MG Hector Insurance

MG Hector made its debut in India on June 27th 2019. In the previous two fiscal years, MG Motors has sold 21,954 units in FY2020 and 35,597 units in FY2021. Considering such high popularity, MG Motors India launched the new seven-seater Hector Plus on January 7th 2021. The entire Hector line-up now offers a configuration of five, six and seven-seat options.

So, if you are planning to buy this brand new model, start searching for convenient MG Hector car insurance policy options. 

Besides, according to the Motor Vehicles Act 1988, all the cars plying on Indian streets must be secured with third-party coverage. This cover compensates for any third-party liability caused by your vehicle.

However, you can also opt for a comprehensive cover to ensure maximum coverage against accidental damages and other mishaps. 

To ensure the maximum financial security, reputable insurance providers like Digit extend lucrative features and benefits on MG Hector insurance policies.

In the next section, we will discuss the features of MG Hector models, the importance of car insurance policy and the schemes Digit offers.

Know about MG Hector

MG Hector is available in 14 variants, including diesel, petrol-manual, petrol-automatics and petrol hybrid options.

Digit provides the following lucrative benefits-

1.  Instant Online Claim Settlements - Digit tries to settle the majority number of claims raised against MG Hector insurance. Besides, you can file a claim via Digit’s smartphone-enabled self-inspection system by sending images relevant to your claim and save time. Also, Digit offers a high claim settlement ratio to ensure 100% customer satisfaction.

2.  Customised Insured Declared Value - Digit gives you the option to customise the IDV for your convenience. You can increase the value against a nominal increment to your premiums against MG Hector insurance price. This ensures to provide higher compensation if your Hector gets damaged beyond repair or stolen.

3.  Benefits of Add-on Covers - Further to offer well-rounded protection to your MG Hector, you can choose from the following add-on covers that Digit facilitates-

• Tyre protect cover

• Consumable cover

• Return to invoice cover

• Zero depreciation

• Breakdown assistance and more

To add any of these covers, you need to increase your MG Hector insurance renewal price marginally.

4.  Online Buying and Renewing Facility - To do away with the hassle of lengthy paperwork, you can opt for an online MG Hector insurance renewal or buying option to save a substantial amount of time.

5.  Wide Range of Network Garages - Irrespective of where you are in the country, you can opt for cashless repairs from more than 5800 Digit network car garages.

6.  Doorstep Pickup and Drop Facility - Digit extends doorstep pickup and drop options for cars that are in no condition to drive. This facility is only available for a comprehensive policy.

7.  Round-the-Clock Customer Care Support - Digit’s 24X7 customer care service extends speedy and effective assistance related to car insurance policies.

All these features justify the reason to consider Digit for car insurance policies.

However, choose higher deductibles and refrain from small claims to secure maximum financial protection from your MG Hector car insurance.

It is better to pay MG Hector insurance price than bearing hefty repair costs and fines due to the following reasons-

1. Protects from Third-Party Liabilities - If your MG Hector is involved in an accident and causes damage or injury to a third-party vehicle, person, or property, you do not have to bear the charges directly. Your insurance provider will cover the third-party losses against your policy.
2. Secures from Own Car Damage  - If you obtain comprehensive car insurance cover, you can raise a claim against your policy for accidental repairs of your MG Hector. Further, this scheme also covers the losses caused by the events like theft, natural disasters, fire etc. However, a third-party policy does not provide financial security in such cases. 
3. Pays for Personal Accidental Damages - The IRDAI has mandated personal accident cover for all vehicle owners in India. Under this scheme, the policyholder’s family members can claim compensation from the insurer in the event of accidental death or permanent disability of the insured car owner.
4. No Claim Bonus Benefits - For every non-claim year, you can earn discounts on your premiums payable towards your car insurance for MG Hector. Reliable insurance providers like Digit offer a 50% discount against five consecutive non-claim years.
5. Prevents from Legal Fines - By law, a vehicle-owner without insurance coverage is liable to pay a ₹ 2000 penalty. On repeating the offence, one has to bear a fine of ₹ 4000.

All the reasons solidify the significance of car insurance policies in India. 

Now, to avoid getting overburdened with expensive premiums, you need to select an insurance provider that offers affordable yet well-rounded financial protection. Digit is one such option you can consider.

• The seven-seater model features the MG Shield package offering a five-year warranty, roadside assistance and labour-charge free five services. Though all the previous models have connected technology and voice command system, the new MG Hector responds to commands in English and Hindi languages.

• The i-Smart technology supports Accuweather, E-call, 5G-ready SIM, pre-loaded entertainment, i-Call, voice search in Gaana, Remote Vehicle Control, WiFi connectivity and many other features. 

• For maximum safety, the car is installed with three-point seatbelts, ABS, EBD, brake assist, Electronic Stability Program, front parking sensor, hill hold control, ISOFIX Child Anchors, reverse parking camera and lots more.

However, despite such well-protected safety refinements, MG Hector is susceptible to accidents like all other cars. Therefore, to avoid hefty expenses in the event of accidents and other threats, the MG Hector insurance policy is crucial.