Force Car Insurance

Following are the Add-ons for Force Motors Car Insurance:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

The founder Shri N. K. Firodia aimed at creating a brand for affordable commercial vehicles with Force Motors. The brand takes pride in its fully vertically integrated operations, creating chassis, engines, axles, gearboxes, bodies etc., from scratch. 

It has continued its legacy of working on the founder's vision of providing efficient, utilitarian vehicles and meeting the individual needs of entrepreneurs. Its product range includes the following types of cars. 

• Small Commercial Vehicles (SCV)
• Multi-Utility Vehicles (MUV)
• Light Commercial Vehicles (LCV)
• Special Utility Vehicles (SUV) 
• Agricultural Tractors

Force Motors has enhanced its brand image with foreign collaboration with leading brands such as Daimler, Ricardo, ZF, Bosch, MAN, etc. Moreover, it has expanded its services by exporting vehicles in the Middle East, Asia, Latin America, and Africa markets.

Insuring four-wheeler cars in India has become a mandate following the Motor Vehicles Act of 1988. Such insurances enable you to cover third-party damages in case of accidents. For the owners of Force motor vehicles, purchasing Force Motors Car Insurance can be beneficial in the big picture. 

• Legal Protection: One of the primary reasons for purchasing insurance for Force Motors is to comply with legal requirements for car ownership. According to the Motor Vehicles Act of 1988, every car owner should have insurance for third party damages. Any individual riding a four-wheeler without insurance will be liable to pay a fine up to ₹2,000 the first time and about ₹4,000 for repeating the act. Additionally, it can lead to other punishments such as three months imprisonment or cancellation of drivers' licence for failure to comply with the law. 

• Third-Party Protection: One of the significant highlights of purchasing a Force Motors Car Insurance is its ability to compensate for third-party damages from car accidents. If your Force Motors vehicle meets with an accident and causes fatal damages to another vehicle or road property, you will not have to pay for its compensation. Instead, your insurance will cover the same. Moreover, the insurance will also cover compensation if you hit an individual in an accident. 

• Personal Accident Coverage: Under the Motor Policy, IRDAI has made a Personal Accident (PA) cover mandatory for car owners and drivers. According to this rule, the insurer must compensate the policyholder's family with about ₹15 lakhs if the accident causes the car owner’s death or inability to earn. 

• No Claim Bonus: Most well-known insurers provide a no-claim bonus to the policyholders. It offers an additional bonus for every claim-free year, which proportionately reduces policy premium whenever the holder opts for Force Motors Insurance renewal. 

Thus, having Force Motors Car Insurance can be highly beneficial for people owning or driving Force Motors vehicles actively. Digit is a reliable name in this context. Purchasing car insurance from Digit cangive you ultimate coverage against accidents and damages on the road.

Purchasing the right insurance for a Force Motors car owner requires knowing various aspects. In this regard, one might struggle to find the ideal insurance after evaluating these factors, besides knowing the Force Motors Car Insurance price. The Digit car insurance for Force Motors, for instance, comes with convenient doorstep repair, customised vehicle IDV, smartphone-friendly transactions and so on. The following section discusses all-the-more reasons for selecting Digit insurance. 

• Product Range: Digit enables the policyholders to choose from two of the four-wheeler insurance policy options. Policyholders can choose a suitable policy for their Force Motors Car Insurance. 

• Third-Party Insurance Policy: This insurance policy scheme enables individuals to avoid paying for third-party damages caused during their car accidents. If your Force Motors car affects any other vehicle, person or road property, the insurance will be liable to compensate for the same. Moreover, it will also look for settling litigation issues arising in such circumstances. 

• Comprehensive Insurance Policy: This policy is more extensive. It includes third-party insurance options as well. Apart from this, it also involves own-damage protection for Force Motors cars in case of accidents. Digit provides the policyholders with financial assistance to repair cars against natural disasters, fire, and accidents. You can also avail of compensation in case of theft of your vehicle. Thus, Digit allows policyholders to get both own-damage and third-party policy benefits with a comprehensive policy but at a higher price. 

• Customised IDV: Digit insurance for Force Motors Car Insurance enables the policyholders to increase or decrease their IDV according to their choice. It is directly proportional to the premium of the selected policy. It helps the policyholder identify the exact amount of compensation they will receive if the car faces damage in an accident. 

• Add-Ons for Policy Modification: Apart from the policy's primary benefits, the policyholders can also avail other add-ons for their insurance policy. These mainly include the following. 

  • Consumable coverage 
  • Roadside assistance 
  • Zero depreciation 
  • Engine protection coverage 
  • Cover for return to invoice 

• Simple Claim Filing Procedure: One of the major conveniences of having Digit insurance is its hassle-free and straightforward claim filing procedure. You can go through the following steps for completing this. 

Step 1: Call on their toll-free number from your registered contact number. You will receive a self-inspection link. 

Step 2: Visit the link and follow the instructions. Attach relevant images as accident proofs. 

Step 3: Finally, choose a mode of repair or compensation as per your requirements. 

• Online Purchasing Option: The process of purchasing Digit insurance is user-friendly and straightforward. You need to visit the official website of Digit and go through the available policies before selecting a suitable one. The website also enables you to renew your insurance with a few clicks. 

• Network of Garages: Instances are not rare, whereby policyholders look for Digit network garages to park their cars safely. This becomes highly convenient as Digit has an impressive network across numerous garages all over India. 

• 24x7 Customer Support: Digit takes pride in its skilled and competent technicians available for policyholders all day. They are responsible for handling customer complaints and providing swift solutions against them. 

Digit can, therefore, effectively handle your Force Motors Car Insurance and help you with assistance in case your car faces accidental damages. Moreover, selecting higher premium plans enable these policyholders to generate further benefits in their insurance policies. 

Looking to reduce the premium paid towards your Force Motor’s insurance? 

Following are a few ways to do so! 

• Choose a Higher Deductible: With your Force Motors insurance, you will be required to pay a compulsory deductible as per IRADAI directives. Alongside this, you can choose to pay voluntary deductibles during a claim, by virtue of which you can reduce the premium paid towards the policy. 

• Avoid Making Small Claims: If you make claims for small damages, you miss your NCB and consequently do not enjoy any discounts on your premium. Therefore, if your car’s repair is not costing you much, it is better to avoid making claims. 

• Compare Premiums: Make sure you conduct proper research and choose the most affordable policy in the market. In this respect, Digit’s Force Motors insurance policy (starting at Rs.2702) is cost-effective and offers maximum benefits.  

These are, thus, a few ways through which you can lower the premium for your Force Motors insurance purchase or renewal. 

However, make sure you do not compromise on your policy benefits while seeking lower premiums payable! 

Happy driving!