Two Wheeler Insurance in Gurgaon

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Buy/Renew Two Wheeler Insurance Policy Online in Gurgaon

Gurgaon is one of the most developed urban areas of North India and is a part of the Delhi NCR. Riding a bike in Gurgaon can be challenging due to its level of pollution, dust, and irritation. This leads to blurring visibility and causes fatal accidents. Moreover, the poor infrastructure and increasing traffic are the source of major accidents.

Hence, you should get two-wheeler insurance in Gurgaon to avoid financial losses due to any mishap or damage. As per the Motor Vehicles Act, 1988, it is mandatory to have at least third-party bike insurance.

Get a two-wheeler insurance policy with Digit Insurance to avail benefits like super easy claim settlement through online mode, 24x7 customer support and many more.

Here’s more.

Why Choose Two Wheeler Insurance by Digit?

Cashless Repairs 4400+ Cashless Network Garages for you to choose from across India
Smartphone-enabled Self Inspection Quick and Paperless claims process through a Smartphone-enabled self-inspection process
Super-fast Claims Average turn around time for two-wheeler claims is 11 days
Customize your Vehicle IDV With us, you can customize your vehicle IDV as per your choice!
24*7 Support 24*7 call facility even on National Holidays

Two Wheeler Insurance Plans in Gurgaon

Third Party A Third-party Bike Insurance is one of the most common types of bike insurance;in which only damages & losses caused to a third-party person, vehicle or property are covered.
Comprehensive A Comprehensive Bike Insurance is one of the most valuable types of bike insurance that covers both third-party liabilities and damages to your own bike as well.
Standalone Own Damage Plan The Own Damage plan is for yourself – it covers loss and damage only to your own two-wheeler in case of accidents and collisions, natural calamities, fires, and thefts.

Third Party Comprehensive Own Damage

Damages/Losses to own two-wheeler due to an accident

 		× ✔ ✔

Damages/Losses to own two-wheeler in case of fire

 		× ✔ ✔

Damages/Losses to own two-wheeler in case of a natural calamity

 		× ✔ ✔

Damages to Third-Party Vehicle

× ✔ ×

Damages to Third-Party Property

 		× ✔ ×

Personal Accident Cover

 		× ✔ ×

Injuries/Death of a Third-Party Person

 		× ✔ ×

Theft of your scooter or bike

 		× ✔ ✔

Customize your IDV

 		× ✔ ✔

Extra protection with customized add-ons

 		× ✔ ✔
Get Quote Get Quote Get Quote

Know more about the difference between comprehensive and third party two wheeler insurance

Two Wheeler Insurance Add-ons Available in Gurgaon

Following are the two wheeler insurance add-ons available in Gurgaon:

Key Features of Two Wheeler Insurance by Digit

Key Features Digit Benefit
Premium Starting from ₹714
No Claim Bonus Up to 50% Discount
Customizable Add-Ons 8 Add-ons available
Cashless Repairs Available at 4400+ Garages
Claim Process Smartphone-enabled Claim process. Can be done online within 7 minutes!
Own Damage Cover Available
Damages to Third-Party Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

How to Buy/Renew Two Wheeler Insurance with Digit?

Step 1

On the Digit App or website, enter bike’s registration number, select the policy status and click on ‘View Prices’.

Step 2

Select the plan, add-ons and click on ‘Continue.’

Step 3

Enter your personal, nominee and vehicle details and click on ‘Pay Now.’

Step 4

Complete the payment and mandatory KYC verification process.

Step 5

You’re done! You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.

How to file a Claim?

After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled.

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

How fast are Digit Insurance Claims Settled? This is the first question that should come to your mind when switching your insurance company. Good you’re doing that! Read Digit’s Claims Report Card

How Digit Insurance can save your Two Wheeler in Gurgaon?

Digit has made insurance simpler with digitalization. It saves your precious time, money, effort and offers the best deals.

The Motor Vehicles Act, 1988, mandates the purchase of an insurance policy for any two-wheeler purchase, irrespective of which type of insurance one chooses for himself/herself. Also, an insurance policy brings in holistic safety for one’s life, money, third party damage and of course the heavily invested money on the bike.

Digit offers two types of bike insurance plans:

  • Comprehensive Bike Insurance: This policy covers your bike from losses due to an accident, collision, fire, theft, vandalism or damage caused by certain natural disasters. 
  • Third-Party Bike Insurance: This policy will pay for bodily injury and property damage of others when you are responsible for their loss in an accident.

Avoid Heavy Traffic Penalties: Gurgaon strictly follows the new traffic rules and penalties after the amendment in the Motor Vehicle Act effective from September 2019. Lately, a two-wheeler rider was imposed with Rs.23,000 traffic ticket for multiple violations. 

For non-holding of third party bike insurance, bike riders are imposed with Rs.2,000 fine. Digit’s third-party insurance policy will save you from getting fined.

Buy a Comprehensive policy for Extra Protection: Sometimes the cost of repairs and bike-related issues can crunch your financial stats.

The financial hit becomes unbearable in case of losing the bike in a natural calamity or theft. So having comprehensive bike insurance will give you peace of mind. It also covers your third party liability. A wide option of customizable add-ons is a perk.

Customize the Comprehensive policy with Add-ons: You can increase the scope of coverage with multiple add-ons under the comprehensive policy.

Considering the probability of accidents in Gurgaon Personal accident cover will be a wise addition to have [PA cover can be purchased with Third-party insurance also]. There are other add-ons like breakdown assistance, return to invoice, etc. present in Gurgaon.