What is Travel Insurance?
Travel Insurance is an essential document you purchase to cover the risks that come along with travelling and can be used internationally or even for domestic travel and during unexpected circumstances.
When should you consider buying Travel Insurance online?
The best time to buy travel insurance online is within 15 days of making the first deposit (booking hotel or flight tickets) on your trip. After completing planning your trip, you will be able to estimate your total pre-paid trip costs. That allows you to avail an accurate quote for your plan to secure your trip.
Buying travel insurance early often qualifies you for pre-take-off coverages such as trip cancellation, interruption, flight delay etc. Many companies (like ours) let you buy plans until the day before you leave. Just make sure you understand what is and isn’t covered. Even though you might not avail of all the benefits, you still get important covers such as baggage and passport loss, medical covers, adventure activity coverage, personal liability and bail bond, etc.
The earlier you buy your plan, the sooner you will be covered. But, if you are an impulsive nomad, you can still secure your trip right before leaving. You can avail of Digit’s International Travel Insurance Policy online now!
When should you not buy a Travel Insurance?
You cannot buy travel insurance after clearing immigration at the airport from general insurers in India.
Technically, your policy starts from when you take off until you return to your home country. You can also not buy a travel insurance policy after something has happened. For example, on your trip to Thailand, you injured your leg, or your luggage was stolen. Unfortunately, you cannot claim travel insurance for circumstances like this after it has happened. If a situation has already occurred or is expected to occur, you will not be covered under your policy.
