FIAT Car Insurance

Following are the Add-ons for FIAT Car Insurance:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

Fiat’s operations in India began on 2nd January 1997, with the establishment of FIAL (Fiat India Automobiles Limited) in Pune, Maharashtra. Fiat formed an alliance with Tata on 19th October 2007. 

Fiat primarily focuses on three things – Style, Particularity and Fun. Some of the most popular cars, namely Bertone’s X1/9 and the Cinquecento, Pininfarina’s 124 Sport Spider, are manufactured by Fiat designers. 

Some of the best selling Fiat car models include: 

1. Fiat Urban Cross
2. Fiat Avventura
3. Fiat Linea
4. Fiat Abarth Punto

Like any other four-wheeler, Fiat cars can also fall victim to several road mishaps. Thus protecting your vehicle with Fiat car insurance becomes imperative. Some of the reasons for opting for a vehicle insurance policy are: 

• Protection From Penalties: The Motor Vehicles Amendment Act of 2019 states that every vehicle owner must opt for a third party car insurance policy. Failing to abide by this rule will lead you to pay a penalty of ₹ 2,000. Further continuation of the same offence can increase the fine to ₹ 4,000 and imprisonment for three months. 

• Covers Third-Party Damages and Losses: Suppose you get involved in an accident, and your vehicle inflicts damage or loss to a third person or property. In that case, the coverage will protect you from the litigation issues related to the incident. Under this cover, the victim will receive financial aid from the insurance provider to cover their damage related expenses. Furthermore, vehicle owners must opt for a third-party insurance policy to avoid legal repercussions. 

• Personal Accident Cover: According to the Insurance Regulatory and Development Authority of India (IRDAI), all car-owners must opt for a personal accident cover. Under this policy, if the owner faces death or permanent disability due to an accident, the insurance provider will provide financial aid to the victim’s family.

• No Claim Bonus: Insurance holders get rewarded if they complete a claimless year. They get a 20% to 50% discount on the premiums depending on their number of claim-free years. 

There are several factors other than Fiat insurance cost that you should consider before choosing your four-wheeler insurance policy. Insurance providers like Digit reward their policyholders with lucrative benefits. 

Let us see some of the benefits Digit’s Fiat car insurance policyholders enjoy.

• Various Insurance Policies: Depending on the needs, policyholders can choose their preferable car insurance for Fiat.

• Third-Party Coverage: If your vehicle inflicts any loss or damage to a third person or property, the insurer supports the victim by providing financial aid to the damage caused. Furthermore, Digit’s third-party coverage protects you from all related litigation issues.

• Comprehensive Cover: Policyholders with comprehensive coverage get financial aid from Digit against both third party and own damages. Moreover, several additional features can be availed with additional charges. 

• Several Add-Ons: Digit’s comprehensive policyholders get many add-ons like: 

  • Zero Depreciation Cover
  • Consumable Cover
  • Roadside Assistance
  • Return to Invoice Cover
  • Engine Protection Cover

• 23x7 Customer Support: Digit’s customer support team words 24x7 to help you with any issues you have with your Fiat car insurance. Just dial 1800 258 5956 and resolve your queries in no time.

• Network of Garages: Digit has tie-ups with numerous garages across India. So, if you are on the road and face any vehicle-related issues, you will always find a network garage in your vicinity. Visit them and get cashless repairs and services. 

• Online Products: You can opt for insurance for Fiat from the comfort of your home. Visit Digit’s official website and avail your suitable car insurance policy to avoid the tedious and lengthy paperwork. 

• IDV Customisation: At Digit, policyholders have the option of increasing or decreasing the IDV (Insured Declared Value) as per your convenience. Anyone opting for this customization facility has to pay a higher Fiat car insurance renewal price. 

• Simple Claim Filing Procedure: Sidestep the time-consuming claim filing and verification process by opting for Digit’s car insurance for Fiat. Call 1800 258 5956 from your registered phone number and easily file your claim. 

Purchasing a car is a big deal for most Indian residents. No one likes to pay extra money for fines and unnecessary on-road discrepancies. Choosing a cheap Fiat car insurance policy might save you some cash but makes you vulnerable to certain disparities. Opting for a Digit car insurance policy helps you curb these problems. Additionally, policyholders with comprehensive coverage enjoy the benefits of several add-ons. 

Looking to reduce the premium paid towards your FIAT’s insurance? 

Following are a few ways to do so! 

• Choose a Higher Deductible: With your FIAT insurance, you will be required to pay a compulsory deductible as per IRADAI directives. Alongside this, you can choose to pay voluntary deductibles during a claim, by virtue of which you can reduce the premium paid towards the policy. 

• Avoid Making Small Claims: If you make claims for small damages, you miss your NCB and consequently do not enjoy any discounts on your premium. Therefore, if your car’s repair is not costing you much, it is better to avoid making claims. 

• Compare Premiums: Make sure you conduct proper research and choose the most affordable policy in the market. In this respect, Digit’s FIAT insurance policy (starting at Rs.2702) is cost-effective and offers maximum benefits.  

These are, thus, a few ways through which you can lower the premium for your FIAT insurance purchase or renewal. 

However, make sure you do not compromise on your policy benefits while seeking lower premiums payable! 

Happy driving!