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What are the Documents Required to Purchase a New Two-Wheeler?
As soon as an individual starts earning his livelihood, owning a bike or scooter becomes a priority for daily commute. If you own a bike, it not only provides you with a sense of freedom, but the joy of the moment is unparalleled. Though the task seems simple, various documents are required to purchase a two-wheeler, like identity proofs, residential proofs, bank statements, and much more.
Read on to find out all about the necessary paperwork you need to present to buy a two-wheeler in India.
List of Documents Required to Purchase a Two-Wheeler in India
The following are the most common documents you need to buy a motorbike:
List of Documents Required at Different Steps of Purchasing a New Bike
It would be best to prepare all the documents to be presented when buying a bike, registering the bike with RTO, or opting for two-wheeler loans or an EMI payment method.
Below are the different steps where the list of documents are required while buying a two-wheeler.
- While buying from dealership
- While applying for a bike loan/finance
- While registering for a Two-wheeler
Documents Required to Buy a Two-wheeler from Dealership
Identity Proof | Aadhaar Card, PAN Card, Driving Licence or any other government-issued identity card |
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Address Proof | Rental agreements, Utility bills, and Legal land documents |
Nationality Proof | passports, Voter ID Cards |
Documents Required for Two-wheeler Loan/Finance
Not everybody can make full payment to buy a bike, which gives rise to the option of loan or finance to bear a bike’s cost. A two-wheeler loan is determined based on the age and income of an individual. Below is a list of documents required to buy a bike on loan or finance -
For Salaried Employees
For Self-Employed Individuals
Documents Required for Two-Wheeler Registration
Vehicle registration is a legal requirement in India under the Motor Vehicle Act of 1988. Below is a list of documents required.
The above table consists of all the documents required to register a vehicle with the respective RTO’s that an individual resides.
You have gone through the documents required for a two-wheeler purchase in India if you are here. While owning a two-wheeler is an unbeatable joy, it demands a lot of paperwork. Proofs of your identity and residence, photographs, various certificates, etc. that make you eligible to purchase a motorbike.
Someone can also buy a bike on loan or finance if they cannot pay in full. In such scenarios, a salaried and self-employed individual must present proof of income. After the purchase, register the vehicle with the RTO to venture out with freedom.
FAQs about Documents Required to Purchase Bike
Is a PAN card necessary for buying a bike?
The PAN Card works as an individual's identity proof. PAN Card, Aadhaar Card, and Voter ID Card are some of the identity proofs you require to purchase a bike.
What are the bike documents?
Some required documents for bike registration are pollution certificates, bike registration certificates, insurance policies, and bike fitness certificates.
What documents are required for a bike purchase?
To buy a new bike in India, you'll need to provide the following documents to the dealer:
- Identity Proof: Like the driving license, PAN card, Aadhar card, passport or voter ID
- Address Proof: Like a passport, rent agreement, bills of electricity, water or gas connection, ration card or sale deed.
- Nationality Proof: For instance, passport, voter ID card, and so on.
- Proof of Sale: Such as an invoice received from a manufacturer and the dealer.
- Bike Insurance Policy: For example, a photocopy of the bike insurance cover note.
Can I buy a bike without local address proof?
No, vehicle registration is applicable in the RTO, which is concerned with the permanent or current address only, and address proof is required.
What is RTO while buying a bike?
RTO stands for Regional Transport Office, a government body in India that oversees and controls vehicle registration. Every bike owner must register it with the RTO within 7 days of delivery for it to be legally used on Indian roads.
What is the process of buying a second-hand bike?
Purchasing a second-hand bike entails the following steps
- Purchasing a used bike with the desired features and then doing a thorough inspection of it.
- Identifying its legal status, that is, whether it is legal or banned, and then bargaining for the price.
- Passing the vehicle to the buyer and receiving the documents that include the RC, insurance for the vehicle, and PUC certificate.
- Changing of ownership at the local RTO and insurance.
Can I buy a bike without income proof?
Yes, you can get a two-wheeler loan without an income document if you have other documents and apply for the loan with a co-applicant.
What is the minimum downpayment for a bike?
The minimum down payment on a bike loan largely depends on the bank or other provider, but it ranges between 10%-30% of the bike's cost.
Is a PAN card mandatory for buying a bike?
Yes, while purchasing a bike, a DL, PAN Card, Aadhaar Card, and other ID proof documents are required to prove the person's identity.
Can I buy a bike without NOC?
Well, it is only possible, anyway, to register the bike or any vehicle in another state with the NOC, form no. 28. The NOC is usually needed when you plan to transfer your bike to another state, sell the bike, or travel in another state with your bike for more than three months.
Is it mandatory to get NOC for two-wheelers?
Yes, NOC is mandatory for two-wheelers in the following circumstances:
- Disposing or otherwise dealing with your vehicle in a way that removes it from the purview of the registering authority
- Transferring your two-wheeler to another state
- Withdrawal of hypothecation made to the bank at the time of registering your vehicle in case you are planning to sell your bike.
How long is bike NOC valid?
The NOC has a validity duration of up to six months from the date it is issued. You will be required to re-registration the two-wheeler under a different RTO before the period of validity expires.
Do we need to visit RTO for NOC?
Absolutely, a vehicle owner would have to go to his/her country’s RTO to make an application for NOC. The owner must then file a completed CMV 28 form with other relevant documents and the appropriate fee.
Can NOC be done online?
Yes, getting an NOC Online at the ‘Parivahan’ portal under the Ministry of Road Transport and Highways is possible. However, applying for an online NOC is still unavailable in all states. Before proceeding to the next step, you must verify your state’s availability for online NOC.
What happens if NOC is not given?
If, for any reason, your initial RTO is unable to issue NOC within a maximum of 30 days after your application, you are free to apply for re-registration at the RTO of your preference. In this situation, you must attach a copy of the Form 28 application and the acknowledgement receipt and fill in a declaration at the new RTO.
Who will provide the NOC certificate?
The RTO initially registers a vehicle and provides an NOC stating that the vehicle has no tax liability and can be registered in another RTO area.
How do I check my bike NOC status online?
You can check the status of a bike's No Objection Certificate (NOC) online by following these steps:
- Visit the government’s Vahan Citizen Services website
- Choose the state and local RTO
- Log in and Go for the services that are offered
- For purposes that require no objection, click the Application for No Objection Certificate.
- Go to the tab Vehicle Registration Related Services
- Click the Status tab
- Select ‘Know your Application Status’ from the drop-down list
- Enter your application number
- Click Submit
Do we need to submit an original RC for NOC?
Yes, an original copy of the vehicle's fresh RC needs to be attached to the application for NOC from the Registering Authority (RTO). As per the RTO norms, you can apply for an NOC in person at the jurisdictional RTO.
How to get CC from RTO?
If a vehicle holder wants to obtain a clearance certificate (CC) from RTO, he must fill out a written application with the registration authority where the vehicle is registered. You will be required to produce the following documents:
- Registration certificate
- Insurance certificate
- Tax card
- Permit
- Fitness certificate (if applicable)
- Clearing of any outstanding tax debts
- ID and address proof of the new buyer
- Identification and address proof of the seller
- Chassis no. of the vehicle
Can I sell my bike without bank NOC?
No, if the bike was bought with finance from that bank, you usually require an NOC from the bank. The NOC certifies that the motorcycle is free from any loans or encumbrances, which are legal formalities for both the buyer and the RTO. The RTO cannot register the bike in the new owner’s name unless the NOC is provided.