MG ZS EV Insurance

MG Motors drove in its new ZS EV on February 8th, 2021, in the Indian automobile market. In July this year, MG ZS EV had a record sale of 4225 units, thanks to its distinctive and dynamic features. 

If you have already booked your model, start looking for convenient MG ZS EV car insurance options to safeguard your finances from accidental damages and unforeseen threats. Digit Insurance is a reliable option to consider.

Besides, the Motor Vehicles Act 1988 has mandated third-party insurance cover for every Indian vehicle owner. This cover provides financial security if your car causes damage or injury to third-party property, vehicle or person. 

Nonetheless, you can opt for a comprehensive car insurance policy for well-rounded protection. 

The following section includes a brief overview of MG ZS EV’s features, the importance of car insurance policy and why Digit is an ideal choice for MG ZS EV insurance.

Let us discuss the wide range of lucrative benefits Digit proffers to ensure 100% customer satisfaction.

1.  Online Buying and Renewing Option - Digit offers online MG ZS EV insurance renewal and buying options to do away with the traditional formalities. It requires significantly less time and involves minimal paperwork.

2.  High Claim Settlement Ratio - Digit assures to settle a majority number of claims at the least possible time for a seamless experience. Besides, the insurer offers a higher claim settlement ratio.

3.  Hassle-Free Online Claims - With Digit’s ZS EV insurance, you can file a claim instantly by submitting the relevant images on the smartphone-enabled self-inspecting system. This digital platform subsequently improves convenience.

4.  Policy Customisation with Add-on Covers - For better protection, Digit extends seven add-on covers. Some of them are-

• Zero depreciation cover
• Tyre protection cover
• Consumable cover
• Roadside assistance and more

You can add any add-on benefits to your base policy against a marginal increment to your premiums.

5.  Insured Declared Value Alteration - Digit facilitates the option to increase or decrease your IDV according to your convenience. Higher IDVs substantially bring down financial loss in the event of irreparable damages or theft. Now, to improve your IDV, you need to increase your MG ZS EV insurance price.

6.  Cashless Repair at Digit Network Car Garages - Digit has tie-ups with more than 5800 network garages across the country. You can opt for cashless repairs from any of these garages against your MG ZS EV car insurance.

7.  Convenient Pickup and Drop Facility - If your car is not in a state to drive, opt for doorstep pickup and drop service to avoid the hassles.

8.  24X7 Customer Care Availability - If you have queries regarding the MG ZS EV insurance renewal price or any other issues, feel free to contact Digit’s 24X7 customer care support for speedy assistance.

Additionally, there are additional options to reduce your premium burden against MG ZS EV car insurance further. To get a clear idea, reach out to a reliable insurance provider like Digit.

Below is the list of reasons stating the significance of car insurance policies in India.

1. Necessary Legal Compliance - The Motor Vehicles Act 1988 states that every Indian vehicle-owner must obtain a third-party car insurance cover. Any violation involves a fine of ₹ 2000. On repeating the offence, one has to pay a penalty of ₹ 4000. 
2. Covers Third-Party Liabilities - Suppose your car damages or injures a third-party vehicle, property or person. In such scenarios, a third-party policy cover bears all the financial liabilities of the third-party damages.  
3. Personal Accident Cover - The IRDAI mandated personal accident cover for people who have bought a four-wheeler after September 2018. This scheme compensates the policyholder’s family members in the event of death or permanent disability of the vehicle-owner.
4. Protects against Own Car Damage - A comprehensive car insurance policy covers the losses caused to your MG ZS EV in an accident or other threats such as theft, natural calamities, fire and more.
   Individuals with third-party policy have to purchase a standalone own car damage protection to safeguard their finances in such circumstances.
5. Benefits of No Claim Bonus - If you do not raise any claim for a year, you can earn discounts on the premiums payable against your car insurance for MG ZS EV. Reputed insurance providers like Digit offer a 50% discount for five consecutive non-claim years.

However, you should be cautious while selecting an insurance provider. Always evaluate the benefits you can obtain from your insurance cover. 

For instance, you can consider Digit Insurance to avoid getting overburdened with expensive premiums. 

Available in two variants, Excite and Exclusive, MG ZV EV delivers unparalleled comfort at the forefront and simultaneously adapts to your needs and driving style.

Let us now walk through some of its high-tech features.

• The 44.5 kWh battery delivers matchless performance in all weather conditions. This hi-tech battery is capable of producing 143 bHP and 353 NM of torque.

• According to the ICAT certification, a single charge offers an impressive range of 419 km and can sprint from 0 to 100 kmph in 8.5 seconds.

• The ZS EV supports a 50 kW DC fast charger enabling 0 to 80% charge in just 50 minutes. In contrast, a standard AC charger takes 6 to 8 hours to charge the vehicle entirely.

• For optimum safety, MG installed cruise control, three-level Kinetic Energy Recovery System (KERS), electric parking brake, six airbags, HSA, HDC, reverse parking camera, sensors and more. 

• MG Motors included an i-Smart mobile app to help you track your CO2 savings to make the model eco-friendly.

Also, given the success of its EV sibling, MG Motor is planning to introduce the MG ZS petrol version named MG Astor in October 2021.

However, the electric vehicle concept is relatively new in India. Thus, the repair and replacement costs of MG ZS EV will be pretty expensive. Thus, it is imperative to obtain an insurance cover for your MG ZS EV to utilise maximum financial protection in the event of accidents and other mishaps.