Two Wheeler Insurance in Gorakhpur

Gorakhpur is located in the city of Uttar Pradesh and is popular among tourists and pilgrims for temples. It is a sacred destination for many Hindu pilgrims. There is a comparative rush during the festival season by tourists.

The roads remain congested with visitors and tourists throughout the year. On top of that, the lack of adequate road infrastructure, traffic violations and inefficient traffic handling lead to traffic snarls and mishaps. Thefts also take place due to a lack of parking space.

To avoid financial losses due to accidents, theft and other damages, it is necessary to purchase a two-wheeler insurance plan from a reliable insurance provider. So, if you are in Gorakhpur and looking for a two-wheeler insurer, Digit can be a suitable option.

Digit comes with a high claim settlement ratio for two-wheeler insurances.

Following are the two wheeler insurance add-ons available in Gorakhpur:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

If you are choosing a two-wheeler insurance policy from Digit, you will be able to get the following benefits:

• Effortless Online Claim Settlement Process: Digit offers you a hassle-free and paperless claim settlement process through a smartphone-enabled self-inspection feature. This facilitates a super-quick settlement process and ensures that you get the claim settled easily during an emergency. You have to simply call us on the number provided to receive a link to your registered contact number. On receiving a self-inspection link, you need to click and follow the guidelines to upload pictures of the damaged area of the bike. Once done, send those pictures to us. Our dedicated team will get back to you with an estimate. After this, you can choose whether you want to opt for reimbursement or cashless repairs at the network garages.
• Choose Cashless Repairs From Numerous Network Garages: Bike owners choosing the cashless repair mode can visit the nearest network garages of Digit. You can have your damaged bike repaired from these garages without paying any additional money from your end. There are thousands of network garages of Digit in India from where you can avail of the repair services. Moreover, you can get a six months warranty on the repairs from network garages.
• 24X7 Customer Assistance: To attend to all your bike insurance concerns, the customer support team is available 24X7. Moreover, we keep the helpline portals open for you even on national holidays so that you can reach us on any day, anytime. So if you have got any concerns, or face any emergency, feel free to reach us now.
• Customise Insured Declared Value: Your bike's Insured Declared Value is one of the vital factors in the insurance as it directly impacts the premium you pay for your bike insurance and the sum insured. IDV denotes the market value of your bike. Digit offers you to customise IDV as per your budget and convenience. The more your IDV, the higher would be the premium you pay.

Here is how the two-wheeler insurance plan from Digit can safeguard your bike in Gorakhpur:

• Include Add-Ons: Add-ons offer additional coverage beyond the coverage of the comprehensive bike insurance plan. You can include these add-on covers. But you have to pay a slightly higher premium amount. Examples of some significant add-ons are roadside assistance cover, consumable cover, return to invoice plan, zero depreciation cover, etc. If you are choosing roadside assistance cover, you will get coverage for expenses incurred due to the repair done for a sudden bike breakdown. Moreover, these add-ons cover the charges involved in availing of towing services.
• Select From Our Different Two-Wheeler Insurance Policies: If you are choosing Digit as your bike's insurance plan provider, you can opt from the available three types of plans:
• Comprehensive Two-Wheeler Insurance policy
• Third-Party Two-Wheeler Insurance policy
• Own Damage Two-Wheeler Insurance policy

One of the unique facilities that Digit allows is that you can purchase the stand-alone or own damage two-wheeler insurance policy even if you have a third-party insurance plan from other providers.

• Personal Accident Cover: It is a mandatory extension of a bike insurance plan as per the motor laws of the country. A personal accident cover protects you financially against any expenses you incur due to loss of income or treatment of injuries or permanent disabilities in case of an accident. This is a compulsory extension purchased in the bike owner's name. In an adverse situation where the owner dies due to an accident, the nominee will receive compensation.
• Avoid Legal Complication: According to the Motor Vehicles Act, 1988, buying a motor insurance plan in India is mandatory for every vehicle owner. The violation of this law will lead to fines ranging from ₹ 2,000 to ₹ 4,000. In some adverse cases, the punishment can lead to the cancellation of a driving license or even 3-months of imprisonment. Hence, it is advisable to purchase a two-wheeler insurance plan at the time of purchasing a bike.