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Student Travel Insurance Policy

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Sum Insured

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Date Of Travel
Duration of Travel
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University Name
Course Duration
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Date of Birth
Passport Number
Sum Insured
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Up to $1M

Sum Insured

24/7

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Co-payment

International Travel Insurance for Students Travelling Abroad from India

What is Student Travel Insurance?

Is Travel Insurance Mandatory for Students?

Why Do Students Need Travel Insurance?

We’ve done our research, so let us present our findings:

Universities abroad
Universities abroad insist on having a comprehensive insurance plan. (1)
Medical Cost when you travel
Medical expenses cost 3 to 5 times more outside India. (2)
belongings people lose while travelling
Phones, Laptops, Bank Cards, Licenses & Passports are the top belongings people lose while travelling. (3)
travel insurance
USA, England, Germany are among a list of countries that mandate having a travel insurance. (4)
personal liability
Student travel policies offer coverages like personal liability and bail bond, study interruption, trip delays and cancellation, etc. to protect you against troubles abroad. (5)

Why Choose Digit’s Overseas Student Travel Insurance?

  • Financial Emergency Cash - If pickpockets target you on a trip, this will cover the loss of travel funds.

  • Bounced Bookings - Bounced booking might occur when your accommodation or common carrier is overbooked, resulting in you losing your spot! This can happen primarily during the holiday season or during a particular event or festival, where there are chances for an upsurge in bookings to a particular.

  • Common Carrier Delay - If your flight or any other common carrier is delayed from the scheduled departure time due to reasons mentioned in your policy, you will be paid.
  • Loss of Passport, Driving License, and Temporary Permit - If you lose your passport, visa, driving license, or temporary permit while abroad, it will prevent you from continuing your trip. We'll cover the costs of issuing an emergency certificate or duplicate passport so that you can enjoy your trip again.

  • Super Easy Claims - If you file a claim with us, you don’t have to worry about tedious procedures! Digit has a simple, digital, hassle-free claiming process.
  • Up to $10 Lakh Sum Insured - A $10 Lakh sum insured option gives you maximum protection for a brighter future!
  • Coverages up to 3 years - Stay secure for three years with Digit’s International Student Travel Insurance Plan.

What’s Covered in Digit’s Overseas Student Travel Insurance Plan?

A Cover for Your Health

Emergency Medical Treatment and Evacuation

If you fall ill or are hospitalized due to any unexpected illness, or repatriation of mortal remains in case of death, or require OPD treatment up to 10% of your SI, then we’ve got you covered

Emergency Accidental Treatment and Evacuation

In the event of an accident, you need to cover your hospitalization charges, then our plan covers for you. Additional 10% Sum Insured for accidental treatments. OPD treatment is covered up to 10% of your SI.

Daily Cash Allowance

Petty cash with regards to hospitalization expenses are also covered for up to 5 days, with a time excess of 2 days

Emergency Dental Treatment

Dental treatment due to accidents are filled in by us. Don’t worry about burning a hole in your pocket, we’ve got you covered!

Personal Accident

In an unfortunate event of permanent disability or even death, you or your nominee are entitled to a flat benefit from us

Waiver of Pre-existing Disease

Depending on your SI option, you can avail 5-10% of your sum insured

A Cover for your Studies

Study Interruption

If your studies are interrupted due to any unexpected event and you cannot claim any refund from your organization, then we got you covered

Accident of the Sponsor

If the person sponsoring your education has permanent total disability or unfortunately dies, then our policy can help cover your course expenses

Compassionate Family Visit

If you require a family member to visit you when you are hospitalized, then we will cover the cost of visit of one member. This cover let’s family stick together

Personal Liability & Bail Bond

Sometimes in unfamiliar places you might get mixed up with the law. To help yourself in a situation like this and lawsuits filed by a third party against you, this plan financially covers for you

A Cover for your Travel

Loss of Passport

You can avail a duplicate passport while abroad if the original one gets lost, stolen, or damaged. Don’t worry about the expenses, we cover it!

Delay of Checked-in Baggages

You are entitled to monetary compensation from us if your checked-in baggage is delayed by more than the duration specified in your policy

Accidental Death and Disability (Common Carrier)

Even in the event of accidental injury during your flight travel that leads to your permanent disability or death, you or your nominee can claim a flat benefit from us

Common Carrier Delay

If your flight is delayed for more than 4 hours then you can avail a claim of USD 50. You can get compensated for the time lost

Total Loss of Checked-in Baggage

You can claim for monetary benefit in the event of total loss of your checked-in baggage on pro-rata basis

Loss of Baggage and Personal Belongings

If you lost your baggage or personal belongings due to theft, robbery, etc. while on your trip, then you will be able to claim for any declared loss

What's Not Covered?

Eligibility Criteria to Buy a Student Travel Insurance Policy

Documents Required for Student Travel Insurance

To apply for student travel insurance, you’ll usually need these documents:

Requirements Details
Proof of Enrollment A letter from your school confirming you’re a student.
Passport and Visa Copies Valid copies of your passport and visa.
Travel Itinerary Your travel plans, including flight tickets and hotel bookings.
Health Declaration A form about your current health and any medical conditions.
Personal ID This includes a driver’s license or national ID card.
Proof of Dependency If needed, documents showing financial dependency.
Academic Documents Your transcripts or other school records.

These documents help show you qualify for the insurance and help the provider understand your coverage needs.

How to Buy International Travel Insurance with Digit?

Step 1

On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’

Step 2

Select the plan, sum insured, and click ‘Continue.’

Step 3

Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.

Step 4

You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.

Key Features of Student Travel Insurance

Key Features Digit Benefit
Premium A $50,000 StudentTravel insurance plan from India for 30 days - 1 adult starts from ₹505 only (excluding 18% GST).
Eligibility  16 years to 35 years of age 
Claim Process  Smartphone-enabled process. No paperwork involved.
Claim Settlement 24x7 Missed Call Facility Available
Countries Covered 150+ Countries & Islands Across the World 
Plans  Sum Insured of up to $10,00,000
Flight Delay Benefit  $25 per 4 hours (up to $100) automatically transferred to you on flight delays
Sub-limit Waive Off  No sub-limits up to 80 years of age
Covers Available Trip Cancellation, Medical Cover, Flight Delay, Delay of Checked-in Baggage, Loss of Passport, Daily Emergency Cash, etc. 

How to File a Travel Insurance Claim with Digit?

After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.

Step 2

Upload the required documents & your bank account details, on the link sent.

Step 3

We’ll take care of the rest!

How to Compare Travel Insurance for Students Online?

Things for Students to Remember Before Going Abroad

FAQs about Student Travel Insurance