies: Digit primarily offers three kinds of car insurance policies. They are:
  • Comprehensive Car Insurance Plan: This type of car insurance plan provides you financial coverage for expenses due to damages caused to your car and third parties. They also cover damages caused due to theft and natural and man-made disasters.
  • Third-party Car Insurance Plan: A third-party car insurance plan covers damages caused by your car to third-party individuals, properties and vehicles.
  • Own Damage: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
• Personal Accident Cover: Having a personal accident cover is very crucial for every vehicle owner. This cover provides you monetary assistance for costs that you can incur due to injuries, permanent disabilities and death in the event of an accident. Having such a cover will secure your family financially and take care of your medical treatment.
• Customise With Add-ons: When you opt for a comprehensive car insurance policy, you can customise and extend the policy coverage with add-ons. They come with nominal additional expenses and provide extensive coverage. For example, you can opt for return to invoice cover. In the event of an accident, if your car is damaged beyond repair, Digit will refund the complete amount as mentioned in the invoice. Furthermore, you can also opt for roadside assistance. This add-on will help you get financial coverage in case you are stranded due to a car problem and require immediate professional assistance. Also, this add-on includes compensation for towing and taxi services to help you reach your destination. There are also multiple other add-ons available with comprehensive car insurance policies such as zero, depreciation cover, consumables cover and more. So, you can get extended coverage over and above the comprehensive policy with just a slightly extra premium.