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Buy/Renew Two Wheeler Insurance Policy Online in Guntur
Guntur is the administrative headquarters of the Guntur district and is the third largest city in Andhra Pradesh. It is a part of the East Coast Economic Corridor and has Asia’s largest chilli market yard.
The city witnesses heavy bumper-to-bumper traffic, improper traffic management and violation of traffic norms. Moreover, there is a lack of proper road infrastructure. All this contributes to massive traffic congestion, fatalities and accidents.
Therefore, in order to financially safeguard yourself from unforeseen accidents in such deplorable conditions, the need for a two-wheeler insurance policy is critical.
If you are in need of a bike insurance policy, consider getting one from Digit. The claim settlement process is quick and hassle-free and gets over in minutes. Find out more about Digit below.
Why Choose Two Wheeler Insurance by Digit?
Two Wheeler Insurance Plans in Guntur
Third Party | Comprehensive | Own Damage |
Damages/Losses to own two-wheeler due to an accident |
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Damages/Losses to own two-wheeler in case of fire |
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Damages/Losses to own two-wheeler in case of a natural calamity |
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Damages to Third-Party Vehicle |
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Damages to Third-Party Property |
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Personal Accident Cover |
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Injuries/Death of a Third-Party Person |
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Theft of your scooter or bike |
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Customize your IDV |
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Extra protection with customized add-ons |
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Get Quote | Get Quote | Get Quote |
Know more about the difference between comprehensive and third party two wheeler insurance
Two Wheeler Insurance Add-ons Available in Guntur
Following are the two wheeler insurance add-ons available in Guntur:
Key Features of Two Wheeler Insurance by Digit
Key Features | Digit Benefit |
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Premium | Starting from ₹714 |
No Claim Bonus | Up to 50% Discount |
Customizable Add-Ons | 8 Add-ons available |
Cashless Repairs | Available at 4400+ Garages |
Claim Process | Smartphone-enabled Claim process. Can be done online within 7 minutes! |
Own Damage Cover | Available |
Damages to Third-Party | Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages |
How to Buy/Renew Two Wheeler Insurance with Digit?
Step 1
On the Digit App or website, enter bike’s registration number, select the policy status and click on ‘View Prices’.
Step 2
Select the plan, add-ons and click on ‘Continue.’
Step 3
Enter your personal, nominee and vehicle details and click on ‘Pay Now.’
Step 4
Complete the payment and mandatory KYC verification process.
Step 5
You’re done! You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
How to file a Claim?
After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Just call on 1800-258-5956. No forms to be filled.
Step 2
Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.
Step 3
Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.
Why Opt For Two-Wheeler Insurance in Guntur from Digit?
When you buy a two-wheeler insurance policy from Digit, you get a lot of perks. They are:
- Paperless Claim Settlement Process: When it comes to claiming your insurance policy, Digit’s smartphone-enabled self-inspection process negates the need for any paperwork. To start, simply dial the provided number on Digit’s website to get a link to your registered contact number. Then you have to follow a step-wise guide and click pictures of the damaged parts of your two-wheeler. The team dealing with your claim will look into the matter and contact you with a quote. Then, depending on your preference, you can opt for a Reimbursement or Cashless Repairs. This quick and easy process helps Digit maintain a high claim settlement ratio when it comes to bike insurance.
- Constant Customer Support: The customer support team at Digit is available 24/7 to clear doubts about your two-wheeler insurance policy. Even if you contact us on national holidays, our team will be happy to help you out.
- Chain of Network Garages All Over India: Digit has a massive chain of network garages all over India. When you opt for Cashless Repairs, you can take your damaged bike or scooter to one of these garages. You can get your vehicle fixed without any additional expenses from your end. Furthermore, these network garages provide 6 months of warranty on all their repair works.
- Options to Customise Your Bike’s IDV: Your bike’s Insured Declared Value or IDV has a big influence on the premium and sum insured of your two-wheeler insurance policy. Thus, Digit allows you to customise the IDV of your two-wheeler based on your preference. Make sure to choose an appropriate IDV for your insurance. A higher IDV will ensure higher compensation, but the premium amount will also be more.
How Can Digit Save Your Two-Wheeler in Guntur?
Here’s how Digit can protect your two-wheeler in Guntur:
Various Types of Two-wheeler Insurance Policy to Choose: Digit offers three types of bike insurance policies:
A unique feature of Digit’s stand-alone or own damage two-wheeler insurance cover is that you can purchase it even if you have a third-party insurance plan from a different policy provider.
- Enhance Your Policy Coverage With Add-ons: When you opt for a comprehensive two-wheeler insurance plan from Digit, you get the opportunity to purchase add-ons. These add-ons will extend the coverage of your existing policy. Although they come at nominal extra costs, they can be quite beneficial in multiple scenarios. Let's take the example of consumables cover. The cost of replacing nuts, bolts, oil, lubricants etc., generally does not come under the cover of a two-wheeler insurance policy. However, after an accident, the situation may be that you might have to replace the engine oil, lubricants, etc. In such cases, if you have this add-on, Digit will pay for these expenses. Roadside assistance is another add-on from Digit. This cover will provide financial help for the costs you would face for repair and replacements caused due to a sudden vehicular breakdown in the middle of a journey.
- Avoid Legal Penalties: The Motor Vehicles Act of 1988 mandates every vehicle owner to buy a third-party insurance cover. If you are caught riding your bike or scooter without a two-wheeler insurance policy, there will be a hefty fine of ₹ 2,000. For subsequent offences, this fine may rise to ₹ 4,000. In some cases, the authorities may also decide to punish you with 3-months of imprisonment.
- Personal Accident Cover: A personal accident cover will financially safeguard bike owners and their families in the event of an accident. If you suffer from bodily injuries or permanent disabilities, this cover will provide financial assistance for the medical treatment costs. In case of death due to an accident, the nominee is entitled to get the entire sum insured. The PA cover is mandatory for everyone buying a motor insurance policy.