The German automaker BMW introduced a line of compact executive cars, 3 Series, in May 1975. A total of 7 different generations of this car were launched thereafter. This is a best-selling model accounting for roughly 30% annual total sales of this brand. Additionally, it has won a number of awards throughout its history.

The seventh generation of this car entered the Indian commuter segment in August 2019. Since then, the company has sold a number of units across India.

If you drive this car or are planning to purchase a new BMW 3 Series car, you should know everything about BMW 3 Series insurance. Despite optimising safety features, this car is susceptible to risks and damages. Considering this, you should obtain a suitable insurance plan to curtail financial costs while repairing car damages.

Several insurance companies offer a range of policies tailor-made to your needs. In this regard, you can consider Digit insurance owing to its host of benefits.

In the following segment, you will find the reasons why you should opt for this insurance provider.

Following are the Add-ons for BMW 3 Series Car Insurance:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

To choose an appropriate 3 Series insurance policy, you need to compare several insurance plans online. While doing so, you might want to consider Digit’s unique features as mentioned below:

1. Range of Insurance Policies

Potential customers opting for Digit car insurance can benefit from the following plans:

• Third-Party Car Insurance: As per the Motor Vehicles Act, 1988, every motorist should at least possess third-party car insurance to avoid traffic penalties. This is a basic insurance plan covering damages caused to a third-party person, property or vehicle. Thus, by obtaining this insurance for BMW 3 Series cars, you can reduce third-party liabilities.

• Comprehensive Car Insurance: There might be instances when your Audi car incurs damages from unfortunate events like earthquakes, theft, etc. In such scenarios, a comprehensive BMW 3 Series insurance plan provides coverage benefits against such damages. Further, it covers third-party damages as well.

2. Easy Claim Process

Now you can claim against your car insurance plan for BMW 3 Series in a seamless manner thanks to Digit’s technology-driven processes. All you need to do is contact the Digit insurer and request a self-inspection link. After receiving the link, you need to shoot your car’s damages and choose an appropriate repair mode from the options - cashless and reimbursement.

3. Cashless Repairs

You can opt for cashless repairs while getting car repair services from Digit network garages and avoid paying cash. Under this facility, your car insurer will pay for the repair costs on your behalf. Thus, by paying a nominal BMW 3 Series insurance price, you can benefit from this facility.

4. Minimal Documentation

As you can obtain BMW 3 Series insurance online, you can enjoy a minimal documentation process. All you need to do is upload all the essential documents online and complete the application process in a few minutes.

5. Add-on Benefits

Digit gives you the option to include add-on benefits over and above your base insurance plan against additional expenses. You can increase your BMW 3 Series insurance cost by a nominal amount and enjoy more coverage on your existing plan. Some of the add-on policies are:

• Return to invoice cover
• Breakdown assistance
• Engine and gearbox repair cover
• Zero depreciation cover
• Consumable cover

6. Plenty of Digit Network Garages

There are several Digit network garages across India from where you can get professional repair services. They also offer a cashless facility for BMW car repairs.

7. IDV Customisation

Your BMW 3 Series insurance renewal price depends on your car’s IDV. Insurers find out this Insured Declared Value (IDV) by subtracting the car’s depreciation from its manufacturer’s selling price. In this regard, you can avail of a customisation option from Digit and maximise your benefits.

8. Customer-friendly Service

In case of doubts or queries during BMW 3 Series insurance renewal, you can get in touch with Digit’s responsive customer service. They are available 24x7, even on national holidays.

Now that you know everything about Digit’s offering regarding your BMW 3 Series insurance plan, you can proceed with the renewal or purchase process. Furthermore, you can contact your insurer beforehand and know more about the benefits you can obtain.