Isuzu Car Insurance

Following are the Add-ons for Isuzu Car Insurance:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

Isuzu Motors’ history dates back to 1916. This is during the time Tokyo Ishikawajima Shipbuilding and Engineering Co. Ltd. collaborated with Tokyo Gas and Electric Industrial Company to manufacture automobiles. Over time, with adequate resources and advanced technologies, the company sold optimised vehicles to the maximum commercial vehicles markets worldwide. 

This manufacturer’s Indian subsidiary currently sells an SUV, MU-X. Further, it introduced India’s first utility vehicle D-Max V-Cross. After partnering with the Indian commercial vehicle manufacturer, Swaraj Mazda in 2006, Isuzu Motors serves as the owner of SML Isuzu Limited along with Sumitomo Corporation. 

Some of the basic features of the SUV from this brand include -

• BS6-compliant engine

• Aggressive and “Eagle-inspired” style

• Diamond-cut alloy wheels

• Lava Black Leather Upholstery and more 

Additionally, its utility vehicles range receives the following features:

• Six-speed manual and automatic transmission

• Alloy and steel wheels

• BS6-compliant diesel engine etc.

Although equipped with top-notch features, Isuzu cars are susceptible to risks and damages like all other vehicles. There might be huge repair charges in case of accidents that can cost a fortune. To that end, one might want to consider getting insurance for Isuzu commuters. 

Here are some lucrative benefits of Isuzu insurance:

• Protection from Legal Actions: It is mandatory to possess at least a third-party insurance plan according to the Motor Vehicles Act, 1988. Individuals breaking this rule for the first time are liable to pay fines up to ₹2000, and for the second time, they need to bear ₹4000. 

• Personal Accident Cover: In case of severe accidents that result in disablement or death of a policyholder, his or her family members will continue receiving financial support as per the IRDAI’s rules. This is a personal accident cover that is available with both third-party and comprehensive insurance plans. 

• Covers Third-party Damages: A basic third-party insurance plan for your Isuzu car provides coverage benefits for third-party damages caused to a property, person or vehicle during accidents or collisions. You can avoid any form of third-party liability by obtaining this insurance. 

• No Claim Bonus: Insurers offer discounts or bonuses to individuals maintaining claimless years within their policy term. These bonuses, known as No Claim Bonus, are transferable if you decide to change your provider. 

In this regard, you can choose insurance providers such as Digit and get up to 50% discounts on your policy premium.

Besides discounts and a competitive Isuzu car insurance price, one should factor in other service benefits while choosing an insurance plan. Here are some offerings by Digit that you might consider while making an informed decision:

• Simple Online Process: If you choose Digit, you can obtain Isuzu car insurance online without the need of presenting several documents. You can apply for a plan from your smartphone within a few minutes and enjoy coverage benefits. 

• Quick Claim Process: Thanks to Digit’s technology-driven processes, one can effortlessly raise a claim against Isuzu car insurance plan via smartphones. Its smartphone-enabled self-inspection procedure allows individuals to choose the damages for which they wish to receive the claim amount. 

• Several Network Garages: You can get professional repair services from Digit network car garages in case your Isuzu car is involved in an accident. There are plenty of network garages across India from where one can avail of a cashless facility. 

• Cashless Repairs: Individuals can opt for a cashless facility while raising a claim against their insurance plan if they get services from a Digit-authorised network garage. Under this facility, an individual need not bear any amount for Isuzu car repair as the insurer will pay on his behalf. 

• Various Add-on Benefits: Digit policyholders of comprehensive car insurance can get additional coverage by choosing from several add-on policies. The add-on covers you can choose from are:

• Zero Depreciation
• Engine and Gearbox Protection
• Consumables
• Roadside Assistance
• Return to Invoice 

• IDV Customisation: Isuzu car insurance cost depends on its Insured Declared Value (IDV). Insurance providers evaluate this value by subtracting the car’s depreciation from the manufacturer’s selling price. However, Digit enables its user to customise this amount and maximise their returns in case of car theft or irreparable damages. 

• Pick-up and Drop Facilities: You can avail of a pick-up and drop facility if you seek accidental car repair at one of the Digit network garages. 

• 24x7 Customer Support: If you face any queries during Isuzu car insurance renewal, you can contact Digit’s superior customer care any time you like and get instant solutions. 

Further, you can choose to pay a lower Isuzu car insurance renewal price by making fewer claims within your policy term. In this regard, you can also choose a higher deductible plan and opt for lower premiums. It is vital to note here that one should not compromise on the essential service benefits while going for Isuzu car insurance at reduced premiums.

Looking to reduce the premium paid towards your Isuzu’s insurance? 

Following are a few ways to do so! 

• Choose a Higher Deductible: With your Isuzu insurance, you will be required to pay a compulsory deductible as per IRADAI directives. Alongside this, you can choose to pay voluntary deductibles during a claim, by virtue of which you can reduce the premium paid towards the policy. 

• Avoid Making Small Claims: If you make claims for small damages, you miss your NCB and consequently do not enjoy any discounts on your premium. Therefore, if your car’s repair is not costing you much, it is better to avoid making claims. 

• Compare Premiums: Make sure you conduct proper research and choose the most affordable policy in the market. In this respect, Digit’s Isuzu insurance policy (starting at Rs.2702) is cost-effective and offers maximum benefits.  

These are, thus, a few ways through which you can lower the premium for your Isuzu insurance purchase or renewal. 

However, make sure you do not compromise on your policy benefits while seeking lower premiums payable! 

Happy driving!