Bhavnagar is a city located in the Saurashtra region of Gujarat. It has been known for several large and small-scale industries, including the world's largest shipbreaking yard. Besides, it houses rapidly growing reputed MSME industries. Moreover, being a historical place of interest, Bhavnagar is famous for its tourism industry as well.

Bhavnagar is one of the busiest Indian cities. There is a steep rise in the population as well as the number of cars and other vehicles. Improper administration, poor road conditions and rampant traffic violations are major reasons for mishaps and accidents here. Vehicle thefts also take place.

To safeguard from financial losses due to any unforeseen incident, car owners in Bhavnagar can buy motor insurance policies from reputed insurance providers like Digit. A car insurance policy provides financial coverage against losses and damages caused due to an accident.

Following are the car insurance add-ons available in Bhavnagar:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

Digit car insurance policy offers a bundle of features for its customers. Here are some of the top reasons why you should get a car insurance plan from Digit:

• Option to Customise Your Vehicle IDV: The Insured Declared Value represents the market value of your car. The IDV directly impacts the insurance premium amount, and the sum insured. When you choose us, we let you decide your vehicle's IDV as per your budget and convenience. If you choose a higher IDV, you have to pay a higher premium amount.
• 24/7 Customer Support: We prioritise customer satisfaction. So our helpline is available 24/7 to help you resolve all your insurance-related queries at any time of the day. Our representatives are available even on national holidays.
• Quick Claim Settlement: Our claim settlement is totally online. Focusing on customer satisfaction and convenience, we introduced the smartphone-enabled self-inspection mode. It helps you to raise a claim against your insurance policy quickly. In this method, you receive a self-inspection link on your registered number by calling on our toll-free number. As per the instructions given on the link, you need to click photos of the vehicular damages with your mobile phone. Once we receive the images, our concerned team will connect you with an estimate. Finally, you can choose the repair mode between Reimbursement and Cashless to complete the procedure. Our online claim settlement procedure eliminates form fill-up and documentation hassles and gets done within minutes.
• Cashless Repairs from Digit's Network Garages: When you choose us, we allow you to opt for cashless repairs from our network garages. Under this repair mode, you can get your car repaired from any of the network garages without spending a single penny from your end. We have thousands of network garages all over the country that offer a 6-months warranty on every repair.

Digit car insurance safeguards your vehicle from unforeseen incidents in several ways and offers lucrative features to maximise your insurance benefits. Check out some of the ways:

• Choose a Convenient Car Insurance Policy: We offer three types of car insurance policy, they are:

  • Comprehensive Car Insurance: A comprehensive car insurance policy covers you financially against third-party and personal losses caused due to an accident. Moreover, you can enhance the coverage of this insurance plan by choosing from its range of customisable add-ons.
  • Third-party Car Insurance: As per the motor laws, every vehicle owner need to compulsorily have a third-party insurance plan. Third-party car insurance provides you financial coverage for any third-party liabilities.
  • Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
• Avoid Legal Hazards: The Motor Vehicles Act 1988 mandates a third-party car insurance policy for every Indian vehicle owner. Any violation of this mandate can lead to a penalty of ₹ 2000, which may even rise to ₹ 4000 in case of repeated offence. Moreover, in some exceptional cases, authorities may suspend your driving license or imprison you for 3-months. Thus, when you opt for our car insurance policies, you get protection from these legal complications.
• Get PA Cover: PA cover or Personal Accident Cover provides financial assistance to the policyholder in case of permanent disabilities, bodily injuries, etc. Moreover, it includes death coverage, ensuring the financial security of the policyholder's family during unfortunate incidents. Thus, a PA cover is a must-have for every vehicle owner. The car owner needs to get a PA cover in his/her name, and the nominee gets the sum insured as compensation in case of the car owner's demise.
• Customise With Add-ons: Digit's offers you a wide range of add-ons to extend your insurance coverage. You can choose any add-on as per your preference and budget. Though you need to pay some additional monthly charges to purchase an add-on cover, the benefits they offer are worth the expense. You will get to choose add-ons only for comprehensive car insurance policies. The more add-ons you choose, the higher premium you will have to pay. Digit offers various add-ons such as zero-depreciation cover, daily conveyance benefit, breakdown assistance, and so on.