Car Insurance in Betul
9000+ Cashless Garages
96% Claims Settled (FY 24-25)
General Insurance
Life Insurance
Claims
Resources
9000+ Cashless Garages
96% Claims Settled (FY 24-25)
| Key Features | Digit Benefit |
| Premium | Starting from ₹2094 |
| No Claim Bonus | Up to 50% Discount |
| Customizable Add-Ons | 11 Add-ons available |
| Cashless Repairs | Available at 9000+ Garages with Doorstep Pickup & Drop |
| Claim Process | Smartphone-enabled Claim process. Can be done online within 7 minutes! |
| Own Damage Cover | Available |
| Damages to Third-Party | Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages |
Covers damage from collisions
Protection if your car is stolen
Covers accidental fire damage
Includes floods, cyclones, etc.
Compensation for owner’s death or disability
Covers damage to others’ property or vehicles
Following are the car insurance add-ons available in Betul:
Understanding what's not covered is just as crucial—so you're not caught off guard when making a claim. Here are key exclusions to keep in mind
Third-party policies don’t cover your car’s damage
No cover if driving under influence or without a valid licence
No cover if driving without a qualified supervisor
Indirect damage after an accident isn’t covered
Damage from ignoring safety guidelines (e.g., driving in floods) is excluded
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
| Third-Party | Comprehensive |
Damages/Losses to own car due to an accident |
× ✔ |
Damages/Losses to own car in case of fire |
× ✔ |
Damages/Losses to own car in case of a natural calamity |
× ✔ |
Damages to Third-Party Vehicle |
× ✔ |
Damages to Third-Party Property |
× ✔ |
Personal Accident Cover |
× ✔ |
Injuries/Death of a Third-Party Person |
× ✔ |
Theft of your car |
× ✔ |
Doorstep Pick-Up & Drop |
× ✔ |
Customize your IDV |
× ✔ |
Extra protection with customized add-ons |
× ✔ |
| Get Quote | Get Quote |
Know more about the difference between comprehensive and third party insurance