Nissan Terrano Insurance

The Indian arm of Japanese automobile manufacturer Nissan Motor India introduced an SUV model named Terrano in March 2013. Based on its popularity, the automaker launched an upgraded version of the SUV with an AMT gearbox in October 2016. 

If you are an owner of this SUV model, securing your vehicle with Nissan Terrano car insurance is a wise decision to protect your finances.

Many prominent insurance companies offer third-party and comprehensive schemes against competitive premiums. Digit Insurance is one such agency to prefer.

In the upcoming section, let us discuss the features of Terrano, the importance of motor insurance and reasons to pick Digit Insurance.

Digit gives its customers the option to lower the Nissan Terrano insurance price by selecting higher deductibles and avoiding small claims. However, a few other reasons set Digit apart from its competitors. Keep reading.

1. Online Buying and Renewing Facility - Digit does away with the time-consuming conventional formalities and lengthy paperwork involved in purchasing and renewing car insurance policies. You can buy a cover at your convenience from the official website. For Nissan Terrano insurance renewal, log in to your respective accounts.

1. Instant Claim Settlement - Digit brings you a 100% digitised system to help you file a claim hassle-free. You just need to submit the images as evidence to your claim on its smartphone-enabled self-inspection system.

1. Modification of IDV - At Digit, you get the leverage to customise the Insured Declared Value at your convenience. This way, you can utilise maximum financial protection if your Terrano gets stolen or damaged beyond repair.

1. Policy Customisation With Add-on Covers - You can strengthen your base policy by including any of the following add-on covers Digit provides-

   • Zero Depreciation cover
   • Consumable cover
   • Return to invoice cover
   • Passenger cover and others

Note: You have to increase your Nissan Terrano insurance renewal price to continue the benefits.

1. 24X7 Customer Service Availability - Be it a national holiday of 3 in the morning, Digit's customer care service is available round-the-clock, offering speedy and reliable assistance.

1. Over 5800 Network Garages - Now, you can go on a drive anywhere within the country tension-free. Digit network car garages are available in every city of India, offering cashless repairs.

1. Convenient Pickup and Drop facility - Is your Nissan Sunny too broken to drive? Feel free to opt for Digit's doorstep pickup and drop facility to avoid unnecessary hassles.

All these reasons together make Digit a reliable option to obtain Nissan Terrano car insurance.

However, it is a smart move to shortlist a few insurance companies and then compare their offers and features before settling with one.

The following reasons state why car insurance policies are mandatory in India.

1. Saves from Legal Consequences - To remain road-legal in Indian streets, the Motor Vehicles Act 1988 has mandated third-party for every vehicle owner. If you do not obtain this car insurance for Nissan Terrano, you are liable to pay hefty fines of ₹ 2,000 and ₹ 4,000.

1. Bears Third-Party Liabilities - Third-party Nissan insurance will pay for the damages or injuries caused by your car in an accident to the other party.

1. Pays for Own Car Damage - Opt for a comprehensive policy cover to secure your finances from damage repairing expenses of your own vehicle. Further, in the event of fire, theft, natural disasters and similar threats, this scheme provides complete financial protection.

1. Compensate for Personal Accidental Damages - Suppose your car was involved in a severe accident that led to death or permanent or partial disability. In such unfortunate cases, the insurer will offer a payout to the nominee.

1. Offer Discounts on Premiums - A year without filing any claim will help you earn a bonus, that is, discounts on the premiums. 

Prominent insurers like Digit offer a 50% discount for 5 consecutive claim-free years. Also, apart from these standard advantages, Digit extends additional benefits to ensure complete protection.

Nissan Terrano had 7 variants in total. However, the price bracket remained unchanged even after a facelift with minor cosmetic modifications to its interiors and exteriors.

• Engine - The improved versions did not undergo any mechanical modifications. The automaker continued to install 1.6-litre petrol and 1.5-litre diesel engines. The petrol-powered engine of 1598 cc churned out 102.5 bHP with 145 Nm torque. In comparison, the 1461 cc diesel engine generated 84 bHP with 200 Nm torque.

• Mileage - The company rated mileage of the petrol model was 13 kmpl. However, the diesel versions offered a mileage of 19 kmpl.

• Exteriors - The upgraded models comprised a revised chrome grille with down-pointing headlights, diamond-cut alloy wheels, roof rails, new tail lamps, and bumpers at the rear.

• Interiors - The interiors of Terrano did not undergo any significant changes. Nissan added a touchscreen infotainment system that supports GPS, Bluetooth, AUX and USB. Also, the new versions consisted of the powerful steering wheel, premium upholstery and more. 

• Safety - The cars got a state-of-the-art instrument console, cruise control, ABS, speeding sensors, and airbags to ensure optimum security.

But now that Nissan has discontinued the production of Terrano, its replacement spares and repairing expenses will be pretty highly-priced. Therefore, to safeguard your finances, valid Nissan Terrano insurance will be helpful.