Debuted in 1999, BMW X5 is a mid-size luxury crossover SUV launched by the German automaker SUV. The assembly operations for this model takes place in Russia and India. Eventually, the fourth generation of this model made an entry to the Indian commuter segment in 2019.

Despite featuring the latest specifications and safety options, this car is susceptible to risks and damages like any other vehicle. So, if you are an owner of this car, it's time you renew your BMW X5 Series car insurance from a reliable insurer.

A proper insurance policy for your BMW car comes in handy when your vehicle incurs substantial damages from an unfortunate incident. Without an insurance plan, you need to bear the costs of repairing your damaged car parts resulting in significant financial loss. However, insurance for BMW X5 Series cars conveniently covers the charges for you and helps in boosting your savings for the future.

Considering the importance of insurance policies in India, insurers like Digit offer attractive deals tailor-made to your needs. Here are some reasons you should turn to Digit for X5 Series insurance.

Choosing an appropriate policy for your BMW car can be tedious as several insurance companies offer different plans in India. In order to make an informed decision, you need to compare the plans online and select the one that provides maximum coverage at competitive BMW X5 Series car insurance prices.

In this regard, you might want to settle for Digit insurance due to the following benefits:

1. Various Types of Insurance Plans

You can purchase from the following insurance options by choosing Digit:

• Third-party Insurance

When your BMW car collides with a third party person, vehicle or property, substantial damages are caused to the latter. Therefore, you will have some liabilities in such a scenario resulting in monetary losses. However, third-party car insurance for BMW X5 Series covers those obligations and other third-party liabilities like litigation issues.

• Comprehensive Insurance

A third-party plan is insufficient to cover damages caused to your BMW car during an accident. To that end, you can consider a comprehensive BMW X5 Series car insurance plan from Digit. This insurance provides coverage benefits against damages caused by fire, earthquake and other natural or artificial disasters.

Note: Comprehensive plans are available at a higher premium due to their extended coverage limit. However, you can also buy a standalone own car damage insurance for covering damages caused to your BMW car.

2. Online Claim Process

Now you raise a claim against your BMW car insurance policy online thanks to Digit's technology-driven process. This procedure makes it possible to file claims from your mobile phone. Further, you can self-inspect your BMW car damages via your smartphone and complete the claim process in a short span.

3. Easy Application

Digit allows you to obtain BMW X5 Series car insurance online without the need for heavy documentation. Instead, you can simply upload a few essential documents online from your smartphone and complete your purchase.

4. Several Network Garages

Finding a professional garage for an emergency car repair service can be difficult. However, if you choose Digit insurance, you do not need to search more as they have plenty of network garages across India. These repair centres provide reliable and swift services. Additionally, you can opt for a cashless facility in your BMW X5 Series car insurance claims from these garages.

5. Add-on Benefits

Policyholders of comprehensive plans from Digit can now get an add-on facility by paying a little over their BMW X5 Series car insurance cost. Under this facility, you can add any of the below-mentioned policies over and above your standard insurance plan against additional charges:

• Consumable cover
• Return to invoice cover
• Roadside assistance
• Engine and gearbox protection cover
• Zero depreciation cover

6. IDV Customisation

You will be interested to know that BMW X5 Series car insurance premiums vary depending on its Insured Declared Value. Insurers calculate your car's depreciation and offer a premium amount. However, Digit gives you an IDV customisation option where you can choose an IDV as per your requirement.

7. 24x7 Customer Support

You might have doubts regarding the BMW X5 Series car insurance renewal price. It is better to consult with Digit's responsive customer support before proceeding in such instances. They are at your service on a 24x7 basis, even on national holidays.

8. No Claim Bonuses

During BMW X5 Series car insurance renewal, your insurer can offer discounts on policy premiums, also known as No Claim Bonuses. However, these are available only if you maintain non-claim years within your policy term. In this regard, insurance providers like Digit offer a No Claim Bonus ranging up to 50%.

Furthermore, you can choose a higher deductible BMW X5 Series car insurance plan from Digit if you are prone to raise fewer claims. You need to pay lower premiums by choosing such a plan.

However, you must include essential coverage benefits before purchasing these plans.