Nissan Micra Insurance

Nissan Micra is a supermini car introduced by the Japanese automobile manufacturer Nissan in 1982. This car's entry into the Indian hatchback market dates back to 2010. Owing to its attractive features, it had sold around 249 units in October 2018. 

However, Nissan Micra owners must consider the situations where their cars can suffer heavy damages and incur exorbitant repair costs. 

Therefore, one should obtain Nissan Micra car insurance and reduce their financial liability. 

Furthermore, insurers in India offer both third-party and comprehensive insurance plans at competitive premiums. One such insurance provider is Digit. 

In this piece, you will find everything about insurance for Nissan Micra, its benefits, and the perks of getting car insurance from Digit.

Apart from competitive Nissan Micra insurance costs, here are some offerings by Digit -

• Smartphone-enabled Self-inspection - Digit offers a smartphone-enabled claim process on your Nissan Micra insurance and settles claims within minutes. Additionally, you will find it convenient to raise claims owing to their technology-driven process. Owing to their self-inspection processes, you can check car damages yourself in a hassle-free manner. 

• Paperless Procedure - With Digit's paperless processes, you need not worry about furnishing hard copies. You can simply upload the documents online via their app. 

• Wide Network of Cashless Garages - You can get seamless repair facilities from more than 5800 Digit network car garages and opt for a cashless facility. 

• Cashless Repairs - If you get your Nissan car damages repaired from Digit network garages, you need not pay for the repair costs because the insurer will settle the payment with the repair centre. 

• IDV Customisation - Your Micra insurance price depends on your car's Insured Declared Value or IDV. Therefore, it is important to choose an IDV that will help you obtain maximum benefits. By opting for Digit's car insurance, you have the option to customise your car's IDV as per your requirement. 

• Doorstep Pick-up and Drop Facility - In case you are unable to visit a Digit network garage for damage repair, you can obtain a comprehensive car insurance plan from Digit and enjoy the doorstep pick-up and drop facility for free. 

• Add-on Policies - Digit offers a range of add-on benefits to individuals opting for their comprehensive car insurance plans. Some of the add-on plans include passenger cover, consumable cover, return to invoice cover and more. 

• 24/7 Customer Service - If you have doubts or questions regarding the Nissan Micra insurance renewal price, you can get help from Digit's efficient customer service. Their customer support is available 24/7, even on national holidays. 

To conclude, Nissan Micra car insurance comes with a series of benefits, as mentioned above. It not only reduces financial pressure but also helps in curtailing legal liabilities.

Here are some benefits of availing of Nissan Micra insurance -

1. Avoid Legal Liability - As per the Motor Vehicles Act, 1988, it is mandatory for every driver to obtain at least a third-party car insurance policy. Thus, individuals without valid car insurance are liable to pay hefty fines.

1. Reduce Financial Burden - Bearing repair costs of big-ticket purchases like a car can create immense financial pressure. However, if you obtain Nissan Micra car insurance, it will help you cover these costs and help you save money for future expenses. 

1. Third-party Damages Cover - A third-party insurance policy for your Nissan car can cover damages caused to a third-party person, vehicle, or property. This is a basic plan as per the law mandates. 

1. Own Car Damages Cover - If you wish to insure your Nissan Micra for damages caused to it during accidents, theft, disasters and more, you can opt for a comprehensive Micra insurance plan. Apart from providing own car damages, it also comes with additional benefits. 

1. Personal Accident Cover - Both the third-party and comprehensive car insurance provides a personal accident cover to those who suffer serious damages like permanent total disability or death because of a car accident. Under this cover, the policyholders receive compensation. 

Besides the above benefits, reputed insurers in India offer a range of benefits once you obtain Nissan Micra car insurance from them. That said, let's check out the benefits extended by insurance provider Digit.

In India, Micra was available in both petrol and diesel variants. These variants differ from each other with respect to their features. 

However, we have enlisted some of the key specifications of this model in the following section:

• Dimensions - Nissan Micra comes with a length of 3825 mm, a width of 1665 mm, and a height of 1530 mm. Further, its ground clearance is 154 mm. 

• Interior - In the car's interior, you will find features like a tachometer, electronic multi-tripmeter, fabric upholstery, glove compartment, digital clock and odometer, dual-tone dashboard, and more. 

• Exterior - Some of the external specifications of this car model are adjustable headlights, power and manually adjustable exterior rearview mirror, wheel covers, power antenna, tinted glass, chrome grille and garnish, LED headlights etc. 

• Engine - Its inline petrol engine produces a maximum power of 75.94 bhp @ 6000 RPM and a torque of 104 Nm @ 4000 RPM. Based on the variant and the fuel type, it offers a mileage of 19.15 to 23.19 kmpl. 

• Transmission - Nissan Micra sports both automatic and manual transmission with a CVT gearbox. 

Although this car comes with a number of safety features like an Anti-lock Braking System, brake assist, central locking, driver airbag and the likes, it is susceptible to risks and damages. Therefore, it is necessary to opt for Nissan Micra insurance renewal.