Two Wheeler Insurance in Dharwad

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Buy/Renew Two Wheeler Insurance Policy Online in Dharwad

Dharwad is a city in the north-western part of Karnataka, also known as Dharwar. It shared a boundary with the neighbouring Hubballi and was merged into twin cities in 1962. Together they are known as Hubballi-Dharwad and cover an area of 213 sq. km.

The city is connected to other parts of the state through its rapid bus transit system. Potholes, poor drainage, growing population and submerged roads in monsoon make it challenging for vehicle owners to commute. There are often risks of fatalities and accidents.

Two-wheeler owners in Dharwad need to get two-wheeler insurance to safeguard themselves financially during any sudden mishaps. So, if you are looking for a reliable insurer in Dharwad, Digit can be an unbeatable option. If you want to know more about our policies, continue reading.

Why Choose Two Wheeler Insurance by Digit?

Two Wheeler Insurance Plans in Dharwad

Third Party Comprehensive Own Damage

Damages/Losses to own two-wheeler due to an accident

×

Damages/Losses to own two-wheeler in case of fire

×

Damages/Losses to own two-wheeler in case of a natural calamity

×

Damages to Third-Party Vehicle

× ×

Damages to Third-Party Property

× ×

Personal Accident Cover

× ×

Injuries/Death of a Third-Party Person

× ×

Theft of your scooter or bike

×

Customize your IDV

×

Extra protection with customized add-ons

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Know more about the difference between comprehensive and third party two wheeler insurance

Two Wheeler Insurance Add-ons Available in Dharwad

Following are the two wheeler insurance add-ons available in Dharwad:

Key Features of Two Wheeler Insurance by Digit

Key Features Digit Benefit
Premium Starting from ₹714
No Claim Bonus Up to 50% Discount
Customizable Add-Ons 8 Add-ons available
Cashless Repairs Available at 4400+ Garages
Claim Process Smartphone-enabled Claim process. Can be done online within 7 minutes!
Own Damage Cover Available
Damages to Third-Party Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

How to Buy/Renew Two Wheeler Insurance with Digit?

Step 1

On the Digit App or website, enter bike’s registration number, select the policy status and click on ‘View Prices’.

Step 2

Select the plan, add-ons and click on ‘Continue.’

Step 3

Enter your personal, nominee and vehicle details and click on ‘Pay Now.’

Step 4

Complete the payment and mandatory KYC verification process.

Step 5

You’re done! You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.

How to file a Claim?

After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled.

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

How fast are Digit Insurance Claims Settled? This is the first question that should come to your mind when switching your insurance company. Good you’re doing that! Read Digit’s Claims Report Card

Why Do You Need Two-wheeler Insurance From Digit in Dharwad?

Digit two-wheeler insurance policies come with lucrative features to provide maximum benefit to the policyholders. Here are some of the ways it can be advantageous to you:

  • Seamless Claim Settlement: With Digit, you can easily raise a claim against your insurance policy in a few minutes. This is because our claim settlement procedure is totally online and does not require any documentation or paperwork. Moreover, our smartphone-enabled self-inspection method lets you claim insurance without interrupting your work schedule. Under this method, you can call us from your registered mobile number and receive a self-inspection link. Next, you can capture the pictures of your damaged bike as per the guidelines and send them to us. Finally, you can end the process by choosing between cashless and reimbursement modes.
  • Customisable IDV: IDV or Insured Declared Value represents your bike's market value; it directly influences your policy premium amount, and the sum insured. Therefore, we allow our policyholders to customise their vehicle's IDV as per their convenience. It helps them to plan their finances accordingly. Do remember that if you set a higher IDV, the policy premium will be higher and vice versa.
  • 24/7 Assistance: We can assist you with any insurance-related queries whenever you need them. Furthermore, our helpline number is available 24 hours, irrespective of national holidays and Sundays. Hence, you can reach us whenever you need expert advice or assistance.
  • Vast Chain of Network Garages: Do you need an urgent bike repair in the middle of your journey and are left with insufficient cash? All you need to do is, select the cashless repair mode while claiming the insurance and get services from any of the nearest authorised network garages. Your damaged bike will be repaired by these facilities free of charge. There are thousands of our network garages across India that offer a 6-months warranty on every repair.

How Can Digit Two-wheeler Insurance Protect Your Bike in Dharwad?

We have a range of features to maximise your insurance coverage and keep your vehicle protected from unforeseen mishaps. Here are some of them:

  • Avoid Legal Hazards: As per the Motor Vehicles Act 1988, every Indian vehicle must get a third-party insurance policy. Anyone caught without a valid insurance is liable to pay a fine of ₹ 2,000 or ₹ 4,000. Moreover, authorities can suspend the driving license or even imprison the violator for 3-months under certain circumstances. So, when you buy an insurance policy from us, you get to avoid such legal complications.
  • Get A Convenient Insurance Policy: When you choose Digit as your insurance partner, you can get to pick from the following policies:

Each of the following comes with distinctive features and policy coverage so you can decide which policy you need depending on your requirement and budget. To receive all-around coverage, you may opt for the comprehensive insurance policy. 

  • Customise Your Insurance Policy With Add-ons: When you choose our comprehensive two-wheeler insurance, you can extend the insurance coverage by including add-ons. However, you have to pay a nominal extra charge. They provide extra coverage beyond that of the comprehensive policy. Digit provides an array of add-ons such as:

    • Zero Depreciation Cover
    • Return to Invoice Cover
    • Engine & Gear-box Protection Cover
    • Consumable Cover
    • Breakdown Assistance
    • Tyre Protect
    • Daily Conveyance Benefit

You can customise the coverage according to your needs and preference.

  • Get A Personal Accident Cover: PA or personal accident cover provides financial assistance to the policyholder to cover the medical expenses incurred due to an accident. It covers the insurance policyholder's medical expenses due to permanent disabilities, severe bodily injuries, death, etc. It provides full compensation to the nominee in case the owner dies in an accident. Do note that this is a mandatory extension that every individual needs to have when purchasing vehicle insurance. Hence, Digit's two-wheeler insurance policies protect your family even in your absence and provide financial security in hard times.